🎙️ Welcome back to the Sweat Your Assets Podcast!

In today’s episode, we’re diving into a timeless—and often debated—topic in the world of investing: When is the right time to buy or sell your investments?

Inspired by the sharp insights of Howard Marks, co-founder of Oaktree Capital and one of the most respected voices in the investment community, we’ll go far beyond the classic cliché of “buy low, sell high.” Even Warren Buffett has sung Marks’ praises, and for good reason—his memos consistently offer a masterclass in market thinking.

In this episode, we’ll break down some of the most compelling takeaways from Marks’ recent memo, including:

• 🔄 Why selling isn’t always simple—and the emotional and psychological traps investors fall into whether markets are up or down.
• 📉 The risks of selling just to “take profits” or out of panic during downturns.
• 🧠 Marks’ framework for when selling makes sense, with a focus on relative selection and opportunity cost.
• ⏱️ The myth of market timing—and why a long-term perspective is often your best ally.
• 🎯 A thoughtful look at portfolio concentration vs. diversification, based on a fascinating discussion between Howard Marks and his son Andrew.
• 📈 The surprising power of just staying invested—and how compounding over time can beat even the cleverest timing strategies.

If you’ve ever wrestled with when to hit that buy or sell button, this episode is for you. Tune in for a grounded, strategic discussion rooted in the wisdom of one of the greatest minds in investing.

Let’s sweat those assets together—and make smarter, calmer investment decisions.

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

🎙️ Get ready to Sweat Your Assets with a brand-new episode of Diary of a Financial Coach, right here on the Sweat Your Assets Podcast!

In today’s deep dive, we’re exploring the powerful concept of Financial Fitness, as introduced by none other than Shannon McLay—the expert who turned her own journey from "financially fat" corporate professional to wealth management advisor into a framework for financial transformation.

We’ll unpack the compelling idea that your financial health is just as vital as your physical health—and how neglecting one can have a serious impact on the other. Ever wondered how your money habits affect your stress levels, diet, or even your sleep? You’re not alone.

This episode is all about helping you understand where you currently stand on your financial fitness journey. Are you:

• Financially Fit – a savvy saver living within your means?
• Financially Skinny – stuck in the paycheck-to-paycheck grind?
• Financially Fat – overspending, undersaving, and possibly buried in debt?

Whatever your starting point, this episode offers clear, practical steps to move forward. We’ll cover:

• 🔍 The three types of financial fitness—and why knowing where you stand is the first step toward change.
• 📝 How to define your true life needs and wants by creating your own Financial Fitness List—a tool to help you align your spending with what really matters.
• 🛠️ Tailored action steps for each type—whether it’s learning to spend with more joy, breaking the paycheck cycle, or tackling overspending head-on.

🎧 So tune in to Diary of a Financial Coach and take the first step toward a healthier, happier financial life. It's time to train your way to wealth—because financial fitness is a muscle worth building.

• Blog Article: https://sweatyourassets.biz/train-your-way-to-financial-fitness/

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

📢 Get ready to grow your financial knowledge with the latest episode of Sweat Your Assets! 🎧

In this brand-new episode, we're digging into the surprisingly insightful world of agriculture to cultivate a better approach to investing. Ever thought about the similarities between tending a field and managing your portfolio? 🌱💰

We explore the concept of "Investing Like a Farmer," drawing parallels between the timeless practices of farming and successful wealth management. Just as farmers understand cycles and seasons, investors can benefit from recognising the patterns in financial markets

Tune in to discover:

• How the crop cycle mirrors the investment journey, from preparation to harvest
• Why patience and a long-term vision are as crucial in investing as they are in farming
• The importance of diversification, akin to a farmer planting different crops to manage risks
• How to nurture your investments and weed out underperformers, just like tending to a field

Ready to sow the seeds for a more robust financial future?

Tune into the new episode of Sweat Your Assets to learn how adopting a farmer's mindset can help you cultivate wealth with patience and strategy!

Other suggested links on this topic:

• Post article: https://sweatyourassets.biz/invest-like-a-farmer/
• YouTube Video: https://www.youtube.com/watch?v=A2NNO4M9Ju4

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

Hey there, and welcome back to Sweat Your Assets, the podcast that helps you take control of your financial future—one smart decision at a time.

Today, our hosts, Sem and Ana, are diving into one of the most important but often misunderstood questions in the world of finance: Are you investing, speculating, or gambling?

Whether you're buying stocks, flipping crypto, or just curious about your financial moves, it’s crucial to know what game you’re actually playing. Because the rules, the risks—and especially the odds—are very different.

🔍 In this episode, we’ll break down:

💡 The key differences between investing, speculating, and gambling.

⚠️ The risks, time horizons, and expected outcomes of each approach.

🎯 How to make sure your strategy aligns with your goals—not just your gut.

📌 Want to go deeper?

Check out our blog post and free tools at https://sweatyourassets.biz to help you build a strategy that matches your goals and risk profile.

And don’t forget to subscribe to this podcast—so you never miss an episode that helps you grow, protect, or sweat your assets.

#investingvspeculation #financialliteracy #sweatyourassets

🎙️ Disclaimer:

This episode was created as an edutainment resource. While it’s based on Sweat Your Assets blog posts and external reports, the discussion and narration have been generated using AI tools. The goal of this podcast is to inform and engage, but listeners should be aware that the dialogue may not fully reflect real-time updates or the official opinions of Sweat Your Assets. For customized financial guidance, feel free to reach out to our team.

Hosted on Acast. See acast.com/privacy for more information.

Hey there, and welcome back to Sweat Your Assets, the podcast that helps you take control of your financial future, one smart decision at a time. Today, Sem and Ana dive into Global Money Week—a worldwide initiative dedicated to equipping young people with the financial skills they need to thrive.

Did you know that Global Money Week recently celebrated its 12th anniversary? Organized by the OECD and the International Network on Financial Education (INFE), this campaign emphasizes the importance of teaching financial literacy early on—because the sooner young people start learning about money, the better equipped they are to make informed decisions, build financial resilience, and secure a brighter future.

In this episode, we’ll explore:

💡 Why financial education for youth is more critical than ever.

🌍 How policymakers and organizations around the world are working to improve financial literacy.

📢 Ways you can get involved and spread the message of smart money management.

If you’re passionate about financial education and want to access more resources, visit https://sweatyourassets.biz/financial-education-in-school/

And don’t forget to subscribe to the podcast so you never miss an episode!

#globalmoneyweek2025

#gmw2025

#financialeducation

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on Sweat Your Assets blog posts and external reports, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

🎙️ Welcome to Another Episode of the Sweat Your Assets Financial Diary!

Investing can feel like a treasure hunt—everyone wants to find the smartest opportunity, the next big thing, or an exclusive deal. But here’s the hard truth: by the time you realize you’ve walked into a financial trap, it’s often too late.

Instead of chasing the impossible, let's take a page from Warren Buffett’s playbook:

“Rule number one: never lose money. Rule number two: don’t forget rule number one.”

His longtime partner, Charlie Munger, put it even more bluntly:

“It’s remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very smart.”

So today, we’re not here to find the next golden opportunity. We’re here to learn how to avoid being the next victim.

Join me as we explore some of history’s most infamous financial frauds, from Charles Ponzi’s original pyramid scheme to Bernie Madoff’s multi-billion dollar deception.

These cases weren’t just the work of criminals—they thrived because of weak financial controls, unchecked investor greed, and a dangerous lack of financial education.

If you want to bulletproof your investments, you need to know what to watch out for.

🔎 Rule #1: If it sounds too good to be true, it probably is. Stay away.

🔎 Rule #2: Never invest in something you don’t understand.

So, grab a coffee and let’s dive into the world of financial fraud—so you can spot the red flags before it’s too late.

💡 And don’t forget—subscribe to our Monthly Newsletter to stay ahead with smart financial insights.

If you want to dig deeper, check out detailed article.

Let’s get started! 🚀

Alessandro BARONI - Sweat Your Assets

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

Hello, and welcome back to another episode of Sweat Your Assets, your go-to podcast for mastering personal finance and building financial freedom. In today’s Financial Diary edition, we’re diving into a classic and highly influential book on personal finance: The Automatic Millionaire by David Bach.

This book has been a game-changer for many readers looking to take control of their financial future in an easy and stress-free way. Bach presents a no-nonsense, common-sense system that makes wealth-building automatic—eliminating the need for strict budgeting, extreme discipline, or chasing get-rich-quick schemes. He shows how small, consistent habits can lead to big financial results over time.

In this episode, we’ll break down the key principles of The Automatic Millionaire and explore how you can apply them in your own life, regardless of where you live or how much you earn. Here’s a sneak peek at what we’ll cover:

📌 The Core Philosophy – Why you don’t need to be rich, disciplined, or self-employed to become financially free. 📌 The Power of Paying Yourself First – The single most important step to building wealth, no matter your income. 📌 The Latte Factor – Discover how small daily expenses could be holding you back from financial success and how tiny adjustments can make you a millionaire. 📌 Automating Your Finances – How setting up automatic savings and investments removes the stress of money management. 📌 The Importance of Homeownership – Why buying a home and paying it off early is a cornerstone of financial security. 📌 Smart Investing & The Sleep Well at Night Factor – Strategies to grow your money while maintaining peace of mind. 📌 Debt-Free Lifestyle – How to eliminate bad debt and avoid the traps of consumerism. 📌 Giving Back & The Bigger Picture – Why wealth isn’t just about money but also about contribution and purpose.

The beauty of Bach’s approach is its simplicity—his strategies don’t require complicated planning or financial expertise, just small, intentional actions taken consistently over time. If you’ve ever wondered how some people seem to build wealth effortlessly, this episode is for you!

So, stay tuned as we unpack The Automatic Millionaire and share insights on how to apply these powerful principles to your financial journey. Don’t forget to subscribe and share this episode with anyone who could use a little financial wisdom in their life.

Tune in now! And if you want to go deeper, check out the full blog post here.

Stay ahead with our best financial insights! Subscribe to our Monthly Newsletter today! 📩✨"

Alessandro BARONI - Sweat Your Assets

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a new episode of the Sweat Your Assets Podcast – Financial Diary Edition!

What Does "Sweating Your Assets" Mean? Sweating your assets is about optimizing or maximizing the use and value of the resources you already have—whether they are physical, financial, or intellectual. Instead of constantly seeking new acquisitions or investments, the idea is to:

1. Take full stock of what you have.
2. Avoid waste of resources and assets.
3. Make the most of what is already at your disposal before looking elsewhere

Tune in now! And if you want to go deeper, check out the full blog post here.

Enjoy the Episode!

Stay ahead with our best financial insights! Subscribe to our Monthly Newsletter today! 📩✨"

Sweat Your Assets - Alessandro BARONI

Click here to subscribe for free to my monthly Digest.

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a new episode of the Sweat Your Assets Podcast – Financial Diary Edition! What if I told you that one of the most successful investment funds in the world isn’t owned by billionaires or hedge fund managers—but by an entire country?

In today’s episode, we dive deep into the Biggest Wealth Fund in the World—Norway’s Sovereign Wealth Fund. We’ll explore what makes this financial powerhouse so successful and, more importantly, what everyday investors can learn from its strategy.

Norway is famous for its breathtaking fjords, but for investment enthusiasts, its real gem is the Norwegian Oil Fund—a global financial titan built from the country’s oil revenues. Managed with world-class transparency and expertise, this fund isn’t just about growing wealth; it’s a masterclass in long-term investing, diversification, and smart asset allocation.

Unfortunately, you can’t invest in it directly—it belongs to the Norwegian government. But that doesn’t mean you can’t study its strategies, analyze its investment choices, and apply its best practices to your own portfolio. From equities and bonds to real estate, we’ll break down how this fund operates, how it thrives in uncertain markets, and what key takeaways individual investors can use.

Ready to learn from one of the world’s most successful investment models? Tune in now! And if you want to go deeper, check out the full blog post here.

Enjoy the Episode!

Sweat Your Assets - Alessandro BARONI

Click here to subscribe for free to my monthly Digest.

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a new Financial Diary Episode of Sweat Your Assets Podcast.

In today´s episode, we discuss about Money!

At first, Money sounds like an easy concept. In our daily lives, we talk about money in different ways.

We earn Money. We spend Money. We invest money. We rely on money to measure wealth, assign value to assets, and determine the costs of goods and services. Money, a concept and technology ingrained in our daily lives, serves various purposes.

In economics, money is broadly defined as a medium of exchange for goods and services. While technically anything can be considered money, the most widely accepted forms today are paper banknotes, metallic coins, and credits backed by banks. But Money is much more than that.

To effectively discuss, manage, and master money, wealth, and financial freedom, I feel it is essential to understand what money is by examining its three functions, five types, and seven properties. I will then cover the Money Supply and its four measurements.

If you want to dig deeper, check out the full blog post here.

Enjoy the episode and...Sweat Your Assets.

Click here to subscribe for free to my monthly Digest.

Disclaimer: this episode was produced as an edutainment resource. While the contents are based on a blog post article, the discussion and narration have been generated using AI tools. The purpose of this podcast is to inform and engage, but listeners should be aware that the dialogue is AI-assisted and may not fully reflect Sweat Your Assets opinions or real-time updates. Contact the office for customized guidance.

Hosted on Acast. See acast.com/privacy for more information.