Download My Slide Deck Here!: https://matsorensen.com/resources/

Need help executing the Roth Conversion Strategy? Book a FREE call with my team at Directed IRA where they walk you through every step of the way!: https://directedira.com/appointment/?utm_source=YT&utm_medium=social&utm_campaign=woh_backdoor_roth

In Part 4 of my Roth IRA Mastery Course on Wealth Office Hours Live, I’m breaking down the Backdoor Roth IRA—an advanced Roth strategy designed for high-income earners who are over the income limits for direct Roth IRA contributions.

I’ll explain why the Backdoor Roth exists, how the strategy works, and how to execute it correctly while avoiding the tax and reporting mistakes that can trip investors up.

In this episode, I’ll cover:
-2026 Roth IRA income limits and why high-income earners may be blocked from making direct Roth contributions.
-How the Backdoor Roth works as a two-step strategy: making a non-deductible Traditional IRA contribution and then converting those dollars to a Roth IRA.
-The rules behind the strategy, including the $7,500 annual contribution limit ($8,600 if you’re 50+) and why the strategy can be repeated every year.
-The three-step process for executing a Backdoor Roth, including funding the Traditional IRA, completing the Roth conversion, and properly filing IRS Form 8606.
-The Pro-Rata Rule, including how existing Traditional IRA balances can cause part of your conversion to become taxable.
-Chunking a larger IRA conversion over multiple years as a potential strategy for clearing out pre-tax IRA balances and making future Backdoor Roth contributions fully non-deductible.
-Six common mistakes to avoid, including taking a deduction on the contribution, ignoring existing IRA balances, skipping Form 8606, investing before converting, misunderstanding the deadlines, and using a recharacterization instead of a Roth conversion.
-Who the Backdoor Roth is best suited for, particularly high-income earners who are over the Roth income limits, have no pre-tax Traditional IRA money creating a Pro-Rata issue, and have cash available to contribute.

The Backdoor Roth can be a powerful annual strategy for building tax-free retirement wealth, but the details matter. I’ll walk through the rules, numbers, and potential pitfalls so you understand how to approach the strategy properly.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

Need help executing the Roth Conversion Strategy? Book a FREE call with my team at Directed IRA where they walk you through every step of the way!: https://directedira.com/appointment/?utm_source=YT&utm_medium=social&utm_campaign=woh_roth_conversion

A Roth conversion can be one of the most powerful tax planning strategies available but it's important to understand when it makes sense and how to do it correctly. In Episode 3 of the Roth Mastery Course, I'll walk through how Roth conversions work, why they can be a valuable tool for building tax-free wealth, and the strategies I use to help investors think through the conversion process.

In this live session, I'll cover:
-Why converting to a Roth can provide tax-free growth for life.
-The key benefits of Roth conversions, including eliminating Required Minimum Distributions (RMDs) and creating tax-free wealth for your heirs.
-How Roth conversions work and what to expect from a tax perspective.
-How to identify the best time to convert using lower-income years, market downturns, and multi-year conversion strategies.
-How the Roth Conversion Election Form works, including cash and in-kind conversions.
-The differences between converting a Traditional IRA and converting inside a 401(k).
-Situations where a Roth conversion may not be the right strategy.
-Real-world examples that show when a Roth conversion can produce better long-term after-tax results.
-A case study comparing the outcomes of converting versus leaving assets in a Traditional IRA.

Join me live, bring your questions, and let's dive into one of the most impactful retirement planning strategies available.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

Looking to take more control of your retirement investments? Directed IRA helps investors diversify beyond traditional stocks and mutual funds by investing retirement funds into alternative assets like real estate, private funds, private lending, startups, crypto, and more.

Schedule a free call to get started:
https://directedira.com/appointment/

We've also published a detailed breakdown of the proposed legislation and what it could mean for self-directed IRA investors:
https://directedira.com/new-legislation-targeting-self-directed-iras/
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A new proposal out of Washington, D.C. could have major implications for retirement savers. Lawmakers are once again looking at changes to retirement accounts, raising important questions about how much wealth investors should be allowed to build inside tax-advantaged accounts.

Join me as I break down the proposed legislation, explain who it could affect, and discuss what it means for the future of retirement planning. I'll cover the facts behind the proposal, why it's being introduced, and what investors should know as they continue building long-term wealth.

During this live discussion, you'll learn:
-What the proposed retirement legislation includes.
-Who could be affected by the new rules.
-Why lawmakers are targeting large retirement accounts.
-How these changes could impact long-term retirement planning.
-What investors should be watching as the proposal moves through Congress.

Whether you're investing through an IRA, Roth IRA, 401(k), or other retirement account, this is a conversation you won't want to miss.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

Download my slide deck here!: https://matsorensen.com/resources/

Looking to take control of your retirement and want to use your IRA or 401K dollars to invest in alternative assets? Book a call with my team at Directed IRA to get started: https://directedira.com/appointment/?utm_source=live&utm_medium=youtube&utm_campaign=wohl_rothira_roth401k

In Part 2 of the Roth IRA Mastery Course, I break down the key differences between a Roth IRA and a Roth 401(k) so you can decide where to put your money for maximum long-term, tax-free wealth. We cover contribution limits, the core tax rules that make Roth accounts the most powerful retirement vehicle available, and the critical differences in withdrawal flexibility between the two accounts. We also walk through income limits on Roth IRA contributions, the backdoor Roth IRA strategy for high earners, and how to use both a Roth 401(k) and a Roth IRA at the same time to maximize every tax-free dollar you can legally protect.

