Risk is unavoidable. The only question is whether the risk you're taking actually makes sense for where you are in life. Today, Ryan looks at three stages of the financial journey, and at each one, we've got three types of people with three very different approaches. Whether you're decades away from retirement or already living it, this conversation will help you think differently about risk and opportunity.

Here’s what we discuss in this episode:

📈 Life Stages: Why risk changes over time

🚀 30s & 40s: Avoiding the danger of being too cautious

⚖️ 50s & 60s: Balancing growth and protection

🏖️ 60s & 70s: Managing risk in retirement

🎓 Financial Education: Why planning early matters

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