What Retirement Means to You!

A lot of us invest our retirement money in target date funds, because they seem simple and easy to understand.  But an article in Forbes says that’s not necessarily the best way to go.  What’s wrong with using a target date fund? Think about all the fees we love to hate:  Checking account fees … airline baggage fees … vacation resort fees … one marketing genius even came up with something called a convenience fee!  But of all the different fees we have to pay, the Money Talks News website says the worst one, by far, is the retirement account fee. Hear how Jerry saved one couple $40,000 in fee's!   

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!  

When we think about taxes in retirement, the first thing that probably comes to mind is Uncle Sam.  But CNBC points out that we might also be seeing bigger tax bills from our state and local governments, as a result of this economic downturn. Jerry explains what that means it more important than ever before to have a good tax strategy. 

Then, if you have a pension - should you rely on it? Many pensions these are days are underfunded, so what can you do now? If you plan on living off Social Security or using that money for your "fun money," you better think again. Jerry explains why this is NOT a good plan. 

Are you interested in a Complimentary Portfolio Review? Jerry can look at your current portfolio and see if an annuity is right for you!  

When you think about the nest egg you’d like to have, a specific number probably comes to mind.  Maybe it’s a million dollars – it could be less than that, or even more than that.  But Business Insider says a better way of thinking about it is how much monthly cash flow you’d like to generate, in retirement.  That’s an interesting idea – but how would you figure that out, since our accounts generally list that one, big, number at the bottom? 

In today's show - if you’re a Mom … or if you care about your Mom … we’re going to tell you about a big penalty that hits Mothers in retirement! 

Then, how can you become "tax free" in retirement? Jerry discusses these topics and more! 

Tune into "What Retirement Means to You" Saturdays at 3p on KMOX!

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!   

It's been a heated 2020 so far with Covid-19 and now we are on the edge of an even more heated election year. 

What's the relationship with who is President and your money? Does it matter who is President? Will my retirement be impacted? 

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!  

 One thing we’re all wondering is how the results of the upcoming elections might affect our portfolio? 

There’s a term that occasionally pops up in the financial media … “lifetime income.”  Market Watch cites a survey in which one-in-three people believe they can get lifetime income from a mutual fund.  And one-in-five think it comes from a target date fund.  Let’s try to clear this up:  First, is there really such a thing as lifetime income, or is that just some kind of marketing term?  And if there is, how does it work?

When we think about taxes in retirement, the first thing that probably comes to mind is Uncle Sam.  But CNBC points out that we might also be seeing bigger tax bills from our state and local governments, as a result of this economic downturn. That means it’s more important than ever before to have a good tax strategy in place, right?

A lot of us invest our retirement money in target date funds, because they seem simple and easy to understand.  But an article in Forbes says that’s not necessarily the best way to go.  What’s wrong with using a target date fund? 

Tune into "What Retirement Means to You" Saturdays at 3p on KMOX!

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!  

Jerry talks about creating paychecks for life, Jerry talks about how many things he has seen in his 20 years or experience, what it means to help people with retirement, and how you can prepare for that first meeting at his office.

According to a Transamerica study, only 1 in 4 workers takes this essential step before leaving the workforce.  What is it?  Developing a written plan for retirement. The study warns that you’re “flying blind” if you don’t have one.  Is it really that critical and – if so – why?,

Do you have to be a “math nerd genius” to win the game of retirement … or are there strategies that can help us non-geniuses do well?

Tune into "What Retirement Means to You" Saturdays at 3p on KMOX!

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!  

Did you know the #1 fear of planning for retirement is running out of money? Well, good news! What if I told you I could create lifetime income for you? Yes... its TRUE! 

For over 20 years, I have showed people just like you how this is possible, using my unique tools and strategies. Well, have you have you heard of the "A" word in retirement planning?

In this episode, Jerry explains how he can help you create income for life with... an ANNUITY. Find out the different options available and IF it's a fit for you. 

Are you interested in a Complimentary Portfolio Review? Jerry can look at your current portfolio and see if an annuity is right for you!  

Contact Jerry today for a Complimentary Portfolio Review!  

According to a Transamerica study, only 1 in 4 workers takes this essential step before leaving the workforce.  Find out what it is in todays episode! Jerry talks about having a strategy, understanding your money and why you need an "All Weathered Portfolio" so you are prepared for rain, sleet, snow or sun! 

Jerry is ready for you to visit his office today! Taking proper cleaning precautions, cleaning after each guest, only one guest at a time in the office, with masks and social distancing, Jerry and his team are prepared to keep you safe while you plan for your retirement! Or, you can setup a phone call or virtual meeting today!