This episode of the WallStJunky podcast I was the student, and I learned a lot.  I had Jeff and Kelly, bloggers and influencers who are huge advocates of the FIRE program (Financial Independent Retire Early), and take advantage of the credit cards to fuel their love of traveling.  Take out your notepads, grab a pen, and get ready for a great episode.

FireRoundTheWorld Instagram - https://www.instagram.com/fireroundtheworld/

FireRoundTheWorld Links - https://linktr.ee/fireroundtheworld

80,000 Bonus Point Credit Card Signup - https://www.referyourchasecard.com/6a/YTGXVZ2PUB

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

In this episode of the podcast, I am joined by one of the founders of the popular investing page, The Pleb Investor (@theplebinvestor).  The Pleb Investor is currently run by two 24 year old investors who are on a mission to motivate millennials to start taking advantage of returns in the market.  We discuss the current state of the equity markets as well as the crypto markets, and break down one of the founder's portfolio strategy and investigate how it has evolved over time.  This was a fun one guys!

The Pleb Investor Instagram- https://www.instagram.com/theplebinvestor/

The Pleb Investor Website - https://wondrous-writer-9642.ck.page/bc9e95dbed

80,000 Bonus Point Credit Card Signup - https://www.referyourchasecard.com/6a/YTGXVZ2PUB

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

On this episode of the podcast, I went live with ProfitAndPoints on Instagram and decided to clip a podcast out of it.  This man is a BAD DUDE in the credit card hacking space and has a ton of helpful tips and tricks to offer in this episode.  More importantly, he is a crazy dude to talk to and crack a brewski with.  Hope you guys enjoy this one!

ProfitsAndPoints Instagram - https://www.instagram.com/profitsandpoints/

80,000 Bonus Point Credit Card Signup - https://www.referyourchasecard.com/6a/YTGXVZ2PUB

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

In this episode, Jacob Brown and I discuss horror stories on Wall Street Journal where individuals are making TERRIBLE financial decisions.  Can you say debt, debt, and more debt!?  We also dive into the Coinbase fiasco and the IPO mayhem that was last week.

Articles:

https://www.wsj.com/articles/a-bargain-with-the-devilbill-comes-due-for-overextended-airbnb-hosts-11588083336?fbclid=IwAR2WpH0eMK36j74V1BqjQTuQvW7UK9T4X8O8C4BBk4fbSJEJiGt6j5ECCM4

https://www.wsj.com/articles/covid-unemployment-debt-middle-class-family-finances-11600122791?fbclid=IwAR3HueN5nsJpc8ga8vvmKoXSvNBW0Rl99p-ia22SwWZ1DKUsEB9R-IIjQyY

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

Jacob and I talk about life, we talk about the crazy real estate market, and his opinions on the housing market as a first-time home buyer.

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

Jacob and I dive into the popular dividend investing strategy to better help the community understand what it means to be a "dividend aristocrat".  Tune in and find out the benefits of adding dividends to your portfolio!

5 Reasons Why Dividends Matter: https://www.investopedia.com/articles/investing/091015/5-reasons-why-dividends-matter-investors.asp

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from WeBull Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

In this episode of the podcast, I have a conversation with the founder of SnapWealth.  At just 19 years old, Rohan is an impressive young lad.  Currently studying economics at Vanderbilt, Rohan founded SnapWealth when he was just 14 years old and started investing when he was 16.  Rohan is responsible for putting out timely content centered around financial markets and has a knack for creating content that is easy to digest for the common investor.  Hope you guys enjoy this one!

Rohan Shah LinkedIn: https://www.linkedin.com/in/rohan-shah-0abbb81b3/

SnapWealth Instagram: https://www.instagram.com/snapwealth/

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from the Robinhood Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

The dynamic duo is back again, and this time, answering your questions live from Instagram.  We will feature these episodes at least once every 2 weeks, but down the road, depending on the popularity, will amp this up!  Hope you guys enjoy!

DISCLAIMER: The information on the WallStJunky podcast is not financial advice, but rather financial education and information provided to make you a better investor.

WallStJunky Website: www.wallstjunky.com

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from the Robinhood Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

Equipment I use to stream and edit the WallStJunky podcast:

Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt

Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8

The streaming, memeing, high speed, dream teaming, dynamic duo; is back at it again. This time, speaking with Ryan Gee, who is currently employed as a Loan Officer in California.  Ryan and the duo attempt to answer all your burning questions when it comes to buying your first home.  Is now the right time given the recent home values?  What programs can I utilize to get a better deal on my mortgage?  How can I consolidate debt using mortgage products?  We hope you guys enjoy this episode, and if any of your questions were unanswered, send them my way and we will have Ryan back on the podcast!

DISCLAIMER: The content discussed on WallStJunky is not financial advice, but rather financial education and information provided to make you a better investor.  Please do not sue us!

Ryan Gee - Loan Officer at Paramount Residential Mortgage Group Inc. (PRMG Inc.), License CA-DFPI2047174

Ryan's Email : [email protected]

Website: https://santarosa492.prmgapp.com/RyanGee.html

Ryan's Privacy Policy: https://www.prmg.net/privacy-policy/

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from the Robinhood Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea

Reading List:

The Little Book of Common Sense Investing - https://amzn.to/39VPWDu

The Intelligent Investor - https://amzn.to/36RqeOw

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp

Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y

Principles by Ray Dalio -

https://amzn.to/39WlZ68

Follow me on Instagram & Twitter for up to date market color!

https://twitter.com/WallStJunky44

https://www.instagram.com/wallstjunky/

Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!):

https://linktr.ee/wallstjunky

What's going on you money-crazed lunatics!  On this episode of the podcast, I talk about the Three Fund Portfolio approach which places emphasis on the passive investment approach.  If you are too overwhelmed in the market and are delaying actually getting started because of that, consider using this approach.  It finds a happy middle between overdiversification and under diversification.  The name of the game is simple, find a fund provider, whether that is Vanguard, Fidelity, Schwab, etc. and choose a U.S. Total Market Equity Fund, an International Equity Fund, and a Global Bond Fund.  The rule of thumb for this portfolio allocation is 60-30-10, but if I were to implement this in my life, I would look at more 75%, 20%, 5%.

Remember, choose funds that have a low expense ratio as a priority and remember to rebalance at least semi-annually, but it is preferred to do it on a quarterly basis.

Here are some tickers to consider:

U.S. Total Market Index Fund Ideas: SWTSX, VTSAX, FZROX, FSKAX, or VTI

International Equity Fund Ideas: FSPSX, SWISX, PXINX, VTMGX

Global Bond Fund Ideas: FGBFX, TPINX, PIGLX, ANAGX

Discord and Facebook Investing Communities:

https://discord.gg/xg6UaBwZ

https://www.facebook.com/groups/301632014175967/

Get yourself a free stock from the Robinhood Program:

https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea