In this video, the host and guest discuss the SBA 504 loan, specifically in relation to construction loans. The SBA 504 loan is a hybrid between a conventional first loan and an SBA second loan, with the LTV (loan to value) typically being 90% and the borrower putting down 10%. However, for startup businesses or special-use properties, the LTV can decrease to 85% or 80%. The first 50% of the loan is provided by a bank, and the SBA portion is provided by a CDC (Community Development Corporation).

The guest, Carey, works for a bank and helps clients navigate the SBA loan process. He offers solutions for various financing needs, including startups, buying an existing business, buying a franchise, building a new office building, or expanding an existing business. He encourages viewers to book a call with her to discuss their financing options and questions.

The host, Beau Eckstein, is a lending industry veteran with over 20 years of experience. He hosts a channel that discusses all things financing and invites viewers to subscribe. The video ends with a call to action for viewers to book a call with Carrie or reach out with any financing questions.

Overall, the video provides an introduction to the SBA 504 loan, its structure, and how it can be used for construction loans. Carey offers to help viewers with their financing needs, and Beau invites them to subscribe to his channel for more financing content.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )