CAPitalize Your Finances

What To Do With Extra Monthly Cash


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What should you do with extra monthly cash? Today I’m going to walk you through a clear strategy to help you prioritize and CAPitalize. You'll find out about boosting your emergency fund and paying down high-interest debt, and how to make smart retirement contributions and planning for major life goals like a home or travel.


I also dive into the overlooked power of HSAs, donor-advised funds, and even how to treat yourself responsibly without derailing your financial progress. I’ll also share with you a personal story about hitting all my professional goals in 2024—what it cost me, and why my focus in 2025 is shifting from quantity to quality.


Are you earning more and wondering how to put that money to work? Tune in to this week’s episode and let’s start CAPitalizing!

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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