In this episode of Sweat Your Assets, we tackle one of the most important — and often avoided — questions in personal finance: How much money do you actually need to be financially secure or financially free?

Most people have vague goals. “One million.” “A lot.” “Enough.”

But without a concrete number, financial freedom remains a wish — not a plan.

We break down:

• The difference between financial security and financial freedom
• Why measuring your expenses is the starting point of clarity
• The power of active income and passive income working together
• How the 4% rule (Trinity Study framework) helps you estimate your target number
• Why your Financial Freedom Number is roughly 25 times your annual expenses
• And why mindset and discipline matter more than technical complexity

Through practical examples and simple math, you’ll learn how to calculate your own number and understand what it truly means to have your assets working for you — instead of the other way around.

Financial freedom isn’t mystical. It’s measurable.

And once you measure it, you can build toward it.

If you’re serious about intentional money management, long-term investing, and building real financial independence, this episode gives you the framework to start.

🎯 Action step: Calculate your annual expenses and multiply by 25. That’s your first draft Financial Freedom Number.

Thank you for listening.

Alessandro Baroni

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