Ralph DiBugnara is a nationally recognized real estate expert who serves as President of Home Qualified – the digital resource for buyers, sellers and real estate agents driving today’s millennial market; and Vice President at Cardinal Financial, a nationally recognized mortgage loan company behind $28 billions of closed loans. A frequent industry commentator, Ralph is considered one of the leading voices across the next big trends in real estate.

Ralph grew up in Brooklyn, New York among humble surroundings. His experience growing up in a blue-collar background, learning from a father working multiple jobs to put food on the table, built his foundational belief that hard work can overcome any obstacle. Through his experiences in work and life, Ralph believes the most important tool anyone can have, is mindset.

An entrepreneur at heart – Ralph builds businesses and advises individuals to create wealth through real estate, personal branding and their own business ventures. As one of the most successful personalities in the highly competitive real estate industry, Ralph aims to use and apply his story to help others in real estate achieve their own success.