Wealth B-Hers

Pancham is a professional real estate fund manager and a co-founder of Mesos Capital which controls over $60M in assets. He is the host and founder of The Gold Collar Investor podcast and is passionate about teaching personal finance. Using his engineering background and his 14 years of experience in the FinTech industry, he has created systems and successfully built a portfolio that is cash-flowing over 10%. Pancham is also a co-founder of the popular Multifamily Mastermind NYC group and has been featured on investment panels, conferences, and podcasts.

If you’re interested in gaining a deeper understanding of how to invest in real estate syndications, this episode is for you!

[00:01 - 06:14] Opening Segment

Pancham shares his experience moving to the USA and starting to invest in the country

His journey working in the FinTech industry

Pancham’s transition from being an employee to being a self-employed

Why Rich Dad Poor Dad and Cashflow Quadrant books changed his life

[06:15 - 24:05]  Investing in Real Estate Syndications

Pancham’s experience getting into syndication

How Pacham overcame the feeling of scare when taking other’s money

How to face customers when deals don’t go as expected

The benefits that real estate offers as a diversification play

Pancham discloses how his team makes their tenant’s lives better

[24:06 - 25:38] Closing Segment

Connect with Pancham through his email [email protected]. Click here and discover the top 6 reasons to diversify outside of Wall Street!

Are you ready to create wealth that lasts? Download our free eBook, How to Create Wealth that Outlives You. Enjoy the FREE download of 7-Steps to Building Resilient Wealth 

Let’s Connect! You can connect with our host Felecia Froe on Instagram, Facebook, and Twitter. Be sure to check out her website https://moneywithmission.com/ to discover investment strategies designed to make a difference!

If you would like to schedule a call with Felecia, go to https://calendly.com/feleciafroemd and she will be more than happy to talk with you!

LEAVE A REVIEW! Your ratings and reviews help get the podcast in front of new listeners. Your feedback also lets me know how I can better serve you.

Tweetable Quotes:

“ It is very hard to take other people's money, but at the same time, if you do not take it, and you cannot use that to benefit them, it's kind of selfish because you are not sharing your skillset with them.” - Pancham Gupta

“Our goal is to really create a better life for each one of our residents.” -  Pancham Gupta

Do you believe that investing in real estate is risky? The power of real estate is often underrated for people who are not really involved in it. It’s time for you to change that mindset and see the great opportunities you could have in this industry to build wealth. Today,  Nicole Pendergrass shares relevant insights about how to encourage the financially insecure to build wealth and start investing in multifamily.

Nicole, a health care worker, is the founder and CEO of Noirvest Holdings. She is passionate about equity in opportunities to create financial freedom and believes in the transformational power of real estate. Nicole started her real estate journey with no money, no credit, and no connections. She bootstrapped a couple of unsuccessful ventures while building her credit and savings and finally purchased a 3 family house hack.

Let’s jump into how Nicole built a legacy and started helping people to become financially secure! 

[00:01 - 08:33] Opening Segment

• Nicole shares her background 
• • How she started to know about real estate 
  • How she understood ways people build wealth with real estate
  • The decision to sign up for a coaching program
  • Work in a hospital
• How to help people be aware that is possible to build wealth with real estate 
• • Do postings centered around mindset

[08:34 - 20:12]  Empower People to Invest in Multifamily

• Nicole talks about how she got her first loan
• • The possibility of having a personal guarantee or guarantor
• Why Nicole wants to build a legacy and empower people to invest in multifamily
• Nicole’s advice for people who are doing everything by themselves
• • Partners expand capabilities of what you can do
  • Analyze if your missions and values are aligned with your partners
  • Be careful of who you network with
• Nicole discloses deals and projects she is working on
• •  Look at some short term rentals and start a direct to seller campaign      

[22:13 - 34:09]   Become Financially Secure

• Communication and network are critical in real estate

• People should take action and start doing something small 
• • You don't have to buy a 100 unit building on your first deal to make a difference in your life
• How to help people who are financially insecure 
• • Create some type of fund and have a learning component 

[34:40 - 37:35] Closing Segment

Connect with Nicoles on LinkedIn,  Instagram,  and Facebook. Check out Noirvest Holdings, build wealth passively through multifamily real estate!

Are you ready to create wealth that lasts? Download our free eBook, How to Create Wealth that Outlives You. Enjoy the FREE download of 7-Steps to Building Resilient Wealth 

Let’s Connect! You can connect with our host Felecia Froe on Instagram, Facebook, and Twitter. Be sure to check out her website https://moneywithmission.com/ to discover investment strategies designed to make a difference!

If you would like to schedule a call with Felecia, go to https://calendly.com/feleciafroemd and she will be more than happy to talk with you!

LEAVE A REVIEW! Your ratings and reviews help get the podcast in front of new listeners. Your feedback also lets me know how I can better serve you.

Tweetable Quotes:

“You're going to get further with partners. You might go faster alone, or you might get slower alone. It just depends on your situation. But partners are going to expand the capabilities of what you can do.” -  Nicole Pendergrass

“Communication is absolutely key when you're investing with someone passively.” - Nicole Pendergrass

“I just think that the power of real estate is so underrated and underappreciated for the people who are not really in it because they only see the risk.” -Nicole Pendergrass

Do you believe that investing in real estate is risky? The power of real estate is often underrated for people who are not really involved in it. It’s time for you to change that mindset and see the great opportunities you could have in this industry to build wealth. Today,  Nicole Pendergrass shares relevant insights about how to encourage the financially insecure to build wealth and start investing in multifamily.

Nicole, a health care worker, is the founder and CEO of Noirvest Holdings. She is passionate about equity in opportunities to create financial freedom and believes in the transformational power of real estate. Nicole started her real estate journey with no money, no credit, and no connections. She bootstrapped a couple of unsuccessful ventures while building her credit and savings and finally purchased a 3 family house hack.

Let’s jump into how Nicole built a legacy and started helping people to become financially secure! 

[00:01 - 08:33] Opening Segment

• Nicole shares her background 
• • How she started to know about real estate 
  • How she understood ways people build wealth with real estate
  • The decision to sign up for a coaching program
  • Work in a hospital
• How to help people be aware that is possible to build wealth with real estate 
• • Do postings centered around mindset

[08:34 - 20:12]  Empower People to Invest in Multifamily

• Nicole talks about how she got her first loan
• • The possibility of having a personal guarantee or guarantor
• Why Nicole wants to build a legacy and empower people to invest in multifamily
• Nicole’s advice for people who are doing everything by themselves
• • Partners expand capabilities of what you can do
  • Analyze if your missions and values are aligned with your partners
  • Be careful of who you network with
• Nicole discloses deals and projects she is working on
• •  Look at some short term rentals and start a direct to seller campaign      

[22:13 - 34:09]   Become Financially Secure

• Communication and network are critical in real estate

• People should take action and start doing something small 
• • You don't have to buy a 100 unit building on your first deal to make a difference in your life
• How to help people who are financially insecure 
• • Create some type of fund and have a learning component 

[34:40 - 37:35] Closing Segment

Connect with Nicoles on LinkedIn,  Instagram,  and Facebook. Check out Noirvest Holdings, build wealth passively through multifamily real estate!

Are you ready to create wealth that lasts? Download our free eBook, How to Create Wealth that Outlives You. Enjoy the FREE download of 7-Steps to Building Resilient Wealth 

Let’s Connect! You can connect with our host Felecia Froe on Instagram, Facebook, and Twitter. Be sure to check out her website https://moneywithmission.com/ to discover investment strategies designed to make a difference!

If you would like to schedule a call with Felecia, go to https://calendly.com/feleciafroemd and she will be more than happy to talk with you!

LEAVE A REVIEW! Your ratings and reviews help get the podcast in front of new listeners. Your feedback also lets me know how I can better serve you.

Tweetable Quotes:

“You're going to get further with partners. You might go faster alone, or you might get slower alone. It just depends on your situation. But partners are going to expand the capabilities of what you can do.” -  Nicole Pendergrass

“Communication is absolutely key when you're investing with someone passively.” - Nicole Pendergrass

“I just think that the power of real estate is so underrated and underappreciated for the people who are not really in it because they only see the risk.” -Nicole Pendergrass

In this episode, we talk about having an impact and leaving a legacy by helping children. The teen suicide rate is way too high, loneliness is at an all-time high. Being able to connect and talk to our children is critical, and Dr. Lulu can help you to feel confident when you are interacting and pivoting with your child.

Dr. Lulu is the CEO of Teenalive.com and Dr. Lulu’s Youth Health Center, both dedicated to Youth Suicide Prevention. She is a 2020 TEDx, United Nations, and Global Pan African Nations Speaker, a 3-time bestselling author, and a freelance writer. Dr. Lulu coaches parents of LGBTQ children, helping them accept, understand and support their children so they can thrive and flourish without judgment or limitations. 

Listen in, learn how supporting all children, helping them to become healthy adults can be part of your legacy.

[00:01 - 10:14] Opening Segment

• Dr. Lulu talks about her background and story
• • LGTBQ+ activist
  • Pediatrician
  • Her mission is to end suicide
  • Coaching and speaking to entrepreneurs 
• When Dr. Lulu had clear what her mission was
• • A kid who tried to commit suicide twice in 2016
  • Psychic pain, bullying by peers, verbal assaults by parents
  • Generational trauma and healing

[10:15 - 26:04] The Role of Social Impact

• Listen to the words you are saying to yourself
• • Gender fluidity is a whole spectrum

• It’s not only about having a child, it’s about raising it

• Social impact is bigger than just the investment
• • Dr. Lulu’s perspective about helping the parents of LGTBQ+ children
  • Investing in life, love, being present and intentional
  • Investing in connection with yourself [parents] and your child
• Dr. Lulu shares what parents should consider when they don’t accept an LGTBQ+ child 
• • You don’t have to accept it, but your child is who they are
  • Children could not live their authentic lives to please their parents
  • Think about how kids are feeling

[26:05 - 37:40]   Raising and Supporting LGBTQ+ Children

• Dr. Lulu’s outlook about treating the trauma associated with being that person that is leading to suicide

• Trauma-informed care and education
• Children need one single trusted adult
• The importance of raising and saving a child

• What parents should take into account to support their children
• • Ask your children how they are feeling
  • • How can I support you with and through this?
    • How can I make it easy for you?
  • Hear your kids and be for them
• We can have an impact if we see children as who they are

[37:41 - 44:47] Closing Segment

• Dr. Lulu’s advice for parents 

• Positively support your LGTBQ+ children

• Her coming book!

• Queer Faqs

• How to connect with Dr. Lulu and her work
• • Links below 
• Give a review and rating, and share this episode with others
• Final words

Tweetable Quotes:

“When a child is gay, the truth is they will gravitate towards people like them.” - Dr. Lulu

“If I want to be in my child's life in the future, I need to allow myself to see it from their own lens, as opposed to seeing it from my lens.” -  Dr. Lulu

“If you can have generational trauma being passed down, you can also potentially have generational healing.” - Dr. Lulu

Resources Mentioned:

Books: 

• A Teen's Life: Looking at Teen's Lives Through Their Daily Struggles
• Dr. Lulu Books

Connect with Dr. Lulu on LinkedIn,  Instagram, Twitter, and Facebook. Make sure to visit Becoming the Parent Your LGTBQ+ Child needs if this is a journey you want to embark on and don’t struggle any longer!

Let’s Connect! You can connect with our host Felecia Froe on Instagram, Facebook, and Twitter. Be sure to check out her website https://moneywithmission.com/ to discover investment strategies designed to make a difference!

If you would like to schedule a call with Felecia, go to https://calendly.com/feleciafroemd and she will be more than happy to talk with you!

LEAVE A REVIEW! Your ratings and reviews help get the podcast in front of new listeners. Your feedback also lets me know how I can better serve you.

In this episode, we talk about having an impact and leaving a legacy by helping children. The teen suicide rate is way too high, loneliness is at an all-time high. Being able to connect and talk to our children is critical, and Dr. Lulu can help you to feel confident when you are interacting and pivoting with your child.

Dr. Lulu is the CEO of Teenalive.com and Dr. Lulu’s Youth Health Center, both dedicated to Youth Suicide Prevention. She is a 2020 TEDx, United Nations, and Global Pan African Nations Speaker, a 3-time bestselling author, and a freelance writer. Dr. Lulu coaches parents of LGBTQ children, helping them accept, understand and support their children so they can thrive and flourish without judgment or limitations. 

Listen in, learn how supporting all children, helping them to become healthy adults can be part of your legacy.

[00:01 - 10:14] Opening Segment

• Dr. Lulu talks about her background and story
• • LGTBQ+ activist
  • Pediatrician
  • Her mission is to end suicide
  • Coaching and speaking to entrepreneurs 
• When Dr. Lulu had clear what her mission was
• • A kid who tried to commit suicide twice in 2016
  • Psychic pain, bullying by peers, verbal assaults by parents
  • Generational trauma and healing

[10:15 - 26:04] The Role of Social Impact

• Listen to the words you are saying to yourself
• • Gender fluidity is a whole spectrum

• It’s not only about having a child, it’s about raising it

• Social impact is bigger than just the investment
• • Dr. Lulu’s perspective about helping the parents of LGTBQ+ children
  • Investing in life, love, being present and intentional
  • Investing in connection with yourself [parents] and your child
• Dr. Lulu shares what parents should consider when they don’t accept an LGTBQ+ child 
• • You don’t have to accept it, but your child is who they are
  • Children could not live their authentic lives to please their parents
  • Think about how kids are feeling

[26:05 - 37:40]   Raising and Supporting LGBTQ+ Children

• Dr. Lulu’s outlook about treating the trauma associated with being that person that is leading to suicide

• Trauma-informed care and education
• Children need one single trusted adult
• The importance of raising and saving a child

• What parents should take into account to support their children
• • Ask your children how they are feeling
  • • How can I support you with and through this?
    • How can I make it easy for you?
  • Hear your kids and be for them
• We can have an impact if we see children as who they are

[37:41 - 44:47] Closing Segment

• Dr. Lulu’s advice for parents 

• Positively support your LGTBQ+ children

• Her coming book!

• Queer Faqs

• How to connect with Dr. Lulu and her work
• • Links below 
• Give a review and rating, and share this episode with others
• Final words

Tweetable Quotes:

“When a child is gay, the truth is they will gravitate towards people like them.” - Dr. Lulu

“If I want to be in my child's life in the future, I need to allow myself to see it from their own lens, as opposed to seeing it from my lens.” -  Dr. Lulu

“If you can have generational trauma being passed down, you can also potentially have generational healing.” - Dr. Lulu

Resources Mentioned:

Books: 

• A Teen's Life: Looking at Teen's Lives Through Their Daily Struggles
• Dr. Lulu Books

Connect with Dr. Lulu on LinkedIn,  Instagram, Twitter, and Facebook. Make sure to visit Becoming the Parent Your LGTBQ+ Child needs if this is a journey you want to embark on and don’t struggle any longer!

Let’s Connect! You can connect with our host Felecia Froe on Instagram, Facebook, and Twitter. Be sure to check out her website https://moneywithmission.com/ to discover investment strategies designed to make a difference!

If you would like to schedule a call with Felecia, go to https://calendly.com/feleciafroemd and she will be more than happy to talk with you!

