Vital Wealth Strategies

By Patrick Lonergan

Welcome to Vital Wealth Strategies Podcast, where financial and tax expertise meets entrepreneurial success. Join us as we dive deep into the world of high-level entrepreneurship, bringing you top

... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about Vital Wealth Strategies:

How many episodes does Vital Wealth Strategies have?

The podcast currently has 117 episodes available.

Vital Wealth Strategies episodes:

January 27, 2026116 | Designed to Last A Strong Financial Foundation
What if hitting seven figures doesn’t make money easier… it actually makes every decision harder? In this kickoff episode of the “Designed to Last” series on the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Michael Loki, a Vital Wealth advisor, for a conversation that challenges a common belief entrepreneurs have as they grow: that more income automatically brings more clarity. Instead, Patrick explains why success often creates more moving parts, more decisions, and more pressure and why financial confidence must be built intentionally, not hoped for.
Throughout the episode, Patrick breaks down the real reason high-income business owners still feel uncertain about profitability, cash flow, and what’s “actually working” inside the business. He shares the three pillars that help businesses scale without becoming a stressful house of cards - profitability, financial reporting, and cash management and offers practical tools like monthly P&L tracking, accrual accounting awareness, accounts receivable reporting, and a 13-week rolling cash flow forecast. If you’ve ever wondered why you can have money in the bank but still feel behind, or why growth can trigger surprise tax problems and cash crunches, this episode is a must-listen.
Key Takeaways:
Higher income creates more complexity, not less and clarity must be built on purpose
A profitable business is the first requirement for something truly “designed to last”
Monthly P&L reporting (including year-over-year comparisons) is a non-negotiable tool
Owner pay matters: underpaying yourself can create “fake profitability” and hurt valuation
Cash flow problems can happen even in profitable businesses (especially with taxes + growth)
A 13-week cash flow forecast helps owners lead proactively instead of reacting
Episode Resources:
Simple Numbers by Greg Crabtree
QuickBooks Online
Vital Wealth cash flow assessment: vitalstrategies.com/cashflow
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
44min
January 20, 2026115 | The Dollar Is Dying… Here’s What Comes Next with David Morgan
What happens to your wealth and your freedom, when money is no longer backed by anything and every transaction can be tracked, restricted, or shut off? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with financial researcher and author David Morgan to unpack the real risks of fiat currency, inflation, and centralized monetary control. David shares decades of insight into how modern money is created, why inflation quietly erodes purchasing power, and how financial “stability” can mask a system built on increasing debt, manipulation, and surveillance.
Throughout the conversation, Patrick and David explore what a monetary reset could look like, the dangers of programmable money and CBDCs, and why “sound money” matters for entrepreneurs who want true long-term security. David also breaks down practical ways to reclaim monetary sovereignty, highlighting gold, silver, and land as time-tested stores of value and explains why he remains skeptical of Bitcoin as a freedom tool in today’s institutional landscape. This episode is a must-listen for business owners and high earners who want to protect their assets, think independently, and build wealth that isn’t dependent on fragile systems or compliance-driven control.
Key Takeaways
Fiat currency systems historically collapse when trust breaks, often through inflation or debt crises
Inflation acts like a hidden tax that steadily erodes purchasing power over time
CBDCs and programmable money can enable surveillance and restrictions on personal spending
Financial collapse often results in asset repricing and ownership transfer—not “wealth disappearing”
Gold, silver, and land remain foundational tools for preserving monetary sovereignty
Silver can be a practical, accessible hedge for everyday investors
Bitcoin may not deliver the independence many expect due to institutional capture concerns
True freedom includes financial resilience, critical thinking, and personal responsibility
Learn More About David:
The Morgan Report: morganreport.com
Silver Sunrise Documentary: silversunrise.tv
Silver Manifesto by David Morgan
Episode Resources:
Mises Institute (Austrian economics): mises.org
Bank for International Settlements (BIS): bis.org
The Creature from Jekyll Island by G. Edward Griffin
Atlas Shrugged by Ayn Rand
The Fountainhead by Ayn Rand
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
59min
January 13, 2026114 | How Founders Can Unlock Liquidity Without Triggering Massive Taxes with Greg Brogger
