Beth in Tampa, Florida asks another great two questions!  She wants to know what are some critical or costly "items" that may not be covered by LTC insurance.  Diane shares how LTC insurance works and what to pay attention to when planning and also when opening claims so you can be sure to get the most from your plan.   Use the Genworth Cost Of Care site to find bot tody's costs and projected future costs of care anywhere in the United States at Schedule a zoom or phone meeting with me to design your plan at