The episode discusses the down payment requirements for SBA 504 construction loans. The down payment required is 10% if the property is not a startup or special-use property. The funds can be brought in by an investor partner who owns less than 20% of the entity. If the investor is involved in day-to-day decisions, the bank may ask them to be a guarantor or limited partner. However, if the investor simply wants to have an equity position, that would be acceptable as well.

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