WDAC Podcasts

What’s your next step in your spiritual journey?  Today on BOLD STEPS, Mark Jobe launches a series called GPS: My Next Big Step.  We’ll identify the warning signs of a spiritually stuck life … and what it takes to spark the motivation to grow again.  Find out where you are, and where you need to go ... listen to Bold Steps with Mark Jobe.

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Carl Trueman joins John Stonestreet in discussing Carl's new book, The Desecration of Man: How the Rejection of God Degrades Our Humanity.

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Receive Carl Trueman's new book when you gift any amount to The Colson Center at colsoncenter.org/restore.

The Bible calls us to be doers of the Word, not just hearers—but that takes a level of discipline many of us struggle with. Dr. Tony Evans explains how to find both the motivation and the strength to live out what God says.

Faith-based investing has been around for decades, yet many investors still wrestle with an important question: Does aligning your investments with your values mean sacrificing performance or diversification?

As more people seek to steward their resources in ways that reflect their convictions, it’s worth taking a closer look at what faith-based investing really is—and what it isn’t.

On today’s show, Brian Mumbert, President of Timothy Plan—a pioneer in faith-based mutual funds—joined us to help clear up some of the most common misconceptions and offered a clearer picture of how values-driven investing really works.

At its core, faith-based investing seeks to align financial decisions with biblical values. This often involves screening out companies whose practices conflict with those convictions while still pursuing wise, disciplined investment strategies.

Despite its growing popularity, several misconceptions persist.

One common assumption is that filtering companies based on values automatically leads to higher fees.

In reality, faith-based funds are managed much like traditional mutual funds. They involve professional research, portfolio management, and strategic allocation. In many cases, expense ratios are comparable—especially with the availability of lower-cost options like ETFs.

That said, there may be instances where costs are slightly higher. But as Brian Mumbert noted, many investors are willing to pay slightly more to ensure their investments reflect what they truly value.

Another concern is that prioritizing values means settling for weaker returns.

But values-based screening doesn’t replace sound investment analysis—it works alongside it. Professional managers still evaluate fundamentals, risks, and long-term opportunities. In fact, many faith-based funds have demonstrated competitive performance over time, and in some cases, have even outperformed their unscreened counterparts.

As Mumbert explained, the goal is to combine wise stewardship with disciplined investing—not to choose between them.

Some critics argue that faith-based investing lacks real-world impact since most stock transactions occur on the secondary market.

While it’s true that buying and selling shares doesn’t directly fund companies in the same way as an initial public offering, investing still represents ownership—and ownership matters.

Mumbert pointed out that shareholders have a voice. They can vote proxies, engage with companies, and choose not to profit from industries that conflict with their convictions.

For many believers, that’s a meaningful form of stewardship.

A final concern is that excluding certain companies will significantly narrow investment options.

In practice, even strict faith-based screens still leave a vast majority of the investable universe available—often around 90%. That means investors can still achieve broad diversification across sectors and asset classes while remaining aligned with their values.

Faith-based investing isn’t about making a symbolic statement or checking a box. It’s about recognizing that every financial decision reflects what we value—and choosing to steward those decisions intentionally.

It invites us to ask a deeper question: What does faithfulness look like in the way I invest what God has entrusted to me?

You don’t have to choose between conviction and competence. Faith-based investing offers a way to pursue both—aligning your portfolio with your belief

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When prayers feel like they’re bouncing off the ceiling and life goes sideways—what then? Pastor Erik Reed shares the gut-punch story behind his book, Uncommon Trust—a 15-year fight for his son’s life after a devastating medical mistake. This isn’t tidy faith talk about trusting God. It’s the gritty road from “God will fix it” to “but if not.” If your faith feels white-knuckled and shaky in suffering, this conversation meets you there.

Show Notes and Resources

• Get your copy of Erik's book, Uncommon Trust: Learning to Trust God When Life Doesn't Make Sense at your favorite bookstore.

• Thanks to the Christian Standard Bible for sponsoring this episode. Learn more at CSBible.com.
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