If you’re a business owner in Ontario, your financial plan could be overlooking a costly problem: probate fees. 

In this episode, we explore a strategy that can save your family tens of thousands of dollars and keep your business running smoothly.

💡 What if a second will could help protect your wealth, reduce delays, and keep your affairs private?

Here’s what you’ll learn in this episode:

✅ What probate is, how it works in Ontario, and why it can be expensive for business owners

✅ How a secondary will can eliminate probate fees on private company shares

✅ Why this strategy can speed up business continuity and reduce delays for beneficiaries

✅ The added benefits of privacy and appointing different executors for personal vs. business assets

✅ Key limitations and why you must work with an experienced estate lawyer

⚠️ Caveat: This strategy isn’t available in every province (e.g., Nova Scotia doesn’t allow it), and it requires careful drafting by a lawyer with estate planning expertise.

🎧 Listen now on The Wall Street Vision Podcast.

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

What happens when the dream of becoming a Big Four partner starts to lose its shine? 

In this episode, we unpack why the traditional career path at PwC, Deloitte, EY, and KPMG might not be what it used to be — and what that means for folks on the partner track.

Is the equity partner model fading — and how should professionals and investors adapt to this quiet shake-up?

Here’s what you’ll learn:

✅ Why fewer people are being promoted to equity partner at the Big Four

✅ The rise of the “non-equity partner” — title prestige without profit sharing

✅ How economic pressures and slower growth are reshaping firm structures

✅ What this shift means for ambitious professionals charting long-term careers

⚠️ Heads up: These dynamics can vary by country, and data from private firms is limited — so each geography/market will have it’s own specific scenario unfolding.

🎧 Listen now on The Wall Street Vision Podcast.

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

Why Saving Is the Real Secret to Wealth (Even More Than Investing)

Before you think about your actual investments, you should consider - Are you actually saving enough in the first place? In this episode, we unpack why saving—not just investing—is the real foundation of wealth investors.

Want to build long-term wealth and enjoy a secure retirement? It starts with what you don’t spend today.

✅ Why saving is crucial during every life stage—from your 20s to retirement
✅ The 50/30/20 rule and when it doesn’t make sense for your lifestyle
✅ How to avoid lifestyle creep (and why it sneaks up fast after a raise)
✅ Easy tracking tips to spot financial blind spots and stay on course
✅ The power of automation: how to make saving a no-brainer habit

🎯 Whether you're saving 1% or 20%, consistency is what counts.

🎧 Listen now on The Wall Street Vision Podcast.

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

In this episode, we explore a clever tax strategy that can help Canadian couples potentially lower their overall tax bill: the spousal loan strategy.

Ever wondered how to legally shift taxable investment income from a higher-income spouse to a lower-income spouse? Tune in as we demystify the ins and outs of using a prescribed-rate loan to optimize your family’s tax situation.

🎧 Listen to this episode to discover:

Wall Street Vision Podcast:
https://WallStreetVision.com

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

I recently spoke to Greg Barnsdale, author of "Do Not Ignore Your Mortality" and veteran of the funeral and financial planning industries.

His work focuses on helping people navigate end-of-life planning and estate preparation.

🎧 Listen to this episode to discover:

✅Why roughly 50% of North American adults don't have a will and what to do about it

✅ How to have difficult but crucial end-of-life planning conversations with family members

✅ The latest trends in funeral services, including eco-friendly options

✅ Why estate planning is an act of love that reduces stress for both you and your survivors

Connect with Greg:

https://www.linkedin.com/in/gregbarnsdale/

Check out Greg's book:

Amazon.ca link

Wall Street Vision podcast:

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

Wall Street Vision is back after a break! 

You might be wondering why we’ve had so few episodes this year –- Well, I had a professional goal of completing the Certified Financial Planner (CFP) designation, and that took a whole lot of study hours! 

I completed the CFP program courses and passed that exam, so now I’m very excited to have more time that I can devote to the podcast again. 

This episode is all about AI. 

Join us for a comprehensive overview of artificial intelligence (AI), covering its recent developments, potential future impacts, and practical applications for listeners. 

