What the F Happened? Fraud and Financial Crime, Deconstructed

In this Monthly Brief, we break down the most important fraud and financial crime developments shaping early 2026 — and what they mean for financial institutions navigating new regulatory pressure, expanding attack surfaces, and rising expectations for real-time defense.

This episode covers:

• Why fraud defense is entering a regulatory shift

• Nacha’s expanded ACH liability rules and sender-side accountability

• CFPB Section 1033 and how open banking changes fraud risk

• How some organizations are turning risk operations into revenue

• What stablecoins reveal about the future of transparency in financial crime

Transcript

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Chapters

(0:00) Introduction

(0:29) The new fraud landscape in 2026

(1:50) Nacha & ACH liability changes

(5:12) CFPB Section 1033 & open banking

(8:24 ) Turning risk into revenue

(11:14) Alert summaries with AI

(12:38) Stablecoins & what’s next

(16:24) Closing

Welcome to the fraud and financial crime podcast breaking down the real-world threats and defenses shaping today’s financial ecosystem to prepare you for what’s next.