LEAVE A REVIEW! Your ratings and reviews help get the podcast in front of new listeners. Your feedback also lets me know how I can better serve you.

This week’s conversation is with Christine Kwak, founding Principal and President of Aris Real Estate Ventures (ARIS). We go deep in learning the positives of having a team when investing and how everyone’s goal with investing is a little different. Christine drops so many nuggets about how you chose your investments, including evaluating the environment (government regulations, interest rates, etc). We discuss how she works hard as a syndicator to match investments to her potential investor’s goal while educating on the tax benefits of real estate investing. This episode is jam-packed with information. You may need to listen more than once!

Connect with Christine at [email protected].

Don’t forget to grab your FREE report of 7 Steps to Building Resilient Wealth or email [email protected].

This week’s conversation is with Christine Kwak, founding Principal and President of Aris Real Estate Ventures (ARIS). We go deep in learning the positives of having a team when investing and how everyone’s goal with investing is a little different. Christine drops so many nuggets about how you chose your investments, including evaluating the environment (government regulations, interest rates, etc). We discuss how she works hard as a syndicator to match investments to her potential investor’s goal while educating on the tax benefits of real estate investing. This episode is jam-packed with information. You may need to listen more than once!

Connect with Christine at [email protected].

Don’t forget to grab your FREE report of 7 Steps to Building Resilient Wealth or email [email protected].

We’re excited to introduce our newest friend, Bonnie Koo, MD. Bonnie is a certified life coach, physician, and founder of Wealthy Mom MD. Bonnie shares her journey to becoming a dermatologist and how she learned about money from her male colleagues. She dived into her financial education like she has most things and soon realized that her female colleagues lacked this knowledge. This led to her helping other women physicians gain the knowledge and mindset they needed to take control of their finances and build wealth. Between being a writer, blogger, podcaster AND dermatologist, Bonnie is impacting the world with her new book and book club: Defining Wealth for Women. Peace, Purpose and Plenty of Cash!

Join Defining Wealth for Women LIVE event, a virtual book club with live coaching from Bonnie. Learn more at https://wealthymommd.com.

Connect with Bonnie on all social channels @wealthlymommd

Get your copy Defining Wealth for Women: https://bit.ly/345v9NM

We’re excited to introduce our newest friend, Bonnie Koo, MD. Bonnie is a certified life coach, physician, and founder of Wealthy Mom MD. Bonnie shares her journey to becoming a dermatologist and how she learned about money from her male colleagues. She dived into her financial education like she has most things and soon realized that her female colleagues lacked this knowledge. This led to her helping other women physicians gain the knowledge and mindset they needed to take control of their finances and build wealth. Between being a writer, blogger, podcaster AND dermatologist, Bonnie is impacting the world with her new book and book club: Defining Wealth for Women. Peace, Purpose and Plenty of Cash!

Join Defining Wealth for Women LIVE event, a virtual book club with live coaching from Bonnie. Learn more at https://wealthymommd.com.

Connect with Bonnie on all social channels @wealthlymommd

Get your copy Defining Wealth for Women: https://bit.ly/345v9NM

In this episode, Todd Sulzinger, a former Silicon Valley finance executive turned real estate investor, talks about his journey into real estate and why he chose the niche of mobile home parks. Mobile home parks may not seem appealing, but Todd explains how this sector provides affordable housing for many. Learn the impact that this type of investment can have on your bottom line as well as the ripple effect it may have for those living in these homes. Mobile home parks tend to be recession-resistant and can offer an excellent financial return for investors. Listen in to hear how Todd is making an impact by giving his money a mission.

Connect with Todd at blueelminvestments.com

LinkedIn: https://www.linkedin.com/in/toddsulzinger/

Facebook: https://www.facebook.com/blueelminvestments

Facebook Group: https://www.facebook.com/groups/pohmhp

FREE gift from Todd: Success Habits of Super Achievers: https://bit.ly/3IqaNhy 

Download 7 Steps to Building Resilient Wealth