WalletWorks

WalletWorks Podcast – Episode 10: Tailgating Hacks

With fall on the horizon, many folks are gearing up for football season. We’re joined by our Sports Marketing Manager, Kyle Kissinger, to share all our favorite tips for throwing the best tailgating party for you and your friends. 

In this episode, we’re sharing money saving tips, like how to decorate on a budget, save money on parking, and feed everyone without breaking the bank. In addition to saving money, we share our favorite tailgating hacks to make sure your party goes off without a hitch. Looking for more tips? Check out our blog post on 5 Clever Tailgate Tips.

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips & tools from our WalletWorks program. 

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

If you’re feeling overwhelmed by debt, you’re not alone. Household debt continues to rise and stretch many families’ budgets. The good news is, there’s a way out. In this episode, we’ll review how debt consolidation works, what types of debt you can consolidate, and what to consider before you take the next step. We’ll also share why debt consolidation may not be the right choice for you and how to make that determination. 

Ready to get started on your journey to get debt free? Check out these tips on How to Create a Debt Management Plan.

Our listeners this week sent in questions about student loans and consolidation. Do you have federal student loans you’re looking to consolidate? Visit studentaid.gov to see what debt management options you have depending on your loan type.

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips and tools from our WalletWorks program. 

WalletWorks Podcast – Episode 8: Common Financial Scams You Should Know About

Fraud is everywhere and it can be tough to know who to trust. Whether you’re applying for jobs, using social media, or even trying to help someone close to you, you may be at risk of some common scams. In this episode, we’ll review common financial scams you should know about so you can keep your identity and money safe.

Regardless of where you stand financially, taking the right precautions to protect your information online will reduce your risk of becoming a victim. Check out our blog for more tips on keeping your information secure:

Cybersecurity: 5 Ways to Keep Your Information Secure Online

Preventing Fraud is a Team Effort

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips & tools from our WalletWorks program.

WalletWorks Podcast – Episode 7: Go Green, Save Green

The start of the new year is a great time to reset and reprioritize. For many, that means eating healthier, exercising more, or tightening up spending. This year, as you plan to improve your life in 2022, we’re inviting you to join us in our new Go Green, Save Green initiative.  

In this episode, we’ll tell you how you can join the Go Green, Save Green initiative to receive monthly tips and tools that’ll help you reduce your overall carbon footprint.

In January, we’re sharing how you can learn more about recycling rules, what to do with all those items you can’t bear to throw away, and where to find information on donating items that your local municipality won’t pick up. Using resources like www.earth911.com can be a great alternative if recycling options in your local area are limited.

Ready to commit to a more sustainable 2022? Visit our Go Green, Save Green page to sign up and learn more!

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips and tools from our WalletWorks program. 

WalletWorks Podcast – Episode 6: Tips on Saving Money While in College

It’s no secret that college can be expensive. From education fees, like tuition or room and board, to everyday expenses, like travel, food, and supplies, the costs can add up quickly, especially if your budget is small. 

In this episode, we’re joined by Kelly Ryan from our Kutztown University PSECU Financial Education Center. She reveals how college students can save money while living on or off campus and shares how to plan for travel home and spring break on a budget.

We also review the importance of monitoring your credit to help build a better financial future. To access your credit report, visit www.AnnualCreditReport.com to request yours. Building credit is something you should start thinking about now. Learn how using a secured credit card can help you establish credit if you’re just starting out or boost your credit if you’re looking to rebuild your history.

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips and tools from our WalletWorks program. 

WalletWorks Podcast – Episode 5: Giving Back During the Holiday Season

Whether you’re looking to start a new tradition or discover new ways to lend a hand, giving back during the holidays can be a rewarding way to spend time with your family and support your community. In this episode, we’re joined by Karen Rousche from the PSECU Public Relations team to discuss creative ways you can give back this holiday season.

We share ways to determine what charities are best for you to support and resources that can help you avoid charity scams. If you’re looking to research a specific charity, websites like Charity Navigator can be helpful in evaluating nonprofit organizations.

