I have four clients opening LTC claims this week.  Three are for memory care, and one is for hospice care for teminal cancer.   All are women in their early 70s.  I wish no one ever needed to use the LTC plans we've developed, but I am so glad that I have answers and can assist when their family memebers ask for help and guidance.  All of these women were in great health when they bought their plans, most over 10 years ago and one in 2020. One claim was declined, and I'll share why in this episode.  I brought in Amada Senior Care to help get thr decline overturned.  Amada is a home care agency, and they are very detail oriented when helping people with claims, even if the claim is for care communities away from home. If you need help with LTC claim, reach out the them at If you need home care services, Amada's caregivers are top notch!!! When you're ready to design your LTC plan, schedule with me at and we'll get to work to protect you, your family, your savings, and your choices when care is needed.