All financial vehicles fall into 1 of 3 categories/columns: Taxable, Tax-deferred (Tax-procrastination), or Tax-free. Asset LOCATION is far more important that asset ALLOCATION. What is the right balance for you between these 3 tax columns? What collateral damage could your traditional retirement accounts be causing on your total retirement landscape? How can you shift tax-hostile assets to tax-free assets?

Like most pieces of legislation, the OBBBA has some elements that are to be celebrated, while others created new challenges. In this episode, we tackle the "permanent" extension of the TCJA, the "bonus" senior deduction, new Roth conversion opportunities, the "Trump" accounts, car loan interest deductions, and more.

There are essential elements to every estate plan. Large or small estate, make sure 7 elements are incorporated into your plan. Also, we'll dive into common mistakes we see families make in their estate planning.

Do you have a financial plan for your retirement? What about your legacy and family beyond retirement? In this episode we talk about how to not only plan for your financial future but your family's as well.

In this episode we meet our host, Steve Eckroth and talk about the importance of financial planning, his background and the purpose of this podcast.

So much attention is paid to the so-called upfront "tax savings" from investing into pre-tax accounts like 401Ks and IRAs. However, the other side of that equation is often ignored. Follow our examples in this episode as we break it all down.

There’s a 91% chance a married couple age 65 will need long-term care. Not planning for it isn’t just lazy — it’s recklessness. Learn how it fits into a tax-free retirement plan.

When people can’t see the path, they stop dreaming of the destination.” In this episode, we dive deep into the core components of a tax-free retirement road map, watching out for the pitfalls as well as opportunities most retirees fail to act on.

Knowing when to claim social security benefits is only part of the question. Getting your benefits tax-free, a major piece retirees often overlook, is perhaps even more important. Learn how to keep IRAs and 401Ks from causing collateral tax damage to your benefits while creating multiple streams of tax-free income.