Interest rates have been top of mind for a lot of us this year. It's been impossible to ignore. So, what do we need to know about interest rates, and what should we be paying attention to when it comes to this topic?

On today's show, we'll explain how interest rates can affect our overall financial plan and us as investors. So, is the news all doom and gloom, or are there hopeful times ahead?

On today's show, we'll share:

• Why the Federal Reserve is raising rates. (4:01)
• Why the housing market will probably come to its knees. (8:24)
• How the economy continues to be impacted by interest rates. (12:41)

Get Additional Information: https://www.truefinancialpartners.com/media/podcast/

Want to know the secrets to experiencing satisfaction in retirement? We've discovered five key situations to which your financial plan needs to lead you.

If you can key in on these five points, you'll have a high chance to achieve retirement satisfaction. We'll explain why these elements are so important and how your planning process helps achieve them.

On today's show, we'll share:

• How you can have peace of mind regardless of what's happening in the stock market or around the world. (3:36)
• Why you need a diversity of income streams so you're not too reliant on any one particular source. (7:32)
• How to have confidence in your ability to spend money every month without worrying about running out of money. (9:02)

For more, visit us online: http://truefinancialpartners.com

We're opening up the mailbag today to answer your questions. We got a lot of good feedback and had some interesting questions come in.

On today's show, we'll share how you can contribute to your 401k when you make differing amounts of money each month. We also discuss the pros and cons of being a very conservative investor and whether to pay off your mortgage before investing in rentals.

On today's show, we'll share:

• How can I contribute to a 401k when my base salary is low and I get commissions? (2:59)
• Am I hurting myself if I'm a very conservative investor? (7:22)
• Should I pay off my mortgage before I get a rental property? (10:02)

For more, visit us online: http://truefinancialpartners.com

We know we'll have to deal with many things in retirement. We just don't know how to predict when or to what degree.

In today's show, we'll share how you can construct a plan that deals with the unpredictability of these different factors. From life expectancy to future tax rates, we'll cover the essential topics you need to know to get your retirement plan together.

On today's show, we'll share:

• How do you plan for retirement when you don't know how long you'll live? (3:10)
• Where will interest rates go in the future? How can you plan for retirement not knowing this information? (4:50)
• Current tax rates will expire pretty soon, but how you can plan not knowing where they're headed? (7:56)

For more, visit us online: http://truefinancialpartners.com

Buckle up! We're going against the grain today and sharing some financial advice we disagree with and why.

As advisors, our job is not to be your best friend. We share tough love and help you get where you want to be financially.

It can be hard for people to go against the grain and do something different, but it's important to know that not all financial advice suits everyone the same.

On today's show, we'll share:

• The appropriate amount of risk for a retiree or pre-retiree (3:39)
• Appropriate use of life insurance (6:48)
• Whether to pay off your house (10:56)
• Appropriate use of annuities (14:22)
• How much money to have in cash (19:13)

For more, visit us online: http://truefinancialpartners.com

People have many reasons for procrastinating when it comes to putting a retirement plan together. Today we'll explore some of those excuses, why they can be dangerous, and how to overcome them.

What we discuss today:

2:20 – Parents didn't plan

5:21 – Who to listen to

9:55 – Stress

12:10 – Too busy

14:16 – Where to start

15:51 – Perfectionists

Get Additional Information: https://www.truefinancialpartners.com/media/podcast/

You've most likely heard plenty of "rules" you're supposed to follow to retire successfully. Some of these rules are stated so confidently that you'd be crazy not to immediately accept them as fact. But we don't mind the threat of being called crazy, so let's dive into some of the most popular retirement "rules of thumb."

What we discuss today:

4:09 - Rule of 100

6:04 - 75% rule

8:22 - Rule of 72

10:07 - Rule of 5

13:49 - Rule of 10

16:35 - 4% rule

Get Additional Information: https://www.truefinancialpartners.com/media/podcast/

How prepared are you for retirement? Do you know how much income you'll need and what retirees fear the most? Today we're testing your knowledge to see if you have what it takes to retire successfully.

What we discuss today:

2:02 – Saving for retirement

4:36 – Income estimate

8:06 – Retiree fears

10:37 – Diversification

12:44 – Withdrawals

Get Additional Information: https://www.truefinancialpartners.com/media/podcast/

Today we're diving into the mailbag to answer questions from listeners just like you. We're taking questions about inheritance squabbles, when to leave money to kids and Medicare.

What we discuss today:

3:11 – Inheritance

6:03 – Financial advisors

8:30 – Market jumping

12:44 – Unused leave

14:51 – Medicare

18:03 – Money for kids

Get Additional Information: https://www.truefinancialpartners.com/media/podcast/