Wealth Matters with Debra Taylor

There are tools that you want to put in place in your 20s so that you are prepared for your 50s and 60s. Planning you can do ahead of time allows to have more runway to plan properly.

Fall is an ideal time to examine your financial health and update your financial plans. Here is a list of important things to review that might make a difference in your year-end review and plans for next year.

Debbie talks all things retirement. Retirement is something that we all start looking forward to mid way through life. However, many begin to feel unfulfilled shortly into their retired life. Learn what to expect and how to prepare better in today's episode.

Today, we talk about taxes and retirement accounts and the relationship between the two. How do taxes affect different retirement accounts like a 401(k) vs a Roth 401(k) and a Traditional IRA vs. a Roth IRA? Listen now to learn more!



For a comprehensive review of your personal information, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give tax or legal advice.

Today we have with us guest Paula Bishop. She is a CPA and Financial Aid for College Advisor. Her expertise is working with families to develop strategies on how to pay for college, and to find the best college for their student at the lowest cost to the family. She has been a practicing CPA for the past 35 years which allows her to combine her tax knowledge with the complexities of the financial aid system. 

With guest Danielle Roberts. Medicare expert, Danielle Kunkle Roberts, is a founding partner at Boomer Benefits. She is a well-known professional in the Medicare insurance industry, having personally helped thousands of beneficiaries with their plan decisions. She has specialized in Medicare-related insurance products for over 14 years and is a member of the prestigious Forbes Finance Council.

Today we get into all things IRA:

What is an IRA? What are the types?
How does it affect people in different tax brackets?
What are RMDs?
Are there additional taxes I need to worry about?
What is so good about the Stretch IRA?

And much more!

On this episode we talk all things relationships: marriage, divorce, custody etc. Peter Cedeno deals with a lot of divorcing couples where the main concerns are the assets and the children. All of these issues are highly sensitive to those involved and the approach to these situations must be handled in a certain way.

Not sure what to do at late stage retirement? Debbie goes through the implications of your investments pre and post-death. There are important tax laws to consider when planning for the future and next generation.

Some important topics include:

- Joint Tenant
- Widows Penalty
- Income Taxes