"You don't want to be the person using fax when everyone else is emailing. If you're a carpenter operating with a handsaw, and someone comes along with an electric saw, you have to incorporate that into your practice to keep up."

Wall Street Vision Podcast:

⁠⁠wallstreetvision.com⁠⁠

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

I recently spoke to Aaron Letzeiser, co-founder of Obie Insurance and Forbes “30 under 30” award recipient.

Aaron told me about his startup journey and the steps he took to raise capital for his firm.

Aaron's firm (Obie Insurance) went through the prestigious Y Combinator accelerator program in Silicon Valley. The firm is making moves in the rental property insurance space.

🎧 Listen to this episode to discover:

👉 The steps Aaron took to raise $39M for his startup

⭐ What it’s like being a nimble startup in an industry with behemoth competitors

✅ How Aaron faced and overcame failure in his startup journey

👀 Aaron’s thoughts on insurance trends in an environment of increasing natural disasters

Obie Insurance:

https://www.obieinsurance.com/

Connect with Aaron:

https://www.linkedin.com/in/letzeiser/

Wall Street Vision podcast:

https://WallStreetVision.com

#InvestingPodcast #Entrepreneur #StartUp #RaisingCapital #Ycombinator

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

In this episode we have the pleasure of learning from Mark B. Murphy, CEO of Northeast Sequoia Private Client Group. 

Mark is an accomplished author, speaker, and motivator. He helps entrepreneurs achieve multi-generational wealth through personalized strategies. His investment firm manages billions of dollars in assets.

In this episode we covered:

Connect with Mark on Facebook:

https://www.facebook.com/mark.murphy.58323  

https://www.facebook.com/NortheastPrivateClient/ 

Connect with Mark on Instagram:

https://www.instagram.com/mark_b_murphy 

Mark’s Websites:

https://markbmurphy.com 

https://www.northeastprivate.com

Connect with Mark on LinkedIn:

https://www.linkedin.com/in/mark-b-murphy-813b105  / https://www.linkedin.com/company/northeast-private-client-group 

Check out Mark’s book on Amazon:

https://www.amazon.com/Ultimate-Investment-Roadmap-Business-Multigenerational/dp/1955884250

Wall Street Vision podcast:

https://WallStreetVision.com

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

Jake Buerke is a Wall Street veteran and the founder of the AI company chtrbx.AI

Tune in to discover:

-What’s happening in the AI space

-When we might have AI that can replace humans (wow!) 

-What can you do to avoid being replaced by artificial intelligence? 

-Jake's thoughts on the drama happening at openAI (company that created chatGPT

-chtrbx.AI and the cool stuff they’re doing to help clients get unique customer insights

Don't miss out on a special offer - Use coupon WSV2023 for 50% off all plans at chtrbx.AI for the first 2 months

Jake’s company:

chtrbx.ai

Follow Jake on Twitter X:

twitter.com/chtrbx_ai

Wall Street Vision Podcast:

wallstreetvision.com

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.

Ted Oakley is a true investing expert with over 40 years of experience working with high net worth clients. 

You can learn a lot from someone who’s been through so many decades of investing. In our conversation, we cover:

-Ted’s remarkable story of growing up in a home with zero money, no running water and what helped him achieve financial success despite that upbringing

-Top mistakes that he sees investors making 

-How people’s past experiences with investing can cause them to make poor decisions, and what to do about it

-Also, the importance of diversification and limiting exposure to any one specific investment

-Ted’s market outlook

Learn more about Ted:

https://oxbowadvisors.com/

Ted’s Twitter:

https://twitter.com/Oxbow_Advisors

Check out Ted on YouTube:

https://www.youtube.com/@OxbowAdvisors

Wall Street Vision Podcast:

www.wallstreetvision.com

Disclaimer: This podcast is not associated with any financial institution. The views and opinions expressed by the host and podcast guests are their own and do not reflect the opinions of any financial institution. The content provided in this post and/or podcast is for informational purposes only and should not be considered financial advice.