[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Anderson — a professional trader, long-term investor, and real estate-focused wealth builder who transitioned from being a chef and DoorDash driver into the world of finance — to break down how the stock market actually works and how it fits into building real, long-term wealth.This conversation goes far beyond trading. We talk about how to think about money holistically — balancing short-term income (like trading) with long-term wealth strategies like stocks and real estate. We also get into discipline, risk management, and the psychology behind how people make (and lose) money in the market.We shift into a deeper conversation around generational wealth - including why waiting to pass down assets later in life might actually limit their impact, and how wealth should be taught and transferred intentionally.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Anderson:- [email protected]📌 Timestamps00:00 – How to Actually Win in the Stock Market. The stock market just logical, it’s psychological. 06:00 – A tool wealthy people use to fast-track their wealth 13:28 – From Chef → Food delivery driver → Professional Trader: The unconventional path into wealth22:29 – Trading vs Investing: One builds wealth, the other accelerates it33:37 – Who should stay away from this wealth acceleration tool? Is just gambling? The truth no one explains44:07 - Why this wealth acceleration method isn't for everyone 52:00 - What smart investors do when everyone else is panicking. What you should do in this season!1:04:32 - Real estate investments (generational wealth passed down) 1:05:14 - The biggest mistake in generational wealth (most people miss this)1:18:56 - Invest in these stocks to grow your wealth long-term (not financial advice) His long-term stock picks 1:28:53 - He made $91 passively during our conversation and I made $0

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

Credits:Music: Violation by Soundridemusic

Featuring Tobi Oluwole | Retired at 28 | 7-Figure Business Owner | 350K+ LinkedIn Followers)🎙️ Full Episode: https://open.spotify.com/episode/1DSIE93mAZsmvqdIxFuJkR?si=HdzkrgBvQXeo8g07Q_7tQg&t=0&pi=yQfw8LXDTHurPMost people spend years building a life they didn't actually choose. Tobi Oluwole retired from corporate at 28, works 3 days a week, takes every summer off, and built a 7-figure business doing it. In this clip, he breaks down exactly how he designed his life before he built his business and why most people get that order completely backwards.This is a clip from my full conversation with Tobi on the Wealth on Your Terms podcast. If you want the full episode, link below. 👇📲 Connect With Tobi Oluwole- LinkedIn: https://www.linkedin.com/in/thetobioluwole/- Website: https://www.tobioluwole.com🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Hosted by Tobi Adekeye.📧 Partnerships & inquiries: [email protected]📲 Instagram: @wealthonyourtermshub🔗 Listen to the Full Podcast- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- All Episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw✨ Connect with me, Tobi Adekeye- 📷 Instagram: @tobi.adekeye- 🎥 TikTok: @tobiadekeye_- 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/0 🗞️ Newsletter: https://tobiderin.substack.com🏡 Real Estate InquiriesLicensed Realtor | On The Block Realty, Brokerage – Vaughan, Ontario- Connect: https://forms.gle/pKZkRfnnGqvKsPks6- Follow: @tobi.realestateNOTE: The information in this clip is for educational purposes only and does not constitute financial or legal advice.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Eduek — a financial educator and coach who has helped her clients save and invest over $2 million -- to break down what actually keeps people stuck financially and how to build real, sustainable wealth.Eduek also shares her personal journey of paying off $47,000 in debt, the exact strategies she used, and how she transitioned into investing with confidence. We go deep into practical frameworks for getting out of debt, building better money habits, and starting to invest — even if you feel overwhelmed or behind.If you’ve ever felt stuck financially, struggled with debt, or don’t know where to start with investing, this episode will give you both the mindset and the strategy to move forward.You’ll learn:- Why mindset is the foundation of wealth (and how it holds people back)- The biggest mistake people make when trying to get out of debt- How to actually pay off debt (without relying on cookie-cutter methods)- The role income plays in building wealth (and why it matters more than you think)- How to build a simple investment strategy as a beginner- ETFs vs stocks — and where to start- How to structure your portfolio for long-term growth🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: @tobi.adekeye https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Eduek:📷 Instagram: @twosidesofadimehttps://www.instagram.com/twosidesofadime/- Surplus Stack Society: https://www.surplusstacksociety.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGndj52owACbFRo0cyofEp9YZdwrifN1ioK7uuU026MnqOjpnJ0pChfwg-LLBc_aem_AXDtqRFShh09IgIh6u6p1A-------------------------📌 Timestamps00:00 – Scarcity mindset & money scripts that quietly sabotage your wealth09:47 – How she actually got into $47,000 of debt (and didn’t realize it)17:50 – How she paid off $47K without following generic advice22:45 – The uncomfortable truth: why most people stay stuck in debt30:08 – The system she used to get out of debt and turn her financial future around 34:43 – Investing explained simply (without the confusion)44:12 – Focus on this before trying to pick stocks54:36 – How to build a real portfolio: foundation, income & growth1:01:16 – How to make this your richest year (practical framework)⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Nike and Carine — investors and co-founders of NCTL Group, a real estate development and investment firm to unpack what it really looks like to build wealth beyond a salary, while still working full-time, raising families, and taking on ambitious real estate projects.We talked about how both of them got started in real estate from very different turning points, the mindset shift from thinking you’re “rich” to realizing you’re not yet truly wealthy, and why building assets matters so much when your income depends on showing up to work. We also get into partnership, marriage, courage, risk, faith, and what it actually takes to go from smaller real estate strategies into a 24-unit development project.What I love about this conversation is that it’s not just about real estate.It’s about ownership, long-term thinking, and having the courage to build something bigger than the life your 9-to-5 can fund on its own.Whether you’re interested in investing, building generational wealth, or just trying to think differently about money and your future, this episode will challenge and inspire you.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Nike & Carine: 📷 Instagram (NCTL Group): https://www.instagram.com/thenctlgroup/🎥 Youtube: https://www.youtube.com/@UCxBlyDrTa7a6szaETMtUIXA -------------------------📌 Timestamps00:00 – The turning points that changed how they approached money and wealth12:17 – This wrong decision could keep you broke forever21:37 – The different real estate investing strategies they've done 32:35 - The moment they realized they were playing a much bigger game42:21 - How do you get people to believe in your vision when you’re just starting?48:05 - How they're building generational wealth and still do good at the same time?50:27 - Why they kept their 9-to-5 even and how to use it to build generational wealth 54:04 - What it takes to build generational wealth for your family 1:01:30 - Advice to moms/women trying to build generational wealth ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.We break down the “money is a game” framework and examine the structural difference between earning income and building long-term wealth. The conversation covers the five types of money players, why most people remain spectators, and the distinction between being rich and being wealthy. We explore the four quarters of the money game, asymmetric risk, the transition from high income to asset ownership, and the role of mentorship in accelerating wealth building. The episode also outlines the five forms of capital required to preserve generational wealth and why most inherited wealth disappears within three generations. This discussion focuses on financial freedom, wealth architecture, and long-term ownership strategy rather than short-term income growth.Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Wesley - Website: http://www.highincometowealth.com - Link To Buy The Book: - Link To Buy The Book: https://geni.us/tGI21

