Utah's Hope

Too Much Talk, Too Little Power

Walking in Spiritual Authority

Three years after the October 7th attacks in Israel, Pastor Greg Laurie sits down with his friend Johnnie Moore, an advisor to presidents, humanitarian, and one of the most connected evangelical voices on the global stage.

Johnnie explains the events that led up to and unfolded on October 7th.

They talk about why protests broke out in support of Hamas, how Israeli intelligence was caught off guard, whether there was a genocide in Gaza, and the “global information war” shaping how the world sees Israel. Get the full episode here.

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

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What causes believers to feel distant from God? In this conversation, Pastor Gary Thomas continues to unmask the lies that keep us striving, doubting, and disconnected. Sharing from his new book, The Life You Were Reborn to Live, Gary invites us to exchange falsehoods for the rich, soul-satisfying relationship God designed us to enjoy.

Get "The Life You Were Reborn to Live" free with your gift

Learn how to connect with God every day!

Rediscovering God’s Love, Joy, and Peace

Discovering Freedom in Your Faith

Enjoying the Earth Without Loving the World

Uncover how to develop a stronger faith and a purer heart by strengthening your faith in God.

Donate: https://store.intouch.org/donate/general

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Having an emergency fund is great, but how can we ensure the money is there when we really need it? Setting aside money for a rainy day is a wise practice, but what happens when we start dipping into those means for things that aren't truly emergencies? On the next Faith & Finance Live, Rob West considers three questions we should ask before taking money from our emergency fund. Then, it’s on to calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio.

Faith & Finance Live is a listener supported program on Moody Radio.  To join our team of supporters, click here.

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Topics:

Hot Take, Corrie Ten Boom, Masterclass, Hospitality, Shock Jock, Grumpy Men, Parent Influencers


BONUS CONTENT: Brant's Birthday/CURE, Corrie Ten Boom Followup

Quotes:

"I'm coming into the Octagon of Takes."

"You guys know what to do."

"It's clear I've never thought of this before."

"Hospitality is about creating space for people."

It's not a matter of perfection it's a matter of faithfulness."
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Having an emergency fund is an important part of wise financial stewardship. But building one is only half the battle. You also need to know when to use it.

It can be tempting to dip into emergency savings whenever an unexpected expense—or even an especially appealing purchase—comes along. But if we use those funds too freely, the money may not be there when a genuine emergency arrives.

Proverbs 21:20 offers a helpful reminder: “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.”

The principle is simple: wisdom prepares rather than consuming everything today. Financial emergencies are inevitable. A tire goes flat. An appliance fails. A major medical expense arrives. A job disappears unexpectedly.

We can’t predict every expense, but we can prepare for them.

An emergency fund is one of the most useful tools in a healthy financial plan. We often think about the “offense” of managing money—earning, saving, investing, and making progress toward our goals. But we also need a strong financial defense.

A good starting point is an introductory emergency fund of around $1,000 to $1,500. That can help cover many smaller surprises without immediately turning to a credit card.

Once you’ve paid off consumer debt and are taking advantage of any available employer retirement match, work toward building three to six months’ worth of living expenses.

That larger reserve protects against more serious disruptions, such as job loss or extended illness, and can keep an unexpected setback from becoming a debt crisis.

But once you’ve built that fund, how do you decide when to use it? Here are three questions to ask.

Does this expense need to be handled right now, or could you wait and save up to purchase it?

If something can reasonably wait, it probably isn’t an emergency.

When you’re uncertain, consider giving yourself some time before taking money from the fund. Waiting even 30 days may help you determine whether the expense is truly urgent.

Of course, some situations can’t wait. If your only vehicle breaks down and you need it to get to work, you may need repairs immediately. But if you have another vehicle available, you may have time to save toward the repair instead.

Urgency helps distinguish an actual emergency from an inconvenience.

The second question is whether the expense is truly necessary. This is where distinguishing between needs and wants becomes especially important.

Suppose your vehicle is no longer reliable. Transportation may be a legitimate need, but that doesn’t necessarily mean you need a brand-new car. A less expensive used vehicle might meet the immediate need while allowing you to save toward something different later.

An emergency fund is designed to protect you when essential needs arise—not to finance upgrades or purchases you would simply prefer to make sooner.

Finally, ask whether the expense was actually unexpected. There’s a significant difference between losing your job unexpectedly and realizing in December that you haven’t saved anything for Christmas.

Christmas comes every year. So do birthdays, property taxes, insurance premiums, school expenses, and many home and vehicle maintenance costs.

Those expenses may be irregular, but they aren’t emergencies.

Instead, consider creating sinking funds for predictable expenses that don’t occur every month. Setting aside a little throughout the year lets you prepare without raiding your emergency savings.

If an expense is urgent, necessary, and unexpected, then using your emergency fund may be entirely appropriate.

Passing all three tests doesn’t mean you should automatically spend whatever

Today on special edition of A NEW BEGINNING, Pastor Greg Laurie and Pastor Chuck Swindoll sit down for a rare, revealing conversation.

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

Support the show: https://bit.ly/anbsupport

See omnystudio.com/listener for privacy information.