Two questions about taxes this week:  Barbara Sekely with Waddell & Reed in Tampa, Florida, wants to know about tax benefits and issues with LTC insurance, and Tina in Washington wants to know why her state will start taxing her in 2022 for a state funded LTC plan. Other states are likely to follow Washington if state revenues increase, so we may be paying for LTC coverage one way or the other.  Planning ourselves allows us to design a plan we want and to receive care where we want.  With the state plan, coverage is limited, and you must use approved providers.  It's time to start paying close attention...