-------------------------📌 Timestamps00:00 – The 5 Types of Money Players (Most People Are Stuck on #2)06:00 – The Mentorship Rule the Wealthy Quietly Follow17:12 – The wealth switch: from paycheck dependency to financial control22:56 – The 4 quarters of the money game (and how to avoid “injury time”)37:53 – The money belief that keeps people stuck. Rewiring your money paradigm48:29 – Why being rich is a trap. You Shouldn’t Aspire to Be Rich57:05– 7 People You Must Be Smarter Than to Build Wealth1:06:40 – Is it too late to win the money game?! How to get back on track 1:09:18 – Faith, Money, and Building Wealth⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

------------

In this episode, I sit down with Mo and Debbie, a husband-and-wife founder duo behind SkillHat / SkillHat Founder Studio, to talk about building wealth through high income, ownership, and business systems.We unpack how they scaled SkillHat to a million-dollar business, what it’s really like building with your spouse (vision vs. risk management), and the frameworks they use to make bold moves without gambling their future. They break down why “entrepreneurship is the new safety net,” how to think about building a system that makes money beyond your labor and the underrated discipline behind growth—boundaries, reinvesting, coaching, and decision-making with data.If you’re in a 9–5 but thinking about ownership, building something on the side, or creating income that isn’t capped by your time, this conversation will help you see the path more clearly.

📧 For partnerships and business inquiries: [email protected]

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate

------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With SkillHat/Mo & Debbie

- Skillhat - https://www.skillhat.ca

- Mo's LinkedIn - https://www.linkedin.com/in/mobola/

- Mo's IG - https://www.instagram.com/moballer_banks/?hl=en

- Deebie's LinkedIn - https://www.linkedin.com/in/deborahadeboyejo/

- Debbie's IG - https://www.instagram.com/debbieadeboyejo/?hl=en

-------------------------

📌 Timestamps

00:00 - How they built a Million-Dollar Business as partners

09:42 - Dual income thinking + When quitting your job actually makes sense: proof, stability, and timing

16:08 - Why ownership matters now

25:07 - Why 9–5 is no longer the safe path and what actually is in today’s market

28:58 - Turning your skills into a business

44:21 - Canada vs US: risk, capital, and why entrepreneurship scales differently

53:44 - The 3 income paths and why you need to know what path you're on

59:12 - How to make a million dollars even if you have a 9-5

1:04:40 - The REAL Business Secret

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

------------

In this episode, I sat down with Dennis Mitchell, CEO and Chief Investment Officer at Starlight Capital and co-founder of the Black Opportunity Fund, to talk about career strategy, wealth creation, and the long game most people avoid.