One of the most underutilized strategies we cover is self-directing your Roth account — instead of being limited to stocks, bonds, and mutual funds, you can invest your Roth dollars into real estate, private companies, private equity, and crypto. An IRA can invest in these alternative assets as long as it is held at a custodian like Directed IRA.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

Download my Ideal Order of Investing Guide to see where the Trump Account should fall into your wealth building journey!: https://matsorensen.com/building-wealth-guide-the-ideal-order-of-investing/?utm_source=youtube&utm_medium=description-link&utm_campaign=youtube-WOHL&utm_content=ms020-trump-account-now-live

To Open a Trump Account: https://trumpaccounts.gov/

🇺🇸 In this special Fourth of July episode of Wealth Office Hours Live, I'm breaking down one of the biggest new tax-advantaged savings opportunities for families: Trump Accounts.

These new Trump accounts went live today, and I'm going to walk you through everything you need to know—from who qualifies and how to open an account to contribution rules, the government's $1,000 contribution for eligible children, investment options, and the Roth conversion strategy I believe can maximize tax-free wealth for the next generation.

If you're a parent, grandparent, or simply want to help give the next generation a financial head start, this episode will show you how these new accounts work and how you can use them as part of a long-term wealth-building strategy.

Happy Fourth of July, and thanks for joining me for this special edition of Wealth Office Hours Live!

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

To open a Self-Directed Roth IRA, book a call with our team at Directed IRA where they can walk you through the entire process!: https://directedira.com/appointment/

Join us for Episode 1 of our new Roth IRA Mastery Course on Wealth Office Hours Live, where we break down why a Roth IRA is one of the most powerful wealth-building tools available. In this live session, we'll cover the benefits of tax-free growth, how small contributions can grow into significant wealth over time, common Roth IRA myths and misconceptions, Roth vs. Traditional IRA differences, contribution and income eligibility rules, funding options, investment opportunities inside a Roth IRA, and the key advantages that make Roth accounts so valuable for long-term investors. We'll also be taking your questions live throughout the show, so come ready to learn and get your Roth IRA questions answered.

Want me to answer your questions live? Ask me your questions here: https://matsorensen.com/ask-mat/

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

Download my FREE Ideal Order of Investing Guide to learn the step-by-step strategy for prioritizing your investing, retirement accounts, debt payoff, and wealth-building decisions - https://bit.ly/ideal-order-of-investing-guide-ms020-how-id-invest-100k-starting-from-scratch

If you missed a session or just want to go back to one week's topic I put together every presentation into one bundle. Download it here!: https://matsorensen.com/summer-school/

Today in the final part of my 8-part “Wealth Building” series where I break down the ideal order of investing so you can maximize tax-advantaged accounts, grow wealth, and avoid costly mistakes. From emergency savings to Roth strategies, HSAs, real estate, and beyond, I show you the step-by-step roadmap to financial freedom. I’ll break down the key milestones and give you clear, actionable advice on the sequence of investments that will set you up for financial success. Whether you're just starting out or looking to optimize your portfolio, this guide is for you.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

If you missed a session or just want to go back to one week's topic I put together every presentation into one bundle. Download it here!: https://matsorensen.com/summer-school/

Download my free Ideal Order of Investing Guide to learn the step-by-step strategy for prioritizing your investing, retirement accounts, debt payoff, and wealth-building decisions - https://bit.ly/ideal-order-of-investing-guide-ms020-how-id-invest-100k-starting-from-scratch

Join me for Part 7 of the wealth building series on Wealth Office Hours Live as I break down alternative assets and how high-net-worth investors use them to build and protect wealth beyond the stock market. I’ll cover real estate investing, private equity, venture capital, cryptocurrency, oil & gas, precious metals, private lending, and buying small businesses — plus how alternative investments fit into your overall financial plan, diversification strategy, and long-term wealth building goals. Lastly, I will be answering your questions live!

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

If you missed a session or just want to go back to one week's topic I put together every presentation into one bundle. Download it here!: https://matsorensen.com/summer-school/

Download my free Ideal Order of Investing Guide to learn the step-by-step strategy for prioritizing your investing, retirement accounts, debt payoff, and wealth-building decisions - https://bit.ly/ideal-order-of-investing-guide-ms020-how-id-invest-100k-starting-from-scratch

Today on Wealth Office Hours, I'm talking about the stock market and how it plays a part in your overall financial plan. I’ll cover market trends, asset allocation strategies, why high-net-worth investors are increasing exposure to alternative assets, the pros and cons of public market investing, target date funds vs. the S&P 500, and more! I’ll also discuss the best-performing investments of 2025, common investing mistakes, and the ideal order of investing to build long-term wealth.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment

If you missed a session or just want to go back to one week's topic I put together every presentation into one bundle, download it here: https://matsorensen.com/summer-school/

Get your STEP-BY-STEP INVESTING ROADMAP that shows exactly what to do with your money at every stage of wealth building! https://bit.ly/ideal-order-of-investing-guide-ms020-how-id-invest-100k-starting-from-scratch

In this episode of Wealth Office Hours Live (Part 5 of our 8-part series), we break down the fundamentals of rental real estate investing—covering how investors build wealth through cash flow, appreciation, mortgage paydown, and tax advantages. We walk through a real-world deal analysis, explain cash-on-cash ROI, and highlight key tax strategies that impact your returns. We also cover when buying a rental property may not make sense and how to think about exit strategies like 1031 exchanges and capital gains. Stick around to the end where we’ll open it up for a live Q&A and answer your questions in real time.

Sign up for my newsletter to stay up to date on new content, events, current news, & more!: https://matsorensen.com/

To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers: https://kkoslawyers.com/

Don’t let your IRA stay stuck in Wall Street! Book a call with Directed IRA and start investing in assets you actually understand & believe in: https://directedira.com/appointment