Wealth, Freedom & Options With Joshua Belanger

By Joshua BelangerBusiness

Wealth, Freedom & Options With Joshua Belanger episodes

March 17, 2017 The (Ugly) Truth About Your 401(k)
It fails many Americans!
So says the father of the modern day 401(k).
Do you mind if I share some of my insider
viewpoints why this is?
Great!
The 401(k) passed into law under the Revenue Act
of 1978.
The... Revenue Act?
Hmm... What's more unusual is that IRS was in
charge of the 401(k), which is the same government
body in charge of getting as much money from you.
That's a little conflicting, right?
Before the 401(k), companies offered pension plans
to employees.
Companies started to realize the amount of risk
that these pensions had put on the company.
The way the could transfer the risk and
responsibility from company to employee was
through a 401(k).
One of the common rebuttals is that it's
tax-deferred.
True... But here's the fine print.
Federal Income Tax is deferred, but Social
Security and Medicare are taxed 7.6% a year.
The 401(k) tax benefit was to help executives on
their yearly bonuses, not the middle-class worker.
That is why I make the case that most people are
not in a position to benefit from the tax benefit.
Usually, in life, you end up paying more for
something later; than you would if you paid now.
But, if my employer matches my contribution, it's
free money.
That's your decision to make, but I don't think
it's worth it.
After the introduction of the 401(k), this opened
the door to bankers getting their hands on your
money causing most to turn a blind eye over the
years saying, let a professional do it.
99% of 401(k) plans provide limited options which
all happen to be mutual funds that have management
and hidden fees.
After fees, the average return drops down to
2%-4%.
Then factor in a conservative number of 3% for
inflation, poof!
You take all the market risk while the funds
collect their fees and you can't touch it.
From what I've researched, the average 401(k)
balance is around $96,000.
Let's pretend you retired today with $250,000 in
your 401(k).
Let's say the annual interest rate earned on that
nest egg is 2% with inflation at 3% (annually).
If took $15,000 a year from that account to live
off, it would last 25 years, that's it.
That is a real problem most Americans face today
because that's not enough to survive.
I saw this first hand with my Great Grandma (Nan).
Before she passed at 87 years old, she was
battling cancer, buried in debt and still
searching for a job.
That is the mission OptionSIZZLE was founded on,
which is to help people like you take back control
of your money and become independent money making
machines.
To your wealth, freedom, and options!
Joshua Belanger
5 min
February 02, 2017 Your Investing Approach Disgusts Me
You’re a scam!
That’s the reply I received back from a
self-proclaimed “not your average financial
expert.”
I had reached out to ask if he was open to
having me on his weekday investing radio show.
He copied and pasted the whole sales page for our
Weekly Options Income Course, saying he didn’t
understand why I would need more exposure since I
can generate a 6% return every week.
It’s an approach by creating high probability
outcomes using the S&P 500 options with defined
spreads.
I can see why it may turn off someone at first if
they just read the headline, but he’s insisting
that we’re saying it’s guaranteed.
So I replied: “Don’t you talk to your audience
about how to use options to enhance returns,
reduce risk and increase the probability of
success?”
Keep in mind this guy has a weekday radio show
telling people how to manage their money and he
manages money for others.
Here’s his full reply:
“I don’t.
I certainly don’t suggest people use options
unless they are wealthy.
Options can be a nice strategy to protect wealth
via hedges. Sadly, options are typically sold to
non-wealthy people as a way of getting
commissions, newsletter or website services
subscriptions, etc.
If you were good at options from a practical
point, you wouldn’t be in the business of selling
systems to teach laymen how to do it. Even the
name “optionsizzle” sounds creepy and invites SEC
and Finra scrutiny.”
I don’t want to it to be the pot calling the
kettle black, but I’m sharing this to encourage
you.
That’s his opinion, which is uninformed.
This guy likely talks a good game to clients using
the same rehashed financial nonsense.
In fact, this is on his site, “an uncanny ability
to predict market winners & losers along with an
eye for financial trends that others seem to miss.”
Yeah, this guy can predict winners, losers, and
trends that other firms with millions of dollars
in research…. missed.
Okay.
I what you to see that putting your money with
a financial professional is gambling.
They are taught the same thing, gather assets.
I took a few minutes to see if he was a registered
financial professional like I once was.
Guess what?
He’s not.
In 2008, I made a choice show a layman how they
can be in more control of their future and money,
then nickel and dime them of fees the rest of
their life.
To your wealth, freedom & options!
Joshua Belanger
P.S. If you’re interested in learning more about
the Weekly Options Income Course:
https://sizzle.samcart.com/products/WOTIS
4 min
November 29, 2016 The Future Of Money Most Aren't Ready To Accept
It's the internet of money...
It's tough to understand how it works at first.
But... so is how the FED keeps creating helicopter
money.
The future is here, and it will be a dancers dream
come true the day they don't have to lug a hefty
bag full of singles to the bank teller.
Only 8 years old… Bitcoin has become a game
changer for finance.
You probably remember hearing how Bitcoin traded
up over 1000 and then collapsed two years ago.
Since then, more volume (adoption) has stabilized
Bitcoin prices.
The CME Group just launched a pair of indexes
designed to track the cryptocurrency's price.
It's the starting foundation for a derivatives
market, which means the chance to start trading
options on Bitcoin is very near.
Today is a big deal…
Because we announce that, OptionSIZZLE will start
accepting Bitcoin.
I'm very excited to finally share that with you
and also keep learning about it.
I've already seen a lot of fiction around Bitcoin
similar to trading options.
Can I ask you...
What do you know about Bitcoin? (good or bad)
Do you have any Bitcoin?
Do you think it makes sense to learn more about
Bitcoin?
To your wealth, freedom & options!
Joshua Belanger
3 min
November 28, 2016 ROI From Toys That Outperformed Most 401k
It's not savvy approach...
... If you ask a professional.
They'll laugh at you and mumble, amateur.
Success in the financial markets doesn't work any
different than everyday life.
We're trading something due to supply and demand
every day.
Let's travel back to 1983.
If you invested $100 into the S&P 500 ahead of one
of the largest bull markets in our history.
That $100 would be worth around $3,300 today.
You went against common wisdom and blew your money
with buying Star War Action Figures.
Each one cost around $3, so that would give you
about 33 action figures.
Well... those Star Wars action figures trade
anywhere from $1,000, up to $12,000 for rare ones.
It paid to challenge conventional wisdom.
In part 2, I will share the #1 mistake collectible
and stock owners make.
It's something I discuss it detail in "Fearless
Investing With Options."
Learning how to trade isn't about options...
... Or about money.
It becomes life changing.
You'll become fearless because you'll start to
approach life, business, and relationships
differently.
To your wealth, freedom and options!
Joshua Belanger
2 min
November 28, 2016 The Death Of Indicators Technical Analysis Fundamentals
In 2008, I went down the rabbit hole.
I thought I could make money in any market.
A naive and unrealistic perception.
I was starting to manage client accounts while
working on a trading desk.
And then, I was fired!
It was time to go full time on my own.
I tried to be superman, but realized it was only a
custom.
I lost money!
I panicked!
I became desperate.
I needed a quick fix, and that's how it started.
It's like a baseball hitter who's struggling
mid-season who tries to change their mechanics.
I didn't stick with what I knew and allowed things
play out.
I invested a lot of time and money chasing returns
following other people's proprietary systems that
used indicators, candlesticks, charts,
fundamentals or when Jupiter crossed the 3rd
Solstice.
Maybe they do work, just never for me.
I guess I'm average, but over the years I've
mastered an approach that has consistency worked,
and the numbers don't lie.
If you're like me and haven't been able to find
success with going down those other roads, you're
in the right spot.
http://www.OptionSIZZLE.com/courses
To your wealth, freedom and options!
Joshua Belanger
2 min
November 24, 2016 Add Black Pepper For Better Returns
So while I was walking back with my coffee
earlier, I was listening to a podcast.
The guy on the podcast was talking about the
recent discoveries related to turmeric such as how
it can help lower cholesterol.
They continued testing and found adding a little
black pepper enhanced the body's consumption
of the turmeric by 1,000 times.
A little fun fact of the day, but here's how
it relates to investing, trading and business.
For many years trading options I would let my
short options expire.
Selling options have a higher probability of
success than buying, but I started to realize that
coming into the last week gave me trouble at times
seeing profitable trades turning into losers.
One reason for that is because of the options
gamma, which becomes more sensitive to directional
moves as expiration approaches.
With only having the experience, I had a hunch
that managing trades earlier could be more
beneficial.
I wasn't sure because it flys in the face of what
everyone believes in the market with, let your
winners run.
I didn't have the research at the time to confirm
my opinion.
That was until tasytrade came around and spent
millions of dollars on researching this.
Their research concluded that managing winners at
50% was the optimal level that enhanced returns
and reduced volatility.
If you want to generate better returns and reduce
volatility, add the black pepper by managing
profits.
If learning how to trade one product and a
systemized approach to producing a 6% weekly max
return interests you, check out the Weekly Options
Trading Income System.
http://www.optionsizzle.com/courses/
To your wealth, freedom and options!
Joshua Belanger
3 min
November 24, 2016 Option Profits From Apple Iphone Event
Today was the day the iPhone 7 was unveiled to the
world.
I admit, I watched most of on my iPhone 6s Plus
using Google's free internet at Starbucks during
my mid-day break.
While I walked upstairs to sit outside and drink
my coffee while I streamed it, I noticed a dozen
people watching the event on their devices as
well.
There's a lot of excitement about these events
with Apple.
These are binary events, and when there's
uncertainty, there's opportunity.
Looking at the options that expire this Friday,
the market was pricing a $2.30 range with prices
closing at $107.70, yesterday.
Because the market knew this event was coming, the
shorter dated options had more priced in risk.
This is the #1 reason why so many lose money
trading options.
Some may buy a call because they think the iPhone
7 is going to blow everyone's mind, while others
may think Apple's run is over and purchase a put.
Either way, they are choosing a direction and
buying option premium before this event which
implied volatility is elevated.
Long-term success with options isn't based on
picking price direction.
With stock, it's a 50/50 coin flip.
With buying options the way most do, the
probabilities will decrease against you.
With prices closing at $107.70 in Apple last
night, selling to open the 108/107 straddle,
(technically a strangle because they're no half
point strike options) would have brought in around
$2.60 per transaction.
The probabilities of this trade working were
greater than picking a direction.
With a standard margin account, it would have used
around $2,000.00 of the buying power.
After the dust was settled today, that 108/107
strangle closed at $2.10, which is a 20% ROI
overnight.
During the session, though, this position traded
lower meaning it could be bought to close for more
of profit.
Tip: Because this was a strangle, this does carry
more risk, and it's more advantageous to manage
these types of positions at 25%.
That means those who took the other side of buying
options, most likely lost.
Success with trading options works just like this
over and over again.
If you're still struggling to learn how to trade
options and want to learn the right education and
systems to become an independent money-making
machine, then head over to our courses page and
get started.
http://www.OptionSIZZLE.com/Courses
To your wealth, freedom and options!
Joshua Belanger
4 min
October 31, 2016 Why I Don't Invest Into Stocks
A fellow Sizzler wrote in yesterday asking, "You
don't discuss a lot about investing in stocks,
why?"
There's a good reason why and remember, this is
just my opinion.
Very few probably know a high-level executive at a
publicly traded company.
However, let's pretend you lived next door to one.
If you owned shares of the company and asked them
any question related to the business that wasn't
already made public, they'd tell you it's against
the law.
Now there are good reasons why this is, but that's
the reason why firms and investors created things
like P/E ratios and such to provide confidence on
why a stock maybe a great buy.
The truth is that no one knows because all the
relevant information to run a business is unknown
until everyone is told at the same time.
And even then not all the details are released.
There's no edge, and all you're doing is following
everyone else.
That is why I'm adamant about having control of
risk and having an edge.
People lie, but the options don't.
There are times the options market doesn't get it
right, but that is a less likely outcome.
The way I trade options removes the fundamental
and technical noise and allows me to just focuses
on the probabilities.
I can't say fundamental and technical analysis
doesn't work.
I just haven't seen it work, and my approach fits me.
I approach investing into businesses the same way as
I trade options.
I like to invest in small private online
businesses that have shown to be consistent
cash-flow generators.
With private companies, I can look through every
detail necessary and create favorably structured
deals.
It provides more control and can sell them off
when I make back the investment.
I believe this is the perfect 1-2 combo for any
portfolio that wants to creates diversification,
