How can you protect your family’s finances after you’re gone? Welcome to the Wealth Dynasty podcast! We’re your hosts, Kurt and Mark, and we’re here to tell you everything you need to know about life insurance. In this first episode, we'll introduce ourselves, share the goals of the podcast, and explain how we're going to help you protect your family's financial future.

Background on Wealth Dynasty

• Wealth Dynasty is partnered with Figtree Financial Group, a registered financial advisory firm in Barbados. We take the time to understand each client and their unique situation, providing effective life insurance solutions tailored to the Caribbean.
• Working with our global clients allows us to help those with limited access to financial guidance receive the benefits of United States life insurance.
• Our team consists of me, Kurt (a founder), Mark (the marketing manager), and Stephanie (the business manager). We look forward to helping clients in the United States, the Caribbean, and Latin America by giving them financial options to assist during heartbreaking times.

Wealth Dynasty’s Goal

• No one is ever truly prepared for the sudden death of a loved one. One moment they're here, and the next, they're gone—no more daily check-ins, weekly visits, or silly Facebook posts.
• But there's something else no one prepares you for, either: the financial burden that a death can leave behind. 
• We've heard too many stories of a spouse or parent who passed away early, leaving their family in financial debt. Often, the surviving family loses their dreams, college education, and security, and they're left in a world they never expected to be in.
• We know that the process of getting life insurance can be confusing, which is why so many people avoid it. Our goal is to give you practical strategies for choosing the right life insurance products for your situation, with complete confidence.

Protecting Your Family's Financial Future

• Burial, funeral, and cremation can be very expensive, and most people don't realize it until it's too late. Without a life insurance payout, the surviving family is often left to bear the financial burden.
• Our goal is to teach you how to create a financial legacy that can provide income for your family even after you're gone, so they don't have to experience this hardship. It's also essential to have a plan to replace your income if you were to become disabled.
• There are several different life insurance products, such as term life and permanent life, that can help you and your family during these difficult times. The key is to be knowledgeable about the various products and policies so you can choose the one that is right for your unique situation.

Why Education in Life Insurance Matters

• Nowadays, an agent's role is to clear away the confusion surrounding life insurance, but you should always remember to explore products from different companies. Some companies might not offer the specific insurance product you need.
• When an agent says a certain product is the best for you, you should question why that is the case. Investment advisors and insurance agents often focus on the products offered by their own company. 
• You may have to go somewhere else if their company doesn't offer the coverage you truly need. Think of it like getting a second opinion from another doctor when you're sick.

“We can never replace the loss of a loved one, but we can at least ease the financial burden that comes with someone passing.” - Kurt 

“The greatest asset that anyone can have is the ability to generate income.” Mark 

Resources

1. https://figtreegroup.com/

DISCLAIMER:

The content in this podcast (audio/video) and all media produced by FigTree Insurance Services are for general informational and educational purposes only. It does not constitute financial, insurance, legal, or tax advice, nor is it a recommendation for any specific product or strategy.

Viewers should consult with a licensed and qualified professional before making any financial or insurance-related decisions.

All examples are hypothetical and may not apply to your situation. Insurance products are subject to terms, conditions, exclusions, and underwriting approval. Availability may vary by state.

We may include links to third-party websites for convenience; we do not endorse or guarantee their content.