On today's episode I tackle one of the most common questions I get: what to do if you have debt. I'll take you through the process of how to get a clear picture of what you owe, decide which balances to pay off first, and then build a plan that actually works.

You'll also learn about creating a realistic budget, negotiating with lenders, and how boosting your income or consolidating loans can make a difference. This leads into a discussion on avoiding new debt and staying consistent, which are the real keys to financial freedom.

Want some useful, practical steps you can start using right away? Have a listen and learn how to take the first confident steps toward becoming debt-free for good!