What happens when your net worth grows faster than your liquidity and your tax bill keeps climbing along the way? Many founders and executives with equity in private companies find themselves asset-rich on paper but limited in flexibility, diversification, and tax efficiency. In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan explores one of the most overlooked challenges facing high-earning entrepreneurs: concentrated, illiquid private equity and the hidden risks that come with waiting on a future liquidity event.
Patrick is joined by Brogger, Founder and CEO of Collective Liquidity and a pioneer in private market innovation. Greg shares how exchange funds, structured liquidity, and disciplined diversification strategies can help founders and executives reduce risk, access capital, and defer taxes without giving up long-term upside. Drawing from his experience building SharesPost and the NASDAQ Private Market, Greg breaks down why traditional approaches often fail private equity holders and how a more intentional strategy can create financial flexibility, peace of mind, and better outcomes for growing businesses.
Key takeaways from this episode:
Why over-concentration in private company equity creates both financial and tax risk
How exchange funds work and why they are especially powerful in private markets
Ways founders and executives can create liquidity without triggering immediate capital gains taxes
The importance of diversification for long-term wealth preservation
How proactive tax strategy supports smarter business and investment decisions
Learn More About Greg:
Collective Liquidity Official Website: About us | Collective Liquidity
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
42min
January 06, 2026113 | AI is a Force Multiplier but Only if You Know How to Leverage it with Steven Saehrig
Is AI really ready to run parts of your business, or is it just another overhyped tool that creates more confusion than clarity? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan, founder of Vital Wealth, sits down with Steven Saehrig, founder of Descent IT, to cut through the noise and explain what AI actually looks like when implemented correctly inside a real business. Rather than focusing on shiny tools or viral prompts, this conversation gets practical, strategic, and grounded in how entrepreneurs can use AI to increase efficiency, protect their data, and future-proof their organizations.
Patrick and Steven explore why AI is best viewed as a workforce multiplier rather than a replacement for people, how businesses should think about the true cost and ROI of AI adoption, and why cybersecurity must be the foundation before any automation is deployed. From real-world examples like AI-driven IT support and agentic workflows to the risks of bad actors using AI for phishing and fraud, this episode gives business owners a clear roadmap for adopting AI intentionally and securely. If you are a founder or executive wondering where to start with AI, how fast to move, and how not to get burned along the way, this episode delivers clarity, context, and actionable insight.
Key Takeaways
AI is not a magic bullet; it requires intentional planning, investment, and follow-through
The biggest opportunity today is using AI to augment people, not replace them
Businesses should automate low-value, repetitive tasks first before moving to advanced AI
Paid, secure AI tools are essential for protecting business and client data
Cybersecurity and identity protection must be in place before scaling AI adoption
AI-driven attacks are increasing, making employee training and behavior monitoring critical
Companies that delay AI adoption risk falling behind competitors over the next 5–10 years
Episode Resources:
Descent IT Official Website
Anthropic Claude
ChatGPT
Microsoft Copilot
Google Gemini
Vital Wealth Strategies Episode 088
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
1h 1min
December 30, 2025112 | Throw Your Goals Away: Build the Operating System That Wins the Year
What if the reason you keep falling short of your goals has nothing to do with motivation or discipline? In this episode of the Vital Wealth Strategies Podcast, Patrick Lonergan challenges the way most high performers plan their year and explains why traditional goal setting is often the very thing holding them back. Patrick, founder of Vital Wealth, works with high-earning entrepreneurs to help them optimize cash flow, reduce taxes, and build intentional wealth. In this episode, he makes the case that most people do not have a goal problem at all. They have a systems problem.
Rather than chasing dozens of goals that quickly lose momentum, Patrick walks listeners through a fundamentally different approach: designing a personal and business operating system. This episode breaks down why focusing on one primary objective for life and one for business, supported by simple, repeatable actions, creates real and lasting progress. If you have ever felt frustrated by strong starts followed by fading execution, this conversation will change how you think about planning, productivity, and success.
