Think you are too old to learn new things? Perish the thought! I learned so much in this conversation with Carl Wallin, a former body builder and current financial advisor with Mass Mutual in Bismarck, N.D.

While he is only 27 years old (and, admittedly, looks like he's 10), Carl shares his journey from being a small kid with Napoleon complex to a determined skateboarder and video game champion to his struggle with depression and anxiety which led to his amazing determination to become an award-winning bodybuilder and a champion of positivity.

(Yes, that's Carl in the photo behind him.)

Just one of the many nuggets from Carl: 

"Don't set your standards too low. Open others' eyes and show them the immense value of raising your standards."