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War on Nursing Profession - Loan Caps, Shortages & Who Profits
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DC is quietly rewriting federal student loans—and nursing grad programs were left off the “professional degree” list that gets higher loan caps.
On paper it looks like a tweak. In real life, it’s a direct hit on the nursing profession: NP, CRNA, CNS, nurse midwifery, and nurse educator tracks all get pushed into the “lower cap” bucket in a country that’s been screaming nursing shortage for 30 years.
Some influencers are saying, “Relax, this is good. It’ll force schools to lower tuition.” Let’s be real: programs with waitlists around the block don’t suddenly cut tuition in half because DC lowered federal loan caps. They just:
- Keep prices high,
- Fill seats with students who have family money, private loans, or employer sponsorship,
- And shut out the bedside nurses who can’t bridge the gap.
Loan caps don’t “discipline” schools.
In this 11-minute breakdown, I walk through:
- What changed in the draft loan rules
- How this chokes the pipeline for NPs, CRNAs, CNSs, midwives, and nurse educators
- Why “manufactured scarcity” is profitable for staffing agencies and big systems
- And why we must treat this as a war on the nursing profession, not a harmless policy tweak
👉 Take Action:
• Share this with 3 nurses thinking about grad school
• Call or email your reps: “Add nursing to the professional degree loan list with higher caps”
• Tell your hospital and school leadership you support that change—loudly and proudly
If you’re a nurse who feels that knot in your stomach when something doesn’t add up, you’re not crazy—you’re awake.
🩺 Ethics training for nurses who refuse to be silent: RighteousRN.com
Support the show
📬 Never miss a show! NursesOutLoud.Substack.com
🎙️ Show Sponsors
🩺 Through Cocoa Pharmacy, you can connect with a licensed provider to discuss your situation and access prescription medications — including Ivermectin. Tell them NurseOutLoud sent you!
⚖️ Righteous RN — CE courses in nursing ethics, advocacy & whistleblower courage. Restoring integrity, grit, and faith to healthcare. Use code NOL20 for 20% off!
🎙️ Affiliates personally used by me
Christian Functional Medicine Academy (CFMA) — For healthcare professionals licensed and unlicensed as well as certified health and wellness coaches. Tell them NursesOutLoud sent you for $100 off.
Functional Nurse Academy (FNA)
— Functional medicine training by nurses, for nurses. Advance your skills in holistic, evidence-based, root-cause healing. Tell them NursesOutLoud sent you for $100 off.
Chemical Free Body - supplements I use and trust.
Immunemist - stop vira...
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By Jodi O'Malley, MSN, RNSend us a text
DC is quietly rewriting federal student loans—and nursing grad programs were left off the “professional degree” list that gets higher loan caps.
On paper it looks like a tweak. In real life, it’s a direct hit on the nursing profession: NP, CRNA, CNS, nurse midwifery, and nurse educator tracks all get pushed into the “lower cap” bucket in a country that’s been screaming nursing shortage for 30 years.
Some influencers are saying, “Relax, this is good. It’ll force schools to lower tuition.” Let’s be real: programs with waitlists around the block don’t suddenly cut tuition in half because DC lowered federal loan caps. They just:
- Keep prices high,
- Fill seats with students who have family money, private loans, or employer sponsorship,
- And shut out the bedside nurses who can’t bridge the gap.
Loan caps don’t “discipline” schools.
In this 11-minute breakdown, I walk through:
- What changed in the draft loan rules
- How this chokes the pipeline for NPs, CRNAs, CNSs, midwives, and nurse educators
- Why “manufactured scarcity” is profitable for staffing agencies and big systems
- And why we must treat this as a war on the nursing profession, not a harmless policy tweak
👉 Take Action:
• Share this with 3 nurses thinking about grad school
• Call or email your reps: “Add nursing to the professional degree loan list with higher caps”
• Tell your hospital and school leadership you support that change—loudly and proudly
If you’re a nurse who feels that knot in your stomach when something doesn’t add up, you’re not crazy—you’re awake.
🩺 Ethics training for nurses who refuse to be silent: RighteousRN.com
Support the show
📬 Never miss a show! NursesOutLoud.Substack.com
🎙️ Show Sponsors
🩺 Through Cocoa Pharmacy, you can connect with a licensed provider to discuss your situation and access prescription medications — including Ivermectin. Tell them NurseOutLoud sent you!
⚖️ Righteous RN — CE courses in nursing ethics, advocacy & whistleblower courage. Restoring integrity, grit, and faith to healthcare. Use code NOL20 for 20% off!
🎙️ Affiliates personally used by me
Christian Functional Medicine Academy (CFMA) — For healthcare professionals licensed and unlicensed as well as certified health and wellness coaches. Tell them NursesOutLoud sent you for $100 off.
Functional Nurse Academy (FNA)
— Functional medicine training by nurses, for nurses. Advance your skills in holistic, evidence-based, root-cause healing. Tell them NursesOutLoud sent you for $100 off.
Chemical Free Body - supplements I use and trust.
Immunemist - stop vira...