At one point or the other, you may have thought about investing in the money markets, land, or a business venture. You may have looked at your present financial situation and considered working towards being financially secure, something a paycheck alone can’t guarantee. Alternatively, you may have heard stories or met people who have dabbled in stocks and land and have cashed in big time. Motivated by such tales you begin looking around for investment opportunities, and since you know a little about finance, you aren’t worried about losing money to potential fraudsters. Well, you may find out too late that nobody is actually immune from investment fraud. A common misconception about investment fraud is experienced investors are less susceptible to investment fraud which is hardly the case. The fact is in today’s marketplace, fraudsters have become more sophisticated utilizing the internet to come up with realistic investing schemes that capture the attention of investors. Many investors are falling prey to get-rich-quick money schemes due to greed. This is probably one type of investment fraud that rarely gets any attention, yet it affects many local investors. The thing is if you don’t know what warning signs you are looking thus making it hard to detect. What you should remember is not all brokers out there have your best interest at heart. Some may take advantage of your limited knowledge of stock trading to enrich themselves. To begin with, you should make sure your broker is licensed by the Capital Markets Authority.  Also, try to scrutinize statements from your broker for unexplained charges, unauthorized trades, and any other financial irregularities. A broker's aim should be to create returns for your money in exchange for a fee, and anything to the contrary you should be wary of. That being said, just because your investment is losing money doesn’t mean your stockbroker is defrauding you. Markets sometimes fluctuate, and the resulting losses are a normal part of the process. Stockbrokers do not insure you against market risk. Therefore, it falls upon you to differentiate between normal investment losses and what constitutes stock fraud.LEARN MORE...https://covered.co.ke/blog/2017/03/common-investment-frauds-you-should-be-aware-of/

Anxiety is a condition of persistent and uncontrollable nervousness, stress, and worry that is triggered by anticipation of future events, memories of past events, or ruminations over day-to-day events, both trivial and major, with disproportionate fears of catastrophic consequences. Stimulated by real or imagined dangers, anxiety affects people of all ages and social backgrounds. When it occurs in unrealistic situations or with unusual intensity, it can disrupt everyday life. Some researchers believe anxiety is synonymous with fear , occurring in varying degrees and in situations in which people feel threatened by some danger. Others describe anxiety as an unpleasant emotion caused by unidentifiable dangers or dangers that, in reality, pose no threat. Unlike fear, which is caused by realistic, known dangers, anxiety can be more difficult to identify and alleviate.

Depression and anxiety can occur at the same time. In fact, it’s been estimated that 45 percent of people with one mental health condition meet the criteria for two or more disorders. One study found that halfTrusted Source of people with either anxiety or depression have the other condition.Although each condition has its own causes, they may share similar symptoms.. exercise is a proven mood-booster that’s good for your body and mind. Exercise also raises your self-esteem and confidence and can improve your relationships. And it’s considered to be a treatment for mild to moderate depression.