Welcome back to Wealth Eazy, where we talk about all things wealth, health, and real estate. 

What keeps you going when everything seems to be working against you? Today's guest, Ramin Mesgarlou, faced that question six times in his first nine months—and each time, he chose to stay. That decision led to an incredible journey: building four multi-million dollar companies for others, losing them all, and finally creating his own empire, Opulence Global. 

Twenty years later, he's mentored over a million people, done nearly a billion dollars in business, and created a luxury brand that's redefining the direct sales industry. In this inspiring conversation, Ramin shares the mentor's two words that stopped him from quitting, why failure was necessary for his success, and the spiritual lessons learned through every setback. If you've ever doubted yourself or wondered whether to keep going, Ramin’s story will help you get out of the setbacks, and build something extraordinary.

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Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

What if I told you that "buy term and invest the difference"—the strategy pushed by nearly every mainstream financial guru—is actually costing you millions?

Today's episode is special because I'm bringing back the man who completely transformed how I think about money—my coach and mentor, Trent Fortner.

Quick note before we dive in: This episode is best experienced on VIDEO because my coach Trent will be walking through actual calculators and software on screen. You can watch the full video on YouTube at Wealth Eazy. However, if you're listening on the go, don't worry—I'll do my best to read out all the numbers so you can follow along.

Trent's been in this business for 36 years, and he's about to mathematically prove why buying term and investing the difference is one of the biggest wealth transfers in history.

We're not talking theory. We're showing you actual calculators, real historical returns, and the hidden costs that financial institutions pray you never discover.

By the end of this episode, you'll understand why you're putting up 100% of the capital, taking 100% of the risk, and only keeping 20% of the returns.

This is Episode 44. If you're ready for the truth, let's go.

=====================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

Welcome back to Wealth Eazy, where we talk about all things wealth, health, and real estate. I'm your host, John McGuire.

Here's a shocking fact that I discovered while writing my 2nd book now: the average Canadian retires with only $260,000 in investments. That's it. After decades of working, saving, and following traditional financial advice, most people find themselves house rich but cash poor.

But what if I told you there's a financial tool that the major banks don't offer, that most financial advisors have never properly understood, and that wealthy families are now using as part of sophisticated tax strategies?

Today's guest is Andrew Cairns, a 30-year veteran of the wealth management industry who now specializes in CHIP Reverse Mortgages at HomeEquity Bank. Andrew is going to explain reverse mortgages and how families are using them at a strategic advantage.

Have you ever wondered how to unlock the equity trapped in your home without selling it?

Today, we'll explore how you can access up to 55% of your home's value without monthly payments, and why this money is completely tax-free and doesn't affect your government benefits.

=====================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

What do you do when you're 26 years old, weigh 660 pounds, and feel like God forgot why He kept you alive?

For Ethan Benard, the answer came after 60 days in a hospital bed, fighting COVID and bacterial pneumonia simultaneously. When he lost everything - his streaming career, his income, his hope - he had to make a choice that would define the rest of his life.

Today, Ethan has lost over 170 pounds and built a social media following that generates quarter-billion views. But here's what makes his story different: he's not just transforming his body, he's documenting every brutal, honest moment to help others who feel too far gone.

This conversation will challenge what you think you know about change, discipline, and what it really takes to flip the switch from surviving to thriving. Ethan's raw honesty about hitting rock bottom and climbing back up will remind you that it's never too late to rewrite your story.

=====================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

Frank Parisi has faced death twice. First from addiction and overdoses on the streets of NYC. Then from heart failure that doctors couldn't explain.

After receiving a heart transplant, he didn't just survive. He thrived. Bestselling book. Multiple businesses. In the best shape of his life.

Today he's proof that your past doesn't define you, your circumstances don't control you, and rock bottom can be the foundation of your comeback.

This is the episode that reminds you what's truly possible.

Watch or listen - but prepare to be changed.

=====================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

How do some families maintain wealth for generations while others lose everything by the third? Today on Wealth Eazy, I'm joined by Brock Fortner, who's mastered the Rockefeller Method at just 27 years old. 

My guest Brock Fortner explains why your brain is literally fighting against your financial goals, and shares the exact system that's helping his clients save 7 times more than the av

=====================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

erage American—all while spending guilt-free. Plus, he reveals the estate planning approach that works like building the Golden Gate Bridge, ensuring your wealth transfers seamlessly across generations instead of disappearing like the Vanderbilts' fortune.

If you're ready to stop manually saving and start automatically building wealth, this episode is your starting point.

The Money Smart Guy returns! Matt Sapaula exposes why we chase perception over production and how to build genuine wealth instead of funding someone else's dream. Don't miss this raw conversation about what REALLY makes you rich.

Welcome to the Wealth Eazy podcast, your destination for insights on wealth, health, and real estate. I'm your host, John McGuire. I went from being a financial advisor for a big bank to educating people on how to plug financial leaks and create a rich life without using the stock market.

Before we dive in, please hit that subscribe button and share with others. By subscribing, you're helping the show grow and allowing us to bring you even more successful guests. Now, let's begin creating your rich life.

======================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

Welcome to the Wealth Eazy podcast, your destination for insights on wealth, health, and real estate. I'm your host, John McGuire. I went from being a financial advisor for a big bank to educating people on how to plug financial leaks and create a rich life without using the stock market.

In today's episode, we're diving into the world of side hustles and passive income with Cheryl Leon. Cheryl's entrepreneurial journey began at just 17 in the fashion industry, and today she's a successful realtor specializing in multi-family and commercial properties. But what's particularly fascinating is how she's built an additional income stream through her laundromat business.

Cheryl shares her experience buying and transforming an existing laundromat, the challenges of running it in the GTA, and practical advice for anyone considering this business model. We also discuss the importance of health in building sustainable wealth and how her disciplined approach to fitness translates to business success.

Before we start, please hit that subscribe button and share with others. By subscribing, you're helping the show grow and allowing us to bring you even more successful guests. Now, let's begin creating your rich life.

======================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

Welcome back to the Wealth Eazy podcast, where we talk about all things wealth, health, and real estate. I'm your host, John McGuire.

Today's episode takes us on a profound journey into the realm of mindset and resilience with my special guest, Warren Falkenstein. Widely known as "Warrior Warren," he's a five-time award-winning inspirational speaker, transformational coach, and mental health advocate who has been featured on Fox News, CTV, and ABC News.

What makes Warren's story so extraordinary isn't just his impressive accolades - it's how he's navigated a life filled with physical challenges and pain. Despite facing mobility issues and daily struggles that would give anyone justification to be angry at the universe, Warren approaches each day with an infectious smile and a heart full of gratitude.

In this deeply moving conversation, we explore the essence of maintaining a healthy mindset amid adversity, and how to find gratitude even on your darkest days. Warren shares his vulnerable journey from hiding his physical challenges to embracing them as part of his purpose to inspire others.

Whether you're facing your own battles or simply seeking to cultivate a more positive outlook on life, Warren's insights on replacing anger with acceptance and finding purpose in pain will transform how you approach each day. 

Learn more about his work at

WalkWithWarren.com &  https://linktr.ee/walkwithwarren

Connect with Warren via:

https://www.instagram.com/WalkWithWarren

https://www.tiktok.com/@walkwithwarren

https://www.linkedin.com/in/warren-falkenstein-909289234/

https://www.facebook.com/WarrenFalkenstein

======================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

𝗧𝗶𝗸𝗧𝗼𝗸 www.𝘁𝗶𝗸𝘁𝗼𝗸.𝗰𝗼𝗺/@𝗷𝗼𝗵𝗻.𝗱𝘂𝗿𝗯𝗮𝗻𝗼/

𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

Book your 𝗙𝗥𝗘𝗘 𝟯𝟬𝗺𝗶𝗻 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻: https://calendly.com/d/4zf-m7f-xqw

Welcome back to Wealth Eazy, where we talk about wealth, health, and real estate. Today's episode is crucial for anyone who understands that their ability to earn is their greatest asset - and that this ability depends on their health.

I'm joined by Dr. David Smith, a pioneer in regenerative medicine who has performed over 10,000 procedures. Dr.Smith is revolutionizing how we think about healing. Instead of just masking symptoms, his breakthrough treatments are helping people regain their active lives - from executives who can't afford downtime to athletes who need to perform at their peak.

You'll discover why treating health issues at their root could be your most important financial decision, and how new treatments like PRP and stem cell therapy are changing the game. Whether you're dealing with chronic pain or want to protect your long-term earning power, this conversation could transform how you think about investing in your health.

Let's dive in!

======================================

Wealthy Eazy is a property of John Durbano Inc. Stay up to date on all our podcasts by signing up to John Durbano Weekly, our quick dive every Tuesday into one specific topic related to financial strategies and wealth building tips.

Sign up here: https://www.johndurbano.com/resources...

You can also listen to the audio version of this podcast on all your favorite podcast channels.

Spotify: https://open.spotify.com/show/2ccUGBw...

Apple: https://podcasts.apple.com/us/podcast...

======================================

Connect with me on social media:

𝗜𝗚 www.𝗶𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺.𝗰𝗼𝗺/𝗷𝗼𝗵𝗻.w.mcguire

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𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝘄𝘄𝘄.𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸.𝗰𝗼𝗺/𝗷𝗼hnny.durbano

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