In this episode, we cover:

• What a mortgage is and how it works

• The difference between secured and unsecured lending

• Who actually lends the money (banks, building societies, etc.)

• How banks fund mortgages and where the money comes from

• How interest rates are set and how banks price lending

• Common myths about mortgage terms and repayment periods

• Capital repayment vs. interest-only mortgages

• The importance of keeping up with mortgage payments

• How to apply for a mortgage and understand what you can afford

• Myths around income multiples and affordability

• Final advice on getting the right mortgage and seeking professional help

  
  

  🎙 New episodes every Friday

  📆 Bonus mortgage updates every Monday

  
  

  If you find the show useful, don’t forget to like, follow and share - we’ll see you in your feed!

  
  

  Need help with your mortgage?

  👉 ⁠⁠⁠⁠Get started here⁠⁠⁠⁠

  📊 ⁠⁠⁠⁠Try our Stamp Duty Calculator⁠⁠⁠⁠

  📸 ⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠

  💼 ⁠⁠⁠⁠Connect with us on LinkedIn⁠⁠⁠⁠

  
  

  🎧 This podcast is proudly built by ⁠⁠⁠⁠I.A.M Podcasts⁠⁠⁠⁠

  
  

  #MortgagesMadeEasy #PrestigePrivateFinance #Mortgages #PropertyFinance