We break down what it really takes to create opportunities instead of waiting for them, why networking often fails, and how discipline, decision-making, and time compound across both career and money. Dennis also shares how professionals actually think about risk, why volatility isn’t the real danger, and how long-term investors evaluate assets, including real estate, without the noise. We also get into real estate and investing frameworks, when homeownership makes sense (and when it doesn’t), and the role capital plays in restoring access and opportunity at scale through the Black Opportunity Fund.

Whether you’re navigating a career pivot, building wealth slowly and intentionally, or trying to make smarter decisions with money, this conversation offers grounded frameworks you can apply long after the episode ends

.---------

📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate

------------------------

✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com-------------------------

📌 Timestamps

0:00 - The Shortcut Most People Ignore: How to Make Opportunities Come to You

05:29 - Why Networking Doesn’t Work (Until You Do This)

07:41 - Creating your own - The Strategy That Opens Closed Doors

11:56 = Why Perfect Credentials Don’t Actually Win (What Really Separates People)

15:42 - Why Most People Never Build Wealth

20:31 - Risk Isn’t Volatility: How to Avoid Permanent Loss and Profit From Market Drops

21:36 = REITs Explained: How Professionals Evaluate Real Estate in the Stock Market

33:47 - The Decision Framework That Shapes Long-Term Wealth

36:10 - Black Opportunity Fund: Restoring Access, Capital, and Opportunity

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Maureen Ngo — a 25-year-old who escaped the 9-to-5 and built two six-figure businesses by doing what most people overlook.We break down how she positioned herself early for ownership, how she learned to create opportunities instead of waiting for them, and why boring, overlooked income paths quietly outperform hype industries. We also talk about confidence, risk, and what it really takes to move from earning income to building assets — especially as the next wealth transfer accelerates.This conversation isn’t about chasing trends.It’s about positioning, ownership, and long-term leverage.If you’re thinking about money, work, and freedom differently — this episode is for you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Maureen- IG: https://www.instagram.com/maureenngo_/- Tiktok - https://www.tiktok.com/@heyo.itsmo-------------------------📌 Timestamps00:00 - Why she dropped out of university/college 13:24 - The first business that actually built real wealth18:34 - Proximity to wealth changes how you think about money24:10 - Why more people should chose the “boring” paths to build wealth38:11 - Acquiring a second business, learning to hire, delegate, and step back.42:02 - Millionaire by age 30 & her plan to get there 44:33 - What being a young business owner actually looks like55:32 - personal finance, money & investing 1:02:35 - Next business ideas to create more wealth ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]

In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it. We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations. Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw------------------

----🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6

- Follow my real estate page: @tobi.realestate------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Dr Wesley

- Website: https://wesleyogude.com

- Foundation Cohort, High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.Cohort Dates: Week 2: Nov 14 & Nov 15 Week 3: Nov 28

- 📧 [email protected]

- Highincome2wealth Podcast: https://wesleyogude.podbean.com

- Youtube: https://www.youtube.com/@royalbrothersroyalsisters9891/videos-------------------------

📌 Timestamps

00:00 – The “money is a game” mindset: why most people never learn the rules

03:49 – The hidden laws that govern money and why they’re kept secret

13:30 – From income to wealth: the four asset classes every millionaire builds on

17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-5

26:37 – How to transition from earning a paycheck to building real wealth

33:44 – The four key transitions that separate the wealthy from everyone else

39:32– What it really takes to build and preserve multi-generational wealth

53:12– The five capitals families must pass down to sustain wealth

1:16:04 – Final lessons on wealth, purpose & preserving your family’s future

⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Bode Odetoyinbo (The Finance Dad) — a lawyer and seasoned investor in the stock market and real estate — to break down the principles of wealth building that have guided his decades-long investing journey.We talked about how to identify strong investment opportunities, the mindset required to grow assets over time, and the habits that separate consistent wealth builders from short-term thinkers. He also shared how he approaches the stock market, what he looks for in businesses before investing, and how he manages risk while building long-term freedom through real estate and equities. Whether you’re just starting to invest or already building assets, this conversation will help you think differently about money, mindset, and long-term wealth building.You’ll learn:- The key principles for spotting good investment opportunities🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: [email protected]📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Bode Odetoyinbo (The Finance Dad) - IG: https://www.instagram.com/bode.thefinancedad/- Professional practice website: https://www.lawyer4me.com-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary. The rule that changes everything07:16 - Amazon in the 90s to Nvidia today: Lessons from 30 years of investing18:36 - How to spot early disruptors in the stock market 24:27 - The Hidden Cost of Currency (International investing lessons) 28:49 - How to invest based on your age (20s vs 30s vs 40s vs 50s)38:38 - Real Estate investing. The Wealth Transfer 49:45 - How to teach your children about money59:39 - This one decision could make or break your financial future 1:03:48 - black tax and how to navigate it ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.