IRA's are the  foundation for most of America's retirement planning and can have some drawbacks if you are not prepared. But don't worry mon. We be irie when we have the IRA.

IRA's are the foundation for most of America's retirement planning and can have some drawbacks if you are not prepared. But don't worry mon. We be irie when we have the IRA.

We be irie mon Talkin’ IRA’s

Why do Americans fear running out of money more than death? A recent Allianz survey found that 61% of Americans fear running out of money in retirement more than they fear death itself. The shift reflects structural changes: pensions have largely disappeared, 401(k)s placed the risk of retirement success on individuals, life expectancy has stretched, inflation has accelerated, healthcare costs are rising, and Social Security is on track for a benefit cut. The fear is rational — and the planning response is to build a multi-source income plan rather than to hope a portfolio alone is enough.

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We be irie mon Talkin’ IRA’s

We be irie mon Talkin’ IRA’s

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