Vetted VA: VA Loan - Your Journey Home

🏡 Buying a home in Arizona with your VA loan? Before you start shopping, there are two Arizona-specific rules that could affect your approval and your monthly payment.In this episode of the Vetted VA Podcast, host Nathan Nottingham sits down with Marine Corps veteran and VA loan expert Matt Burkhead to explain how Arizona's community property laws and disabled veteran property tax exemptions can impact veterans using their VA home loan benefit.In this episode, you'll learn:

✅ How Arizona community property laws affect VA loan qualification

✅ Why a non-borrowing spouse's debts may still count

✅ When it makes sense to have one spouse—or both—on the loan

✅ The truth about Arizona's disabled veteran property tax exemption

✅ Income limits that many veterans don't know about

✅ Tips to avoid surprises before buying a home

#VALoan #ArizonaRealEstate #CommunityProperty #VeteranBenefits #VAHomeLoan #MilitaryHomebuyers #DisabledVeteran #PropertyTaxExemption #HomeBuyingTips #VettedVA

Buying a home in Ohio with your VA loan? One thing manyveterans don't realize is that Ohio's real estatecontracts can vary by region, and those differences can impact your closing costs and home buying experience.

In this episode of the Vetted VA Podcast, host Nathan Nottingham sits down with Ohio VA loan expert Adam Baumlein to discuss what makes buying a home in Ohio unique—and why having the right lender and Realtor working together can make all the difference.

In this episode, you'll learn:
✅ Why Ohio purchase contracts differ from city to city
✅ How local contracts can affect your closing costs
✅ What veterans should know before making an offer
✅ Why communication between your lender and Realtor is critical
✅ Tips for choosing a VA-savvy real estate agent
✅ Common misconceptions about VA loans in Ohio

Thinking about building your dream home with your VA loan? 🇺🇸🏡 In this episode of the Vetted VA Podcast, host Nathan Nottingham sits down with VA loan expert Jerry Avila to break down how the VA One-Time Close Construction Loan works—especially for veterans building in Arizona.

You'll learn:

If you've been wondering whether you can use your VA home loan benefit to build a custom home, this episode walks you through the process and the expectations so you can make an informed decision.

Buying a home in South Carolina with a VA loan? Property taxes can work very differently than many veterans expect.

In this episode of the Vetted VA: Your Journey Home Podcast, we break down key South Carolina property tax rules for veterans, active-duty service members, and military families.

You’ll learn:

✅ How the 100% disabled veteran property tax waiver works in South Carolina
✅ Why the exemption may not apply automatically at closing
✅ What paperwork veterans may need after moving in
✅ How to request an escrow analysis after your tax bill changes
✅ Why primary residence status matters for South Carolina taxes
✅ What can happen if you later turn the home into a rental
✅ Why active-duty PCS moves may need extra tax planning

Colorado veterans have extra consumer protections when buying or refinancing a home—but many borrowers do not know what to look for.

In this episode of the Vetted VA: Your Journey Home Podcast,Nathan talks with Victor Malone about Colorado’s tangible net benefit rules, VA refinance safeguards, loan comparisons, termite inspection updates, and why thelowest interest rate is not always the best deal.

You’ll learn:

✅ What Colorado’s tangible net benefit form is
✅ Why VA refinance recoup time matters
✅ How bad refis can eat into your equity
✅ When VA and conventional loans should be compared
✅ Why 20% down does not automatically mean conventional is better
✅ What Colorado VA buyers should know about termite inspections
✅ Why education matters before choosing a loan

Veterans in Arizona have some big news.

In this episode of the Vetted VA Podcast, Marine Corps veteran andloan officer Matt Burkhead explains Arizona's updated 100% disabledveteran property tax exemption, including the removal of income limits andwhat changes take effect on January 1, 2027.

If you're a 100% disabled veteran buying a home inTexas, this may be one of the most important conversations you'll hear before closing.

Many veterans don't realize that Texas law allowseligible 100% disabled veterans to receive an immediate property tax exemption on their homestead. Unfortunately, some lenders still calculate loan qualifications incorrectly, potentially reducing buying power and creatingunnecessary stress after closing.

In this episode of the Vetted VA Podcast, we discuss:

✅ How Texas property tax exemptions work for 100%disabled veterans
✅ Why some lenders mistakenly qualify borrowers with taxes included
✅ How this can impact debt-to-income ratios and home affordability
✅ Why the exemption is available immediately under Texas law
✅ Steps veterans can take to ensure their lender handles it correctly
✅ The often-overlooked property tax credit veterans receive at closing
✅ How to avoid surprise tax bills after purchasing a home

Whether you're preparing to buy your first home,relocating to Texas, or helping veterans navigate the home- buying process, thisepisode provides practical guidance that could save thousands of dollars and prevent costly mistakes.

Moving is stressful enough. Setting up internet,utilities, trash service, movers, and home services shouldn't make it worse.

In this episode of the Vetted VA Podcast's Journey Homeseries, host Nathan Nottingham sits down with Tiffany Van Dillen from One Source Home Connect to discuss a little-known service that helps veterans, military families, homebuyers, renters, and homeowners simplify the moving process—allat no cost to the consumer.

You'll learn:

✅ How One Source Home Connect helps coordinateutilities and home services
✅ Why veterans and military families benefit during PCS moves
✅ How to compare internet, TV, utility, and home service options without spending hours researching
✅ Why the service is completely free to use
✅ How homeowners can re-shop services and potentially save money even after they've moved in
✅ The concierge-style support available throughout the entire move

Whether you're buying a home with a VA loan, relocatingon military orders, or simply trying to avoid the headaches that come with moving, this conversation offers practical solutions that can save time and reduce stress.

Many veterans qualify for powerful VA loan benefits, but too often theyare not fully educated on how those benefits work.

In this episode of the Vetted VA: Your Journey Home Podcast, we break down key VA loan lessons every veteran, service member, military spouse, and real estate professional should understand before buying a home.

You’ll learn:

✅ Why VA loan education matters before making an offer
✅ How to choose mortgage professionals you can trust
✅ Why hard news should be shared early in the loan process
✅ What veterans should disclose upfront to avoid delays
✅ How non-borrowing spouse debt may be handled on a VA loan
✅ Why “show me what yes looks like” is a better approach than a simple no

The goal is simple: help veterans understand the VA loan process, askbetter questions, and work with professionals who know how to guide them theright way.

In this episode of The Journey Home,Nathan from Vetted VA sits down with Michigan mortgage broker Chris Thomas todiscuss one of the most valuable benefits available to disabled veterans inMichigan: The Disabled Veteran Property Tax Exemption.

They cover:✅ How the Michigan property tax exemption works for 100% disabled veterans
✅ Why removing property taxes from escrow could save you money and hassle
✅ Common VA loan pitfalls involving well water testing and inspections
✅ How lenders handle property tax exemptions during qualification
✅ Michigan's recent updates to the property tax exemption process
✅ What veterans need to know when converting a primary residence into a rentalproperty
✅ Why working with a lender licensed in your state matters

If you're a veteran buying a home in Michigan or usingyour VA loan benefit, this conversation can help you avoid costly surprises andbetter understand your options.