Key takeaways from this episode:
Why setting too many goals at once leads to worse results, not better ones
The critical difference between goals and systems, and why systems always win
How human attention, decision fatigue, and motivation actually work
Why consistency and repetition outperform intensity and big bursts of effort
How to design a simple operating system for your year that makes progress inevitable
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
25min
December 23, 2025111 | Following Jesus: The One Area You Never Optimized
What if you believe in Jesus but have never actually followed Him? In this special Christmas-week episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan, founder of Vital Wealth, challenges high-achieving entrepreneurs to examine a quiet but unsettling tension many successful people feel. After building businesses, optimizing finances, and doing “all the right things,” why does life still feel incomplete? Patrick explores whether success, discipline, and even belief can exist without true surrender and why that gap matters both now and eternally.
In a solo, deeply reflective teaching, Patrick unpacks the difference between cultural Christianity and biblical discipleship, using clear business analogies and direct Scripture to confront false assurance and surface-level belief. This episode is not about religion, performance, or self-improvement. It is about authority, identity, and what it truly means to follow Jesus rather than simply admire Him. If you are a driven, thoughtful leader who has ever wondered whether belief alone is enough, this episode offers clarity, conviction, and a compelling invitation to something deeper.
Key takeaways from this episode:
Why belief without surrender leads to false assurance
The difference between cultural Christianity and true discipleship
How success can mask spiritual stagnation
Why Jesus calls people to follow, not just agree
The role of repentance, faith, and new identity in real transformation
Why abiding, not striving, is central to spiritual growth
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
46min
December 16, 2025110 | The CEO Mistakes Costing You Profit, Time, and Sanity with Stacey Bullman
The biggest threat to your business isn’t external, it’s the blind spots you can’t see. In this episode of The Vital Wealth Podcast, host Patrick Lonergan sits down with Stacey Bullman, founder of I’m Not Mad at You, a consultancy built on 25 years of corporate experience and a decade of transforming small and midsize businesses. Stacey specializes in helping leaders uncover the issues hiding beneath the surface, operational gaps, leadership challenges, misaligned messaging, and missed revenue opportunities and gives them the clarity and confidence they need to move forward.
Patrick and Stacey dig into why entrepreneurs rarely diagnose their own problems correctly, how objective assessment accelerates growth, and the systems every business needs to run smoothly and profitably. From strategic planning and accountability frameworks to messaging, sales development, and financial discipline, this conversation offers a practical roadmap for leaders who feel overwhelmed, stuck in the weeds, or unsure where to focus next. It’s a must-listen for anyone ready to make better decisions, build stronger teams, and create a business that truly works.
Key Takeaways
Why entrepreneurs often overlook the most costly issues inside their own business
How Stacey’s Wheel Assessment exposes leadership, cultural, and operational blind spots
The CEO hourly value formula and why doing low-value work hurts growth
The essential elements of a strategic plan that gets executed, not ignored
The messaging framework that clarifies what you do and why it matters
Why sales success is built on process, consistency, and data, not personality
How accountability and coaching help leaders make better decisions, faster
Learn More About Stacey:
Official Website: imnotmadatyou.com
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
56min
December 09, 2025109 | Create a Multi-Million Dollar Exit using The 5-Pillar System with Justin Goodbread
What if the business you’ve spent years building is worth far less than you think and what if fixing that starts long before you ever plan to sell? In this episode of the Vital Wealth Podcast, host Patrick Lonergan sits down with serial entrepreneur and exit expert Justin Goodbread, who has started, scaled, and sold seven companies with 7-, 8-, and 9-figure valuations. Together, they unpack why most business owners unknowingly sabotage their future exit, how to build a company that runs without the owner, and the exact framework that transforms a stressful, owner-dependent business into a scalable, transferable, and highly valuable asset.
