HCD discusses the new ADU rules and their nuances including how many units are allowed (6!), terminology, avoiding impact fees and fire sprinklers.

Learn about the return of investor-friendly DSCR loans which allow you to buy and refinance rental properties with the need to show personal income or tax returns. DSCR also forms the basis of construction bridge loans, i.e. hard money loans to renovation or add onto properties.

DSCR loans must be 'pro forma'd' or calculated typical by spreadsheets. So burgeoning real estate investors can learn how to use pro formas to obtain loans and build a professional and profitable business

Meredith talks with Brian Zanini of CalHomeCo, on of the top ADU builders in San Diego on best practices and how to save money on your ADU project. https://calhomeco.com/

If you're a newer investor, it's tempting to plan for the largest possible construction that can fit on your land. This can dramatically reduce costs and knock everything out at once. Except, you're less likely to qualify based on your experience and cash reserves needed. Meredith reviews the options and how the math works.

You can book a strategy call for your project at https://calendly.om/ADUloans.

Meredith interviews Kimberly Barnett, and Realtor and real estate investor who helps homeowners in her community through their ADU and remodeling projects. Kimberly's tip plus an update on new Fannie Mae guidelines on ADUs explained.

This addendum really clarifies specific HCD rules and warns municipalities that they may not be subjective - or else. Arm yourself with this info athttps://www.hcd.ca.gov/sites/default/files/docs/policy-and-research/adu-handbook-update.pdf

00:00 Introduction00:16 What's feasible on your property06:06 Strategy: Flex design that can be converted09:11 Potential 2026 housing laws that matter10:15 Remodeling value on older homes14:32 Interest in building small in rural areas16:41 Your next steps to get started

Book a free consultation at https://calendly.com/ADUloans!

What are the best remodel projects to get a higher value for selling or more rental income? Here's the math.

Buying existing properties costs $500-$1,200 per square foot, plus renovation costs. New construction costs about $250 per square foot with minimal maintenance for 15+ years.

How to get started? Feasibility & finance.

Meredith reviews the most important laws that go into effect in 2026 and what's most likely to help the average property owner, including new lot split opportunities that make construction less risky. SHe also talks about her personal goals for construction in 2026 that anyone can do. Finally, Meredith spreadsheets how her client will buy a winery and build his home and 3 units for rent.