🔍 Wondering how annuity commissions really work? Are annuity fees hidden, excessive, or fair? In this episode, we break down the myths and reveal the truth about annuity commissions and how they compare to traditional investment advisor fees. We also dive into how today's annuity advisors are held to a Best Interest Standard — similar to fiduciary responsibility.Whether you're considering a fixed indexed annuity, a MYGA, or an income annuity, this episode will help you make an informed, confident decision.⏱️ Timestamps00:00 – Intro: Why this episode matters01:50 – Commissions vs. Annual Fees: What’s the difference?05:20 – How annuity commissions actually work (by type)10:40 – Fixed Indexed Annuities (FIA): Transparent and low-cost13:05 – MYGAs and Income Annuities: Simple, one-time compensation15:40 – Variable Annuities: The exception, not the rule17:55 – Comparing to 1% AUM management fees over time21:40 – The myth of “hidden annuity fees” — debunked24:10 – How annuity agents are regulated: Best Interest Standard Model #27527:35 – Are annuity professionals fiduciaries? (Let’s talk nuance)30:20 – Listener question: “How can I see what fees I’m paying?”32:45 – 3 Key Takeaways34:00 – How to get our free Annuity Fee Comparison Worksheet💡 What You'll Learn:How annuity commissions vary by product type (FIA, MYGA, SPIA, VA)The difference between carrier-paid commissions vs. AUM-based advisor feesHow annuity agents are held to a Best Interest Standard in 40+ statesWhy annuities often have no ongoing feesWhen income riders are worth the cost — and when they're notHow to evaluate value over fees when making retirement income decisionsWant to Chat with Matt & Zach? Schedule Here : https://annuityassociation.chilipiper.com/concierge-router/link/annuity-researchers-routerWant to Compare Hundreds of Annuities Side by Side? Request Your Free Annuity Report here: https://annuityassociation.com/podcast-annuity-report