Let's start 2021 strong with all of the tools you need in your toolkit. Learn the art of negotiation and set & smash your goals for the year ahead.

In our last episode for 2020 the lovely & clever @tashinvests joins us to talk spontaneous apartment buying, working hard and getting 18,000 views filming videos in your pyjamas. We also look into the ins and outs of insuring your pooch.

Justin Baldori from Youtube joins us to talk all things investing and how to start your 2021 strong. We also take the helm to talk sinking funds, what they are and how they can improve your budget.

Throw away your shoes off to take a look at what we've dubbed the 'gateway drug' to becoming a personal finance addict. We are of course referring to "The Barefoot Investor" style of budgeting. We also explore the gift economy and the idea of helping your neighbours to not spend money as Natasha joins us to share her experience as part of the Buy Nothing Project.

Let's talk about debt, baby. The head of accounting from Curtin University shares the 4 most common debt traps people fall into, and they aren't what you'd expect. We also breakdown the 60% solution for personal budgeting.

We've got a brand new name, We Talk Cents - pleased to meet you! We chat to British expat Lisa Bull about how she saves over $30,000 by house sitting + we look at how to avoid overspending at Christmas with a special festive season budget.

We talk to Superannuation expert Helen Hodgson as well as looking at whether phone insurance is really worth it + a full breakdown of the zero based budgeting method.

We jump into the cockpit with our guest Captain FI, explore the importance of emergency funds and whether or not sticking to the cash only budget is possible in 2020.

Dumpster Diving to save on groceries, The Pro's and Cons of the 50:20:30 budget and what you need to know if you're a first home buyer looking to cash in on the First Home Owners Grant.

Dan & Blaize take a look at changes to the Australian credit score system, the First Home Loan Deposit Scheme and talk saving & investing with Royce, a 21 year old student Investor.