I'm super grateful for all the questions sent in by everyone. But there's only one type of questions where it's almost impossible for me to answer:" Dear Sean, this property XXX for own stay can buy??"   After the affordability test, where you're fully aware on the monthly commitments required to own that particular property only we will move on to the WEEKDAY-WEEKEND test. Here you'll need to imagine yourself living in that particular property for entire weekday. From the time you wake up, go work, breakfast, lunch, dinner, leisure, kids, and etc... All aspects will then be covered. Then do the same for a weekend.   I've realized that people are just making a purchase just for a moment in the weekend. For eg: A walk in the park where you are only gonna use it for Sunday morning. Then is it worth it?