Episode 26 - In this episode of Trust the Process, Krista and Michael unpack everything you need to know about modern appraisals—from “Tidewater” notices and shortfalls to the builder hacks that quietly set new comps. Along the way, they reveal:

• Why appraisals protect the bank, not the buyer or seller—and what that really means for negotiations
• How appraisal contingencies (or waivers) shift risk when the market is hot versus cooling
• The tricks builders use—like model-home lease-backs—to push first-in comps higher
• When automated valuation models (PIWs/AVMs) can replace a full appraisal—and when you should still pay for one
• Real-world stories of deals that closed $50K over and $85K under the appraised value, plus what happened next

Whether you’re a first-time buyer, seasoned investor, or industry pro, you’ll walk away with a clear game plan for navigating value gaps and keeping your transaction on track.

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