We also chat about how to give back if money is tight and also talk about how to get kids involved at an early age. One tip is to help kids contribute using their funds from our Save, Spend, Share activity. Karen provides insights around what types of donations organizations are looking for and how you can plan to contribute throughout the new year. Get a head start on next year’s charitable contributions by opening a separate savings share and setting up an automatic deposit. When next year’s giving season rolls around, you’ll already have money set aside to donate to your preferred organizations. As a PSECU member, you can customize your accounts to keep your contributions separate from other savings goals, like your emergency or vacation funds.

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips and tools from our WalletWorks program.

WalletWorks Podcast – Episode 4: How to Shop for a Credit Card

With hundreds of credit card options, it’s important to pick the right one for you. So, how do you choose? In this episode, we’ll talk about finding a card that fits your needs, what fees to watch out for, and how credit cards can benefit you. Credit cards often get a bad rap, so we’ll share a few perks of having a credit card and how they can help you build credit, when used properly.

In each episode of the WalletWorks podcast, we answer questions from the audience. This week our audience wants to know if store credit cards are worth it and what you should do if you have a credit card that you don’t use. To find out answers to these questions along with other tips on how to shop for a credit card, download our latest episode. 

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips & tools from our WalletWorks program. 

The holiday season is around the corner, and we’ve put together our favorite tips for making holiday shopping less stressful. Join us as we discuss how to set up a holiday budget and ways to save money on shopping. You’ll learn how store credit cards work and how to determine if an advertised deal is worth it. 

When buying gifts, it can be easy to overspend. We’ll share ideas for unique, personal gifts that will make the recipient feel special and talk about ways to give back throughout the season.

In each episode of the WalletWorks podcast, we answer questions from the audience. This week our audience wants to know how to determine if a charity is legitimate and how to get ahead when planning for next year’s holiday shopping. To find out answers to these questions along with other holiday shopping tips, download our latest episode. 

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips and tools from our WalletWorks program. 

Real estate is a hot market right now and many folks are buying, selling, relocating, or downsizing. But buying a home is a big financial commitment. Today’s episode is all about homebuying. We’re sharing tips for new homebuyers and existing homeowners so your transition to your new digs is seamless. 

Not sure where to start? Learn more about where to find a realtor, how to determine what you can afford, which mortgage is right for you, and what you should know before you begin the application process. As a first-time homebuyer, it can be easy to make house hunting mistakes. We’ll review some tips for success and what you should avoid to make the homebuying process less stressful. 

In each episode of the WalletWorks podcast, we’ll answer questions from the audience. This week our audience is wondering if renting is really throwing money away, how do points work, and what’s the difference between being prequalified and preapproved during the buying process. To find out answers to these questions along with other homebuying tips, download our latest episode. 

If you have a financial question you’d like to ask, please email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for any additional financial tips & tools from our WalletWorks program. 

WalletWorks Podcast – Episode 1: Tips & Tricks for Eliminating Debt

Tackling your debt can feel overwhelming. In this episode covering Tips & Tricks for Eliminating Debt, we’ll discuss strategies for paying down debt – like snowball vs. avalanche – and how to find extra funds in your budget without skipping a cup of coffee or clipping coupons. We’ll share ideas for reducing your expenses and how to determine if debt consolidation is right for you. 

Wondering how debt impacts your credit? Learn more about what impacts your credit score the most and what tools can help you monitor your credit throughout your debt payoff journey. If you’re a PSECU member with a checking account or loan, you can sign up for our free credit score service* to monitor your score each month. 

In each episode, we’ll tackle listener questions. This week our audience has questions about 0% interest offers, why credit scores drop after paying off debt, and if you should carry a balance on your credit card to help build credit.

If you have a financial question you’d like to ask, email the WalletWorks podcast at [email protected]. All submissions will remain anonymous. Visit psecu.com/learn for additional financial tips & tools from our WalletWorks program. 

To access your credit report, visit www.AnnualCreditReport.com, the only website authorized by the federal government to provide your credit report for free.

* PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. 

The content provided is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by PSECU. PSECU does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. PSECU does not warrant any advice provided by third parties. PSECU does not guarantee the accuracy or completeness of the information provided by third parties. PSECU recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.