Your salary doesn’t define your wealth. Your assets do.
Here’s the breakdown:
🔻 Struggling (< ₹10L) — No assets, hand-to-mouth
🔹 Lower-Middle (₹10L–₹50L) — Rent, FDs, LICs
🔹 Middle Class (₹50L–₹1Cr) — 1BHK, gold, car loans
🔹 Upper-Middle (₹1Cr–₹2Cr) — 2 homes, SIPs
📈 Rich (HNI) (₹2–₹25Cr) — Real estate, startup equity
💎 Super Rich (V-HNI) (₹25–₹100Cr) — ₹1L+ mutual funds luxury
✈️ Ultra Rich (₹100–₹800Cr) — Jets, family offices
🌍 Billionaires (₹800Cr+) — IPOs, unicorns, legacy wealth
⚠️ Most Indians are stuck between ₹10L–₹1Cr — earning but not growing.
🧠 Wealth ≠ Income. Wealth = Assets – Liabilities.
✅ Want to move up?
• Build income streams
• Invest long-term
• Track your net worth
• Avoid lifestyle traps
🔁 Save this for your 2025 financial audit
👥 Tag someone who needs to see this
Follow @vishwasmudagal for Level Up Series
#WealthLadderIndia #NetWorthOverSalary #VishwasMudgal #MoneyMindsetIndia #RichVsWealthy #PersonalFinanceIndia #MiddleClassIndia #SmartMoneyMoves#reel #reels #india #motivation #inspiration