What happens when Japan’s biggest marketplace decides to reinvent finance from the inside out?

In this episode of What The FinTech, Medhy Souidi sits down with Takeshi Nagasawa, the visionary CEO of Fintech at Mercari Group—the force behind Merpay and Mercoin, two of Japan’s most impactful financial platforms.

From embedding credit into mobile payments to launching one of the most trusted crypto exchanges in Japan, Takeshi shares how Mercari is not just a platform to sell your old sneakers—but a launchpad for transforming how money works in everyday life.

🔍 What you’ll learn in this episode:

• How Merpay Smart Money is helping unbanked and underbanked users access credit using behavioral data
• Why Japan’s fintech ecosystem is evolving slower—but smarter—and what others can learn from it
• Behind-the-scenes of Mercoin’s meteoric rise and how crypto is being integrated into loyalty and daily payments
• What it takes to innovate responsibly in one of the most compliance-conscious markets in the world

💡 Whether you're curious about embedded finance, crypto adoption, mobile wallets, or the future of fintech in Japan and beyond—this episode is packed with insights, strategy, and leadership lessons from one of the region’s top innovators.

👉 Don’t miss this deep dive into marketplace-driven finance and the next wave of consumer fintech.Hit play, subscribe, and let’s rethink the future of money together.

#WhatTheFinTech #WTF82 #Merpay #Mercari #Money2020 #Fintech #Crypto #DigitalPayments #JapanFintech🎙️ Interviewee: Takeshi Nagasawa, CEO of Fintech at Mercari Group🎙️ Host: Medhy Souidi

🎙️ AI That Works: How Dyna.Ai Is Redefining Intelligent BankingWith Tomas Skoumal, Co-founder & Chairman,

Live at Money20/20 Asia

What happens when a global banking veteran steps into the world of artificial intelligence?

In this unmissable episode, Tomas Skoumal, Co-founder and Chairman of Dyna.Ai (and former Global Head of Loans at Standard Chartered), joins us live from Money20/20 Asia to reveal what it really takes to embed AI into the fabric of modern finance.🔥

What you’ll hear:

1. Why banks are still struggling to scale AI—and how Dyna.Ai is changing that

2. The real use cases delivering ROI today (and the ones you should avoid)

3. How to build trustworthy, transparent AI systems that regulators embrace4. What’s next in credit scoring, risk, fraud, and generative AI

5. His top advice for banking leaders navigating the AI waveTomas brings 24 years of banking wisdom—and the fresh edge of a tech founder—to the mic, making this a masterclass on where fintech meets artificial intelligence.

📍 From pilots to production, from hype to hard results—this is AI that actually works.

🎧 Listen now on:Spotify | Apple Podcasts | YouTube

🎙️ Interviewee: Tomas Skoumal, Co-founder & Chairman,

🎙️ Host: Medhy Souidi

🚀 Just Dropped: What The FinTech x Money20/20 – Live from Asia

How do you unlock the full potential of Open Banking in Asia?
In this special live episode, I sat down with Fernn Lim, Chief Operating Officer at Audax, to explore how banks, fintechs, and ecosystems can move beyond buzzwords to build real, scalable value.

🎙️ From API strategy to embedded finance and the tech behind Singapore’s most innovative digital platforms, Fernn shares practical insights that every bank and fintech leader should hear.

🔥 We also talk about:✅ What makes open banking work (or fail)✅ Where Asia is leading — and where it's falling behind✅ How Audax is helping institutions evolve faster

💡 If you're curious about what’s next for digital banking infrastructure in Asia, this one’s for you.

🎧 Watch or listen here!

📍See you next week at Money20/20 Bangkok!
We'll be hosting more live podcast sessions on April 22nd and 23rd—come say hi and join the conversation.

#WhatTheFinTech #Money2020Asia #OpenBanking #EmbeddedFinance #APIs #Fintech #Audax #DigitalBanking #Podcast #BankingInnovation #M2020Asia

In this special What The FinTech X Money20/20 episode, we’re joined by Chee Mun Foong, a true fintech pioneer. From co-founding MoneyLion—a groundbreaking digital finance platform in the U.S.—to becoming the first Malaysian fintech founder to list on the NYSE, Chee Mun is now leading a new revolution: Malaysia’s first AI-powered digital bank, Ryt Bank.

Together with Sheryl Chen (Money20/20) and Medhy Souidi, Chee Mun shares:
🚀 How his early AI work for the U.S. Department of Defense shaped his fintech vision
🌏 Why he’s betting big on Southeast Asia’s AI potential
🏦 His vision for Ryt Bank and how AI can drive financial inclusion
🧠 The real challenges in building AI ecosystems—and how to solve them
🌱 How to balance AI innovation with its environmental impact

Whether you're curious about the future of AI, digital banking, or the next big wave in Southeast Asian fintech—this episode is for you.

The Future of Cross-Border Payments: Insights, Innovations, and Predictions

In this episode of What The Fintech X Money20/20, we explore one of the most critical topics shaping the financial world: cross-border payments in Asia. Hosted by Medhy Souidi, this episode features an expert panel of thought leaders, including:

This dynamic discussion unpacks the current state of cross-border payments, explores emerging technologies, and provides forward-looking predictions for the future.

From the rise of real-time payment systems like UPI, PromptPay, and PayNow to the game-changing potential of cryptocurrencies and stablecoins, the episode covers:

Our panelists also dive into the big picture, offering bold predictions for the next 2, 5, and 10 years. Will a unified payment ecosystem emerge, or will diverse systems continue to cater to regional needs?

Whether you’re a fintech enthusiast, SME owner, or payments professional, this episode is packed with actionable insights and forward-looking perspectives on the future of payments, innovation, and collaboration in Asia and beyond.

Don’t miss this thought-provoking conversation with leaders shaping the future of finance!

Welcome to another compelling episode of "What The FinTech"! This time, we have a special guest, Germaine Tan, the VP of Cyber Risk Management at Darktrace, the world leader in AI-powered cybersecurity solutions. 🛡️💻

Welcome to an exciting episode of What The FinTech! This time, we have the legendary visionary in the Web3 and gaming industry, Yat Siu, Co-Founder and Executive Chairman of Animoca Brands. 🌐🔗

Yat Siu shares his profound insights and visionary thoughts on the evolution of these groundbreaking technologies. Don't miss this episode packed with valuable strategies and key takeaways for the fintech community.

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🚨 **Apologies for the issue with the sound, please jump directly to 1 min.** 🚨

Whether you're deeply embedded in the finance sector, intrigued by the potentials of fintech, or looking to understand the future of money movement, Stefanie's insights provide a roadmap to innovation and success in the digital age.

️ Dive into an enlightening episode of "What The FinTech," captured live from the energetic Money2020 Asia conference in Bangkok! Join us as we host Angie Ong from Partior, a leader driving legal and regulatory strategies in the FinTech arena.

In this engaging discussion, Angie unveils how Partior is influencing financial market infrastructures with blockchain technology. Learn how Partior is navigating the complex tapestry of international regulations to deliver seamless, secure, and efficient financial transactions.

Key Takeaways:

Action Items:

This episode is a must-listen for anyone involved in the FinTech ecosystem, from startup enthusiasts and financial professionals to tech aficionados. Gain valuable insights and actionable knowledge from Angie Ong, a Fintech leader who is not only participating in but actively shaping the evolution of financial technology.