Discipleship often sounds like something that requires a large program, a curriculum, or a major church initiative. But what if it’s far simpler than that? What if discipleship often begins with just one intentional relationship?
Sometimes a single faithful conversation—repeated over time—can shape how we follow Christ in every area of life, including our finances.
Today, we spoke with Brian Holtz, CEO of Compass Financial Ministry, about a simple discipleship model that has quietly transformed lives for decades. And it all begins with one person investing in another.
The Power of One-to-One Discipleship
The vision began with Howard Dayton, the founder of Compass. Many people know Howard from his years teaching about biblical stewardship, but at the heart of his ministry has always been personal discipleship.
Years ago, Howard made a simple commitment: each year, he would intentionally walk alongside one person.
They would read Scripture together, discuss what God was teaching them, and reflect on how those truths applied to their lives. Alongside Scripture, they would read a few formative Christian books and meet regularly to talk through what they were learning.
But there was one small request.
At the end of the year, the person being discipled would commit to doing the same thing with someone else. That simple multiplication strategy became known as the “One More” program—disciple one person each year and invite them to do the same.
Books That Shape the Heart
Over time, the reading list has evolved, but the goal has always remained the same: to encourage deep spiritual formation.
Some of the books commonly used in the process include:
Humility by Andrew Murray
Trusting God by Jerry Bridges
Financial Discipleship by Peter Briscoe