Say the letters HOA to a room of homebuyers and watch the faces change. Some people run from them. Others will not buy without one. This week, Don and Angela sit down, just the two of them, to break down what an HOA really is and how it affects the way you live, buy, and sell in Livingston County.
They walk through the questions they hear from clients all the time: Can I put in a fence? What about a shed, a pole barn? Who picks up my garbage? Along the way, they cover which rules to look for in the bylaws, why most HOAs need architectural approval before you build a deck or add a pool, and the surprise fees that can show up at closing when a management company handles the paperwork.
Don also shares what it was really like serving as an HOA board president for seven years, from handling neighbor complaints to hosting block parties. They talk through the case for HOAs, including protecting property values and keeping a neighbor’s junkyard out of your view, and the case against them, with honest advice on how to decide if one is right for you.
Whether you are buying your first home, thinking about selling, or just got a notice from a brand new board, this episode will help you know what questions to ask.
Timestamps
00:00 Introduction and Understanding HOAs
04:26 Fences, Sheds, and Outdoor Structures
08:12 Upkeep Rules, Blight, and Company Vehicles
10:52 Garbage Pickup and Trash Cans
14:33 Serving on an HOA Board
18:02 Rule Changes, Approvals, and Fees
22:48 Pets, Businesses, and What Dues Cover
27:45 Being a Good Neighbor
30:40 Buying Tips and HOA Fee Range
34:02 Lakes, Community Amenities, and Closing Thoughts
Show Links
For more information on the Putkela Group and how to get connected, visit the links below:
Business Page: https://www.facebook.com/PutkelaGroup Website: https://www.welcometolivingston.com/ Instagram: https://www.instagram.com/putkelagroup/ YouTube: https://www.youtube.com/channel/UCq9hM7gWPlaCw4nG89Wgd9Q Phone: 1-888-PUTKELA (788-5352)Sponsor Links
Thanks to our amazing sponsor! Visit their social media pages for more information.
James Paquette
Mortgage Sales Manager
Lake Michigan Credit Union - LMCU
NMLS ID# 533633
Direct Phone: (810) 263-6000
Cell Phone: (734) 604-2611
Website: https://www.lmcu.org/jamespaquette
Facebook: https://www.facebook.com/jamespaquetteLMCU
LinkedIn: https://www.linkedin.com/in/jamesapaquette/
YouTube: https://www.youtube.com/@LMCU