Think of karma as line of credit from an issuing bank—except here the issuing bank is higher grahas/planets—and it is an exhaustive

source. We also have a negativeline of credit. In this podcast, we will talk about modern mainstream meaning of karma vs philosophical meaning of karma. We will talk about three types of karma mentioned in Jaiva Dharma and Bhagavad Gita. How can we get rid of this bad karma--some ideas will be shared.