Patrick and Justin walk listeners through the “Deca Millionaire Way,” a five-pillar system rooted in clarity, measurement, thoughtful execution, and long-term freedom. Whether you’re years away from selling or simply want to build a business that gives you more time, more profitability, and more life, this conversation reveals what truly drives enterprise value and why only 4% of sellers walk away satisfied. For any entrepreneur who wants to maximize the payoff of their life’s work, this episode is a must-listen.
Key Takeaways:
Why most entrepreneurs dramatically underestimate what it takes to create a valuable, sellable business
The five F’s every owner must align before scaling or exiting
The eight core business areas that drive valuation (and the 256 underlying metrics)
How to get yourself out of the “center of the merry-go-round” so the business can run without you
The 90-day execution framework that builds momentum and eliminates overwhelm
Why exit planning must begin 5–10 years before selling
The real definition of entrepreneurial freedom and why it requires becoming a Deca Millionaire
Learn More About Justin:
Official Website: https://www.justingoodbread.com/
Podcast: Deca Millionaire Decoded
Episode Resources:
Main Street Millionaire by Cody Sanchez
Atomic Habits by James Clear
Traction by Gino Wickman
Scaling Up by Vern Harnish
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
57min
December 02, 2025108 | Why the Financial Industry Wants You Confused: A Conversation with Mike Milligan
What if your financial plan wasn’t just about money but about building a life of freedom, purpose, and peace of mind? In this episode of The Vital Wealth Podcast, host Patrick Lonergan sits down with Mike Milligan, founder of One Oak Financial and author of The One of a Kind Financial Plan. Together, they unpack how the financial industry often overcomplicates wealth management and how individuals can reclaim control through simplicity, education, and values-based decision-making. Mike shares his personal journey from the banking world to teaching financial literacy at Old Dominion University, offering listeners a refreshing perspective on what it means to design a financial plan that truly supports a life well-lived.
Listeners will learn how to avoid the traps of a profit-first system, rethink what “wealth” really means, and implement a plan that aligns with their deepest priorities. Patrick and Mike explore topics like financial education, the importance of discernment in money decisions, and why creating “profit with purpose” leads to greater happiness and impact. Whether you’re building your first plan or rethinking your strategy for long-term freedom, this conversation will change the way you view money forever.
Key Takeaways:
The financial industry profits from complexity, true success comes from simplicity and understanding.
“Profit with purpose” is more fulfilling and sustainable than profit alone.
Tax planning is the most powerful lever for building long-term wealth.
Financial literacy creates freedom and independence.
Aligning money with values leads to clarity, confidence, and peace of mind.
Learn More About Mike:
Official Website: 1oakfinancial.com
Ideas by Mike: ideasbymike.com
The One of a Kind Financial Plan: mikemilligan.com
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
52min
November 25, 2025107 | From Chaos to Clarity: How to Truly Scale Your Business with Courtney De Ronde
Is your business growing but somehow getting harder to manage? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Courtney De Ronde, CEO of Forge Financial and Management Consulting, to unpack what it really takes to move from growth to true scale. Together they explore how entrepreneurs can evolve from being the do-it-all founder to a confident leader who builds systems, empowers teams, and creates a business that runs efficiently, without running them into burnout.
Listeners will discover why scaling requires more than just working harder, how to make data-backed decisions, and the mindset shifts needed to build a company that thrives long-term. Packed with practical tools, leadership insight, and strategic frameworks, this conversation offers a roadmap for anyone ready to build structure, clarity, and sustainable profitability.
Key Takeaways:
The difference between growth and scale and why most founders confuse the two
The two essential transformations every entrepreneur must make to scale successfully
How to use business intelligence and KPIs to lead with data, not instinct
The “Diagnose → Design → Drive” framework for continuous improvement
Why clarity in vision, mission, and values is the foundation of scalable leadership
Learn More About Courtney:
Ebook – The Simple Scale-Up System: forgeahead.com/ebook
Scaling Assessment: assessments.forgeahead.com
Forge Financial Website: forgeahead.com
Episode Resources:
The Five Dysfunctions of a Team - Patrick Lencioni
Deep Work - Cal Newport
Essentialism - Greg McKeown
The Four Tendencies- Gretchen Rubin
Full Focus Planner - Michael Hyatt
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O'Brien
...more
1h

FAQs about Vital Wealth Strategies:

How many episodes does Vital Wealth Strategies have?

The podcast currently has 117 episodes available.