cash flow and above-average returns.
That is why I talk about other investment
opportunities other than trading options.
If you want to learn my approach to trading
options, then check out the book I wrote called:
https://sizzle.samcart.com/products/fiwo-book
To your wealth, freedom and options!
Joshua Belanger
4 min
October 28, 2016 Slowly Killing Of The Money Vampires
I feel like a hypocrite saying this because I
loathe financial institutions, but I got back from
making a deposit.
The reality is that there are no other great
options available.
It's similar to the current U.S. Presidential
Election.
Good hearted people are working at these places,
but the whole operation is made to nickel and dime
us slowly.
I'm not sure why JP Morgan would publish this, but
I just read that investors have taken out nearly
$106 billion out of actively managed equity funds
in 2016.
It's a large number, but overall it's not that
much to tip the needle on money under active
management.
However, it could be a signal that people are
starting to have the confidence to manage their
money themselves.
Though the money has moved into passive index
funds, the message and teachings I and others
provide become more important than ever.
That's the first step, but money flows and it
could flow back.
My goal is that I don't want that money to flow
back.
The good that has come from the FOMC keeping
interest rates so low is that it's causing people
to look outside the ordinary investment vehicles
to achieve returns.
It has been a setup back from some, but I think an
overall advancement in finance literacy with
people having no choice but to take back control
of their future.
These money vampires won't kill themselves; they
are hiding waiting for that moment of weakness.
They know you will be back or will get fed up.
However, you have to make that promise to you and
your family and put that stake in their heart
today.
By making the commitment that you're in control of
your investment decisions today!
It's not going to be easy at first, but it's not
as hard as you think because we can do it
together.
The first step in your journey to acquiring the
knowledge to think and investment differently
with using options can be found in this book:
https://sizzle.samcart.com/products/fiwo-book
To your wealth, freedom and options!
Joshua Belanger
3 min
October 26, 2016 Why Fearless Investing With Options Is Different Than Other Options Trading Books
When I first learned about options, I was studying
to take the financial industry exam to become a
financial advisor (Series 7).
After I passed and scored high on the part related
to options, I quickly realized I didn’t know how
to trade options successfully after losing
$2,000.00 on my first options trade.
Despite being a licensed professional, the
financial industry wasn’t interested in teaching
me how to become successful trading options, only
how to gather assets.
After reading a lot of books related to options
trading, I noticed that most provide a broad
overview of how options work just like I had
learned when taking my exam.
They leave out the most important aspect of how
options work with leaving out implied volatility,
which is #1 option component that every person
needs to understand if they want to be successful
trading options.
That is why most lose money starting out with
options because they thought a book or some
rehashed information on the internet was all they
needed to learn.
Then like what happened to me, they go out and
quickly realize there’s more to this than what
that book covered.
I’ve found that most options trading books are
outdated and will teach you how to use options to
play your directional assumptions either using
technical or fundamental analysis.
Since the markets are random; research and real
world experience has proved that long-term success
isn’t from trying to pick the right direction.
FIWO shows you how to generate consistent returns
with putting the odds of profitability in your
favor with trading options.
It walks you through exact parameters to know when
to use certain option strategies and provides an
easy process on how to find the best trade
opportunities without getting overwhelmed.
If you want to remove the fear and greed and
approach options trading as a numbers game, then
FIWO is your starting point on how to become an
options trading machine.
It’s the book I wish had been available when I
first started trading options over a decade ago.
https://sizzle.samcart.com/products/fiwo-book
To your wealth, freedom and options!
Joshua Belanger
3 min

About Wealth, Freedom & Options With Joshua Belanger

From the publisher's feed

Hi I’m Josh, and I’m a finance guy who love’s to trade options.

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Wealth, Freedom & Options With Joshua Belanger

Wealth, Freedom & Options With Joshua Belanger episodes

About Wealth, Freedom & Options With Joshua Belanger