Utah's Hope

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Homes hold families, history, and meaning— and for many people, a lifetime of love. Most U.S. homes were never designed for aging bodies, yet many older adults are living in homes that no longer fit— and feeling stuck there. On the next Faith & Finance Live, Rob West and Harlan Accola discuss an option that can help seniors move into safer homes without new monthly payments. Then, it’s on to your calls. That’s Faith & Finance Live— biblical wisdom for your financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio.

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Spirituality, Shock Jock, Masterclass, Ben Sasse, Social Tip, Memorize Scripture, Robot Vacuums, Most Sold Car


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For the past month, we’ve been studying the rich writings of the Gospel of Mark. Mark weaves together a vivid narrative of the life of Jesus . . . and certainly the most vivid is his description of the end of Jesus’ life and ministry. These events were choreographed by the Father from the beginning of time, but the events were surprising to a First Century citizen seeing it in real time. Today on A NEW BEGINNING, Pastor Greg Laurie presents his message, What the Death of Jesus Means to You.

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Does it feel like your screens have taken over your schedules? Danny and John address how a lot of parents need to be more aware of their screen-time usage. You'll also hear from Jim Daly and Molly DeFrank about creating a gameplan for getting off of screens and focusing instead on real-life.

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Brian Smith and Ed Uszynski share stories and advice for parents of kids in sports. Hear about their passion for utilizing sports to disciple their kids and teach them character.  

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Homes hold memories. They hold family history, meaning, and for many, a lifetime of love. But as we age, the very places that once felt secure can quietly become harder—and riskier—to live in.

Most homes in the U.S. were never designed for aging bodies. Yet many older adults feel emotionally and financially locked in. The result? Families delay important housing decisions until a crisis forces change.

Today, we were joined by Harlan Accola, who leads the reverse mortgage team at Movement Mortgage, about a lesser-known option that may help older adults move into safer homes—without taking on new required monthly payments.

Falls are far more common—and costly—than most people realize.

Roughly 30 million older Americans fall each year. About one in five of those falls results in serious injury, often leading to hospitalization. The direct medical costs alone total nearly $50 billion annually. But the emotional and lifestyle costs for families can be even greater.

What’s sobering is where these falls happen. Not in extreme situations—but in ordinary places:

These everyday features become obstacles as mobility changes.

Most homes were built decades ago for young families in different stages of life. Only a small percentage include basic accessibility features such as:

As a result, stairs, tubs, and tight spaces often push older adults toward assisted living or nursing homes—not because they want to move, but because their homes no longer support their safety.

Even when homeowners recognize their house isn’t ideal anymore, they often hesitate to move.

There are two major reasons:

1. Emotional Attachment

This is the home where children were raised, and milestones were celebrated. Letting go isn’t easy.

2. Financial Lock-In

Many retirees either:

They worry that selling means taking on a new mortgage payment—something they might regret later in life. So they stay…often until something goes wrong.

Many people assume a reverse mortgage is only for accessing equity in their current home. But there’s another option: using a reverse mortgage at the point of purchase. Here’s how it can work:

For example:

The key distinction? No required monthly mortgage payments for as long as the homeowner lives in the home. That opens the door to:

One of the wisest principles in Scripture is found in Proverbs 27:12: “The prudent see danger and take refuge.”

Housing decisions in later life should reflect that kind of prudence. Rather than waiting for:

Families can proactively ask: How can we use the housing wealth we’ve built to improve safety and quality of life—while we’re still healthy?

W

Your kid rolls their eyes before you finish a sentence. Screens compete with your voice. Homework feels like a performance review. Dr. Kathy Koch shows how to get past the noise and actually connect. Learn simple, practical ways to be seen as more than a nag, to help your kids feel known, loved, and brave, and to raise relationally strong kids who can thrive—inside and outside the digital world.

Show Notes and Resources

• Learn more about Kathy Koch and her book "Start with the Heart" at celebratekids.com
• Set sail on the Love Like You Mean It Marriage Cruise! Now through 3/31/26, use promo code CruiseMadness27 and enjoy exclusive savings on your stateroom.

• Thanks to the Christian Standard Bible for sponsoring this episode. Learn more at CSBible.com.
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