WDAC Podcasts

Banking isn’t usually the first place we think about living out our faith. Yet for many believers, where we bank is becoming an important part of faithful stewardship. Financial institutions don’t just hold our money—they decide how it’s used, invested, and leveraged for impact.

That’s why faith-based banking is gaining attention. It offers Christians an opportunity to align everyday financial decisions with deeper convictions about money, integrity, and service.

Today, we sat down with Aaron Caid, Chief Marketing Officer at Christian Community Credit Union (CCCU) and AdelFi, to talk about why believers may want to reconsider where they bank—and what truly matters when evaluating a financial institution.

Start With the Basics: Stewardship Still Requires Excellence

Before talking about faith alignment, there’s a practical reality we can’t ignore: a bank still needs to do its job well.

Good stewardship requires systems that are secure, efficient, and reliable. Strong digital tools, responsive customer service, and clear processes aren’t luxuries—they’re necessities. A banking partner should simplify your financial life, not complicate it with friction, confusion, or outdated technology. In other words, expecting excellence from your bank isn’t selfish. It’s wise.

Once the basics are covered, a deeper question emerges: Does this institution share your values?

Every bank makes decisions about how money is used and where it’s invested. Those choices reflect a worldview—whether explicit or not. Faith-aligned banking starts from a biblical understanding of stewardship, integrity, and service, recognizing that money is a tool entrusted by God, not an end in itself.

Where we bank, then, quietly reflects what we believe about the purpose of money.

Faith That Shows Up in Action

One of the distinctives of organizations like Christian Community Credit Union (CCCU) and AdelFi is that faith doesn’t remain a mission statement—it’s lived out through tangible generosity.

Collectively, these organizations have more than 125 years of supporting Christian ministries, missionaries, church-planting efforts, and disaster relief. Together, they’ve given millions of dollars toward Christ-centered work around the world.

Their impact goes beyond large-scale initiatives. Recent efforts include:

• Supporting financial discipleship resources for married couples, addressing one of the leading contributors to marital stress and divorce.
• Partnering with members to contribute over $10,000 to Operation Christmas Child, serving children in need, and sharing the love of Christ.
• Investing earnings back into members through better rates and lower fees—while also tithing corporately to support gospel work.

This is what it looks like when banking becomes a shared mission rather than a purely transactional relationship.

Red Flags That May Signal It’s Time to Reconsider Your Bank

Regardless of where you bank today, there are warning signs that may indicate your institution isn’t serving you—or your values—well:

• Unclear or high fees that quietly erode your savings
• Outdated technology that complicates everyday money management
• Poor access to real people when problems arise
• Business practices or investments that conflict with your Christian convictions
• Feeling like a number, rather than a valued customer

These issues don’t just affect convenience—they affect stewardship.

What the AdelFi Transition Means for Members

With the

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Know what it's like when anger keeps flying, but nothing changes—because the real hurt stays hidden? Sarah and Matt Hammitt (Sanctus Real) share the raw turning point of their own story, from conflict and defensiveness to expressing mutual need. Discover the unexpected secret that replaces weapons, opens ears, and invites real healing and presence in marriage.

Show Notes and Resources

• Lead Me: Finding Courage to Fight for Your Marriage, Children, and Faith by Matt Hammitt
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