Ceci and Bryson discuss investing and provide tips on what to do and what not to do. They define investing as putting money into a bucket to grow further and emphasize the importance of looking at investments as a long-term strategy. They highlight four dumb things people do when investing: expecting to get rich quick, not dollar cost averaging, thinking they need a lot of money to start, and letting emotions get in the way. They also answer a listener's question about investing outside of traditional corporate offerings. 

Investing Tips: 
- Investing is putting money into a bucket to grow further and should be viewed as a long-term strategy.
- Avoid expecting to get rich quick and focus on dollar cost averaging, which involves investing a fixed amount regularly regardless of market conditions.
- You don't need a lot of money to start investing; even small amounts can make a difference.
- Don't let emotions guide your investment decisions; treat investing as a black and white, emotionless process.
- Consider high yield savings accounts and Roth IRAs as alternative investment options outside of traditional corporate offerings.

In this episode, Bryson & Ceci discuss recovering from summer spending and the importance of financial literacy. They recap their summer series on travel, savings, and budgeting, highlighting topics such as travel hacks, moving on a budget, and buying a house. They also talk about the high costs of summer spending, including weddings and car purchases. The hosts emphasize the need to be ambitious and avoid complacency when it comes to financial goals. They discuss the importance of being frugal, doing research, and implementing a cool-off period before making purchases. They also answer listener questions about letting partners pay for everything and how much to save each month.

Takeaways: 
- Recovering from summer spending requires financial literacy and forming good habits.
https://www.gobankingrates.com/saving-money/savings-advice/frugal-habits-of-the-rich-and-famous/

- Being ambitious and avoiding complacency are key to achieving financial goals. 
https://www.gobankingrates.com/money/financial-planning/how-to-achieve-financial-goals-when-they-feel-out-of-reach/

- Being frugal and doing research can help make informed financial decisions.
https://www.gobankingrates.com/saving-money/savings-advice/habits-of-people-who-are-good-at-saving-money/

- Implementing a cool-off period before making purchases can prevent impulse buying.
https://www.gobankingrates.com/saving-money/shopping/impulse-buying/

- The amount to save each month depends on individual circumstances, but aiming for 20% or more is ideal.
https://www.gobankingrates.com/money/financial-planning/paying-off-debt-this-summer-while-still-having-fun-tips/

In this episode of What the Why, hosts Ceci and Bryson interview CorporateNatalie, a successful content creator who transitioned from a corporate job to becoming a full-time influencer. They discuss Natalie's journey, her why behind her finances, and her tips for aspiring content creators. Natalie shares her experience of working in the corporate world and how she found her passion for content creation during the pandemic. She also talks about the challenges and rewards of being a content creator, including working on commercials and pursuing opportunities in film and television. Natalie also gives tips on managing money as a content creator, figuring out taxes, and the importance of investing.

Natalie Marshall is a prominent content creator who gained widespread popularity for her humorous takes on corporate life and the work-from-home culture. She started creating relatable videos about corporate quirks and remote work during the pandemic, which resonated with many people adapting to new work environments​. She is recognized for her entrepreneurial endeavors. She is the co-founder of a virtual assistant business that connects content creators with administrative assistants​. Additionally, her insights into corporate humor and work hacks have earned her a spot on Forbes' 30 Under 30 list​.

Keywords: jobs, side hustles, additional income, content creation, corporate job, influencer, financial advice, budgeting, taxes, investing, CorporateNatalie, Natalie Marshall, how to become an influencer, how to make money as an influencer, content creation tips, content creation advice, how to create content

Takeaways: 
- Content creation can be a lucrative career and a creative outlet outside of a corporate job.
- Investing is important for financial growth and making money in your sleep.
- Separate bank accounts for taxes and having a good accountant can help with financial management. 
- It's important to have open conversations about financial limitations and prioritize spending on experiences that align with personal values.
- Finding a side hustle that aligns with passion and interests can lead to a fulfilling career.

In this episode, the hosts discuss their experiences of moving out of state and the financial considerations involved. They talk about their moves from LA to Nashville and Atlanta, highlighting the cost differences and the benefits of living in their new cities. They also touch on the importance of following your passion and intuition when making big life decisions. The hosts provide tips for saving money during a move, such as finding affordable housing options and minimizing transportation costs. They emphasize the importance of planning ahead and being open to new opportunities.

Keywords: moving, out of state, finances, cost of living, passion, intuition, saving money, affordable housing, transportation costs, planning ahead

Takeaways

• Moving out of state can be a cost-effective decision, especially if you are moving from a high-cost area to a more affordable one.
• Following your passion and intuition can lead to a happier and more fulfilling life, even if it involves financial sacrifices.
• Planning ahead and being open to new opportunities are key when making a big move.
• Finding affordable housing options and minimizing transportation costs can help save money during a move.
• Consider creating a registry or crowdfunding campaign to help with the costs of starting fresh in a new place.
• Financial health and mental/emotional health are interconnected, and it's important to prioritize both when making life decisions.

Disclaimer: The content in this podcast is for informational and educational purposes only and should not be construed as financial advice. We are not financial advisors. Always consult with a professional financial advisor before making any financial decisions. GOBankingRates is not responsible for any financial loss or damage you may incur as a result of relying on the information provided in this video. Any comments posted under GOBankingRates' official account videos are not reviewed or endorsed by GOBankingRates or representatives of financial institutions affiliated with the mentioned services or products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers.

Summary

In this episode of What the Why, Bryson and Ceci discuss travel hacks and budgeting for vacations. They share tips on saving money at the airport, such as bringing your own food and using travel rewards cards. They also discuss the importance of making a budget and sticking to it when planning and spending on travel. The episode concludes with a Q&A segment on paying down credit card debt and managing credit utilization.

Keywords

travel hacks, budgeting, saving money, airport spending, travel rewards, credit card debt, credit utilization

Takeaways

• Save money at the airport by bringing your own food and snacks
• Use travel rewards cards and bundle travel expenses to save money
• Make a budget for your travel expenses and stick to it
• Pay down credit card debt effectively by setting up a payment plan and keeping credit utilization below 30%

Links

• Don't Buy Airline Tickets on This Day of the Week
• ⁠Summer of Savings⁠ <- all of the savings tips you'll need this summer
  • ⁠Walmart Is Americans’ Pick for Summer Savings: 10 Deals To Save You Extra⁠
  • 5 Ways You Can Save on Summer Travel this Year
• Average American Spending on Summer Travel in 2024
• Things Americans Will Spend the Most Money on This Year 

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Disclaimer: The content in this podcast is for informational and educational purposes only and should not be construed as financial advice. We are not financial advisors. Always consult with a professional financial advisor before making any financial decisions. GOBankingRates is not responsible for any financial loss or damage you may incur as a result of relying on the information provided in this video. Any comments posted under GOBankingRates' official account videos are not reviewed or endorsed by GOBankingRates or representatives of financial institutions affiliated with the mentioned services or products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers.

In this podcast episode, the hosts discuss the why behind their financial decisions and the importance of understanding personal finances. They share their own journeys and experiences with finances, highlighting the lack of financial education in schools and the need for individuals to figure it out on their own. They emphasize the importance of setting financial goals and creating a budget. The hosts also answer listener questions about living expenses and using the entire paycheck each month. The main takeaways include the uniqueness of each person's financial journey, the need for budgeting, and the importance of saving and investing.

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Disclaimer: The content in this podcast is for informational and educational purposes only and should not be construed as financial advice. We are not financial advisors. Always consult with a professional financial advisor before making any financial decisions. GOBankingRates is not responsible for any financial loss or damage you may incur as a result of relying on the information provided in this video. Any comments posted under GOBankingRates' official account videos are not reviewed or endorsed by GOBankingRates or representatives of financial institutions affiliated with the mentioned services or products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers.