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No matter how hard you try, you can't be the perfect parent. Jim Daly and
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Stepfamily life comes with unique challenges – and Laura Petherbridge understands them firsthand as both a stepdaughter and a stepmom. She addresses common questions about co-parenting, step-siblings, and what “blending” really looks like in everyday life. Drawing on her one-of-a-kind resource, Stepfamilies of the Bible, Laura shares timeless wisdom to encourage and equip your unique family.

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Overcome Common Challenges in Blended Families -- Join Smart Stepfamilies founder Ron Deal for this series of seven short videos. He’ll offer insightful, practical tips to help you and your loved ones experience harmony in your household.

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You found your person. So why do you still feel so alone? Loneliness in marriage can turn your spouse into your therapist, best friend, and entire support system. That's a heavy load for two people. FamilyLife president Luke Middendorf and his wife Kristina join Dave and Ann Wilson on FamilyLife Today to share how isolation, resentment, and one painfully honest conversation exposed what their marriage was missing.

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Owning rental property is like ordering pizza with anchovies. It's not for everybody. There's no question that a rental property can be a lucrative investment, but it's certainly not a passive investment like owning stock. On the next Faith & Finance Live, Rob West explores the pros and cons of owning rental property. Then, it’s your calls and questions. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio.

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Owning rental property is a little like ordering pizza with anchovies. It might be just what you're looking for, but it's certainly not for everyone.

Rental real estate can be a valuable investment, providing additional income and the potential for long-term appreciation. But unlike owning stocks or mutual funds, rental property requires ongoing attention, financial resources, and a willingness to handle unexpected challenges.

Before becoming a landlord, it's important to understand both the opportunities and responsibilities that come with owning rental property.

There are several reasons why rental real estate appeals to investors.

1. A Steady Stream of Income

One of the biggest attractions of rental property is the potential for consistent monthly income. When tenants pay rent, that money can help cover your expenses while providing additional cash flow.

Of course, if you have a mortgage, a significant portion of your rental income may go toward the monthly payment. You'll also need to account for insurance, property taxes, maintenance, and periods when the property is vacant.

The goal is positive cash flow—earning more from the property than it costs to own and operate.

2. Potential Property Appreciation

Real estate can also increase in value over time. If your property appreciates, you may eventually sell it for more than you originally paid.

However, appreciation isn't guaranteed. Property values fluctuate based on market conditions, location, and other factors. And when you sell, any profit may be subject to capital gains taxes.

3. Tax Advantages

Rental property ownership comes with potential tax benefits. The IRS generally allows landlords to deduct certain expenses associated with maintaining and operating rental properties, including mortgage interest, insurance, property taxes, repairs, and maintenance.

You may also qualify for depreciation deductions, which allow you to recover the cost of the building over time. However, depreciation reduces your property's adjusted tax basis and can increase your taxable gain when you eventually sell. Major improvements generally must be capitalized rather than deducted immediately.

Because these rules can be complicated, it's wise to consult a qualified tax professional.

4. Opportunities for Personal Use

Some investors purchase vacation properties, such as beach houses or mountain cabins, that they rent out seasonally while occasionally enjoying themselves.

The IRS has specific rules for properties used for both rental and personal purposes. Generally, if your personal use exceeds the greater of 14 days or 10% of the days the property is rented at a fair rental price, the property is considered a home for tax purposes, potentially limiting rental expense deductions.

Even when personal use falls below that threshold, expenses must be appropriately divided between rental and personal use.

5. Renting Property You Already Own

You don't necessarily have to purchase another house to become a landlord. You might be able to rent out a basement apartment, an additional room, or another portion of your existing home. This could provide additional income without requiring a major real estate purchase.

Depending on your circumstances, you may also qualify to deduct a portion of certain expenses associated with the rental space.

While the potential benefits are appealing, rental property also comes with significant responsibilities and financial risks.

1. A Substantial Upfront Investment

Purchasing rental property often requires a sizable down payment, closing costs, and additional funds to prepare the property for tenants.

If you're financing the

Sometimes, we treat prayer as a last resort. In reality, it’s our best option. And sometimes it’s our only option. So many of us could testify to the power of prayer, and even tell a story of how God came through just in the nick of time. So why aren’t we calling on God more often? And why don’t we let Him use us to step out boldly for Him? We’ll consider those questions today on A NEW BEGINNING as Pastor Greg Laurie helps us examine the feeding of the 5,000 in John chapter 6.

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

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While writing her book The Surprising Secrets of Highly Happy Marriages, Shaunti Feldhahn did a massive research study involving thousands of married couples. Her follow-up interviews with hundreds of couples who had the happiest marriages revealed some simple attitudes and actions that can help your marriage today!

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Simple Habits for Marital Happiness -- Build a happy marriage with this free video series! You'll learn four foundational "fall in love" habits, how to overcome marital complacency, how-to’s for connecting through the day, and more.

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