An ER visit that once cost nothing later ran $2,700. That shock is why so many veterans stumble when transitioning to civilian life. USAA advice director Josh Andrews shares how to budget and shop for healthcare to avoid surprise bills, plus the two-step plan he swears by: build a transition fund and pay down debt. This Warrior Q&A also reveals the most overlooked expense after service and how to get ahead.

Yahoo Finance's Warrior Money, hosted by former Congressman Patrick Murphy and veteran investor Dan Kunze, is dedicated to uplifting the financial well-being of military veterans transitioning into civilian life. Each week, an array of guests—from everyday vets to high-ranking government officials—offer insight on successfully making the leap from service to business.

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