This week, Mike in New Jersey asked how the elimination period works. Is it cumulative? Do I have to pay it every time I access LTC benefits? Diane affirms that many people are confused by the elimination period in a long term care insurance plan, and she shares how it is different than other deductibles used in other types of insurance. We'll send Mike a gift to thank him for bringing important questions and answers to our listeners. Ask your question at www.preparing4tomorrow.com so we can thank you, too.